HomeMichiganAlpena CountyAlpena city
Alpena city, Michigan: commercial real estate data.
Alpena city is a Census city of 10,154 people across 8.17 square miles of land, in Alpena County. Median household income is $47,545, 66.0 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $8.1 m.
80 sourced place values · tier FULL · 9 sections
Alpena
What Alpena is
- Census place typecity
- Land area8.17 sq mi
- Water area0.68 sq mi
- Population per square mile of land1,243
- County holding the largest share of its areaAlpena County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alpena
How many people live in Alpena
- Population10,154
- Median age46.0
- Population under 181,627
- Share under 1816.0 percent
- Population 65 and over2,361
- Share 65 and over23.3 percent
- Households5,088
- Family households2,283
- Share of households that are families44.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alpena
Income and work in Alpena
- Median household income$47,545
- Per capita income$35,201
- Civilian labor force4,864
- Employed4,555
- Unemployed309 plus or minus 121
- Unemployment rate6.4 percent plus or minus 2.4
- Adults 25 and over7,886
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alpena
Housing in Alpena
- Housing units5,610
- Occupied units5,088
- Vacant units522 plus or minus 151
- Vacancy rate9.3 percent plus or minus 2.7
- Owner occupied3,360
- Renter occupied1,728
- Ownership rate66.0 percent
- Median owner-occupied home value$118,700
- Median gross rent, monthly$625
- Annual rent as a share of median income15.8 percent
- Single family units3,951
- Share single family70.4 percent
- Units in buildings of two or more1,642
- Share in buildings of two or more29.3 percent
- Mobile homes17 plus or minus 27
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alpena
How Alpena gets to work
- Workers 16 and over who commute4,255
- Commuting under 15 minutes3,372
- Share commuting under 15 minutes79.2 percent
- Commuting 30 minutes or more323 plus or minus 145
- Share commuting 30 minutes or more7.6 percent plus or minus 3.3
- Drove alone78.0 percent
- Carpooled6.7 percent plus or minus 2.9
- Public transport2.4 percent plus or minus 2.0
- Walked1.4 percent plus or minus 1.1
- Worked from home5.4 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alpena
SBA 7(a) lending to Alpena borrowers
- Approvals22
- Gross approval$8,052,500
- Average approval$366,023
- Median approval$100,000
- Ninetieth percentile approval$980,000
- Largest approval$3,407,400
- Jobs supported227
- Jobs per approval10.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises4.5 percent
- Distinct lenders5
- Distinct industries by NAICS16
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alpena
SBA 504 lending to Alpena borrowers
- Approvals5
- Gross approval$3,567,000
- Average approval$713,400
- Median approval$368,000
- Largest approval$1,500,000
- Jobs supported28
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Alpena
Flood programme status in Alpena
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260010
- Currently effective map date06/01/22
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Alpena County, not Alpena
Alpena County context, not Alpena figures
These are Alpena County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Alpena measurements.
- Establishments in Alpena County822
- Employment at those establishments, Alpena County10,141
- Covered employment, Alpena County12,191
- Average annual pay, Alpena County$51,642
- Average weekly wage, Alpena County$993
- Housing units permitted, Alpena County37
- Of those, single family, Alpena County35
- County product, 2024, Alpena County$1,517,342,000
- County product change over the prior year, Alpena County5.0 percent
- Average income of an arriving household, Alpena County$53,133
Every figure in this section is published for Alpena County as a whole and is not a measurement of Alpena. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Alpena questions, answered from the record.
How many people live in Alpena, Michigan?
10,154, in 5,088 households. Alpena city covers 8.17 square miles of land, which is 1,243 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Alpena in?
Alpena County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Alpena?
$47,545. The median owner-occupied home is valued at $118,700. Median gross rent is $625 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Alpena businesses?
22 7(a) approvals totalling $8.1 m, across 5 lenders, median approval $100,000, plus 5 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Alpena, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Alpena borrowers get paid back?
No rate is published for Alpena. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Alpena in the National Flood Insurance Program?
Yes. Alpena appears in the FEMA Community Status Book as community 260010, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Alpena figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alpena County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Alpena.
Is zoning published for Alpena?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.