HomeMichiganAlcona CountyHubbard Lake CDP
Hubbard Lake CDP, Michigan: commercial real estate data.
Hubbard Lake CDP is a Census CDP of 944 people across 8.74 square miles of land, in Alcona County. Median household income is $70,568, 98.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $466,000.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Hubbard Lake
What Hubbard Lake is
- Census place typeCDP
- Land area8.74 sq mi
- Water area13.82 sq mi
- Population per square mile of land108
- County holding the largest share of its areaAlcona County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hubbard Lake
How many people live in Hubbard Lake
- Population944
- Median age65.1
- Population under 1844 plus or minus 22
- Share under 184.7 percent plus or minus 2.2
- Population 65 and over475
- Share 65 and over50.3 percent
- Households533
- Family households332
- Share of households that are families62.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hubbard Lake
Income and work in Hubbard Lake
- Median household income$70,568
- Per capita income$53,163
- Civilian labor force256 plus or minus 63
- Employed243 plus or minus 61
- Unemployed13 plus or minus 10
- Unemployment rate5.1 percent plus or minus 3.7
- Adults 25 and over882
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher34.6 percent
- Adults 25 and over with a graduate degree17.7 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hubbard Lake
Housing in Hubbard Lake
- Housing units1,373
- Occupied units533
- Vacant units840
- Vacancy rate61.2 percent
- Owner occupied525
- Renter occupied8 plus or minus 9
- Ownership rate98.5 percent
- Median owner-occupied home value$304,800
- Single family units1,349
- Share single family98.3 percent
- Units in buildings of two or more3 plus or minus 12
- Share in buildings of two or more0.2 percent plus or minus 0.9
- Mobile homes16 plus or minus 17
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hubbard Lake
How Hubbard Lake gets to work
- Workers 16 and over who commute218 plus or minus 59
- Commuting under 15 minutes43 plus or minus 23
- Share commuting under 15 minutes19.7 percent plus or minus 8.9
- Commuting 30 minutes or more123 plus or minus 47
- Share commuting 30 minutes or more56.4 percent plus or minus 15.4
- Drove alone69.5 percent
- Carpooled14.0 percent plus or minus 11.0
- Public transport0.0 percent
- Walked3.7 percent plus or minus 3.6
- Worked from home10.3 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hubbard Lake
SBA loans in Hubbard Lake (7(a))
- Approvals2
- Gross approval$466,000
- Average approval$233,000
- Median approval$416,000
- Ninetieth percentile approval$416,000
- Largest approval$416,000
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alcona County, not Hubbard Lake
Alcona County context, not Hubbard Lake figures
These are Alcona County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hubbard Lake measurements.
- Establishments in Alcona County182
- Employment at those establishments, Alcona County1,126
- Covered employment, Alcona County1,494
- Average annual pay, Alcona County$41,519
- Average weekly wage, Alcona County$798
- Housing units permitted, Alcona County38
- Of those, single family, Alcona County38
- County product, 2024, Alcona County$263,184,000
- County product change over the prior year, Alcona County0.2 percent
- Average income of an arriving household, Alcona County$69,465
Every figure in this section is published for Alcona County as a whole and is not a measurement of Hubbard Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hubbard Lake questions, answered from the record.
How many people live in Hubbard Lake, Michigan?
944, in 533 households. Hubbard Lake CDP covers 8.74 square miles of land, which is 108 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hubbard Lake in?
Alcona County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hubbard Lake?
$70,568. The median owner-occupied home is valued at $304,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hubbard Lake businesses?
2 7(a) approvals totalling $466,000, across 1 lenders, median approval $416,000. These count approvals to borrowers whose address is in Hubbard Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hubbard Lake borrowers get paid back?
No rate is published for Hubbard Lake. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hubbard Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alcona County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hubbard Lake.
Is zoning published for Hubbard Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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