Antrim County, Michigan: commercial real estate data.
Antrim County, Michigan had an estimated 24,536 residents on July 1, 2024, up 4.7 percent since the 2020 census base of 23,427, across 476 square miles. County output reached $854.6 m in 2024, 625 establishments operate here, and the SBA record carries 37 7(a) approvals worth $20.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Antrim County
How many people live in Antrim County
- Population, American Community Survey 2020-202424,127
- Households11,100
- Average household size2.17
- Median household income$72,054
- Median age51.8
- Median gross rent$902 per month
- Median owner-occupied home value$255,500
- Home value to household income3.5 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher34.3 percent
- Adults 25 and over with a graduate degree13.1 percent
- Adults 25 and over18,527
- Population under 184,081
- Share under 1816.9 percent
- Population 65 and over6,930
- Share 65 and over28.7 percent
- Working age population, 18 to 6413,116
- Civilian labor force11,223
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over56.0 percent
- Rank by population among Michigan counties59th of 83
- Rank by population among US county-equivalents, Puerto Rico included1696th of 3,222
Antrim County is the 59th largest of 83 Michigan counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.7 percent against 16.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Antrim County
Is Antrim County's population growing?
- Population, July 1, 202424,536
- Census 2020 base population23,427
- Population change since the 2020 census base4.73 percent
- Population change, 2023 to 202470
- Births, 2024182
- Deaths, 2024300
- Natural change, 2024-118
- Net domestic migration, 2024156
- Net international migration, 202435
- Total net migration, 2024191
- Cumulative net domestic migration, 2021 to 20241,480
- Rank by growth among US county-equivalents572nd of 3,144
The county has grown 4.73 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Antrim County
Where are people moving to Antrim County from?
- Tax returns filed by households arriving877
- People arriving, from those returns1,522
- Tax returns filed by households leaving762
- Net household movement115
- Adjusted gross income arriving$108.4 m
- Net adjusted gross income movement$47.5 m
- Average income of an arriving household$123,611
- Average income of a leaving household$79,974
- Largest single originGrand Traverse County (97 households)
- Largest single destinationGrand Traverse County (99 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grand Traverse County | 97 | 179 | $6.8 m |
| Charlevoix County | 87 | 141 | $4.4 m |
| Kalkaska County | 68 | 116 | $2.6 m |
| Oakland County | 54 | 92 | $8.5 m |
| Otsego County | 50 | 90 | $2.4 m |
| Wayne County | 33 | 58 | $5.8 m |
| Kent County | 30 | 51 | $3.5 m |
| Emmet County | 22 | 37 | $773,000 |
Households arriving report $43,637 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Grand Traverse County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Antrim County
What is the Antrim County economy?
- County GDP, 2024$854.6 m
- County GDP, 2023$816.9 m
- GDP change, 2023 to 20244.6 percent
- GDP change over five years40.3 percent
- Rank by GDP among the Michigan areas BEA publishes60th of 83
- Rank by GDP among the US county areas BEA publishes1974th of 3,127
- GDP per resident$35,420
Output grew 4.6 percent in the latest year and 40.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Antrim County
Employment by industry in Antrim County
- Covered employment, annual average5,128
- Establishments reporting599
- Average annual pay$42,968
- Average weekly wage$826
- Accommodation and food services, employment835
- Accommodation and food services, average annual pay$26,736
- Retail trade, employment711
- Retail trade, average annual pay$29,672
- Manufacturing, employment685
- Manufacturing, average annual pay$53,230
- Construction, employment483
- Construction, average annual pay$55,479
- Arts, entertainment and recreation, employment213
- Other services, except public administration, employment174
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 835 | 53 | $26,736 |
| Retail trade | 711 | 79 | $29,672 |
| Manufacturing | 685 | 40 | $53,230 |
| Construction | 483 | 88 | $55,479 |
| Arts, entertainment and recreation | 213 | 14 | $33,189 |
| Other services, except public administration | 174 | 50 | $33,296 |
| Professional, scientific and technical services | 173 | 39 | $54,900 |
| Information | 97 | 13 | $28,512 |
Accommodation and food services is the largest private sector at 835 jobs, 16.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Antrim County
How many businesses are in Antrim County?
- Establishments, all industries625
- Employment at those establishments4,502
- Annual payroll$206.4 m
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Antrim County
Building permits in Antrim County
- Housing units authorized by permit, 2024101
- Declared construction value permitted$16.9 m
- Single family units authorized101
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$167,499
- Units authorized per 1,000 households9.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Antrim County
SBA loans in Antrim County (7(a) and 504)
- 7(a) approvals recorded37
- 7(a) gross approval dollars$20.0 m
- Average 7(a) approval$540,143
- Median 7(a) approval$132,000
- 10th percentile approval$28,040
- 90th percentile approval$1,936,000
- Largest single approval$3,650,000
- Jobs reported supported, 7(a)320
- Jobs per approval8.6
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter27
- Franchise loans3
- Franchise share of approvals8.1 percent
- Leading industry by approval countNew Single-Family Housing Construction (except For-Sale Builders) (3)
- Most active lenderThe Huntington National Bank (17)
- 504 approvals recorded9
- 504 gross approval dollars$3.3 m
- Average 504 approval$369,000
- Median 504 approval$206,000
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved19.0
- Most active CDCMichigan Certified Development Corporation (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$23.3 m
The average approval of $540,143 sits well above the median of $132,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Antrim County
SBA loan default and charge-off rates in Antrim County
Do SBA loans in Antrim County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Cancelled2
- Status: Exempt from disclosure26
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Antrim County
SBA lending by place in Antrim County
- Borrower cities with recorded lending7
- Elk Rapids, approvals11
- Mancelona, approvals10
- Bellaire, approvals8
- Alden, approvals3
- Eastport, approvals2
- Central Lake, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Elk Rapids | 11 | $9,301,900 |
| Mancelona | 10 | $4,833,700 |
| Bellaire | 8 | $2,609,700 |
| Alden | 3 | $195,000 |
| Eastport | 2 | $2,595,000 |
| Central Lake | 2 | $250,000 |
| Williamsburg | 1 | $200,000 |
Elk Rapids accounts for 11 approvals against 10 in Mancelona. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Antrim County
How large is Antrim County?
- Land area476 sq mi
- Rank by land area among Michigan counties76th of 83
- Width, east to west29.1 mi
- Height, north to south27.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land51
- Establishments per square mile1.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Antrim County
Flood risk in Antrim County
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Antrim County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Antrim County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Antrim County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Antrim County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202424,127
- Households11,100
- Average household size2.17
- Median household income$72,054
- Median age51.8
Common questions
Antrim County questions, answered from the record.
How many people live in Antrim County, Michigan?
The Census Bureau estimates 24,536 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 24,127, in 11,100 households, ranking 59th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Antrim County's population growing?
The population has grown 4.73 percent since the 2020 census base of 23,427, to 24,536 on July 1, 2024. In 2024 there were 182 births against 300 deaths, with net migration of 191. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Antrim County?
$72,054. The median owner-occupied home is valued at $255,500, which is 3.5 times income, and median gross rent is $902 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Antrim County?
625 establishments, employing 4,502 people with an annual payroll of $206.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Antrim County?
Accommodation and food services is the largest private sector at 835 jobs, 16.3 percent of covered employment. Covered employment averages 5,128 jobs at an average annual pay of $42,968, or $826 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Antrim County?
37 7(a) approvals totaling $20.0 m since FY2020, across 12 lenders, with a median approval of $132,000, plus 9 504 approvals worth $3.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Antrim County?
101 housing units were authorized by permit in 2024, with a declared construction value of $16.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Antrim County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Antrim County come from?
The largest single origin is Grand Traverse County, with 97 households. Arriving households report an average income of $123,611 against $79,974 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Antrim County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Antrim County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Antrim County
Cities and places in Antrim.
9 Census places lie wholly or partly in Antrim County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Elk Rapids | village | 1,624 | 11 | Wholly in this county |
| Lakes of the North | CDP | 1,524 | None recorded | Wholly in this county |
| Mancelona | village | 1,476 | 10 | Wholly in this county |
| Central Lake | village | 1,051 | 2 | Wholly in this county |
| Bellaire | village | 1,008 | 8 | Wholly in this county |
| Eastport | CDP | 311 | 2 | Wholly in this county |
| Alba | CDP | 282 | None recorded | Wholly in this county |
| Ellsworth | village | 265 | None recorded | Wholly in this county |
| Alden | CDP | 133 | 3 | Wholly in this county |
A further 1 of the county's 37 SBA 7(a) approvals are to borrowers in cities that match no Census place in Antrim County, the largest being Williamsburg (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby