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HomeMichiganCalhoun CountyBattle Creek

Battle Creek, Michigan: commercial real estate data.

Battle Creek is a Census city of 52,374 people across 42.61 square miles of land, in Calhoun County. Median household income is $55,693, 66.0 percent of occupied homes are owned, and the SBA record carries 86 7(a) approvals to borrowers here worth $66.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Battle Creek

What Battle Creek is

  • Census place typecity
  • Land area42.61 sq mi
  • Water area1.12 sq mi
  • Population per square mile of land1,229
  • County holding the largest share of its areaCalhoun County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Battle Creek

How many people live in Battle Creek

  • Population52,374
  • Median age38.0
  • Population under 1813,013
  • Share under 1824.8 percent
  • Population 65 and over8,804
  • Share 65 and over16.8 percent
  • Households21,128
  • Family households12,004
  • Share of households that are families56.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Battle Creek

Income and work in Battle Creek

  • Median household income$55,693
  • Per capita income$30,455
  • Civilian labor force25,222
  • Employed23,447
  • Unemployed1,775 plus or minus 371
  • Unemployment rate7.0 percent plus or minus 1.5
  • Adults 25 and over34,887
  • Adults 25 and over with a high school diploma or higher90.2 percent
  • Adults 25 and over with a bachelor degree or higher21.9 percent
  • Adults 25 and over with a graduate degree7.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Battle Creek

Housing in Battle Creek

  • Housing units23,600
  • Occupied units21,128
  • Vacant units2,472
  • Vacancy rate10.5 percent
  • Owner occupied13,950
  • Renter occupied7,178
  • Ownership rate66.0 percent
  • Median owner-occupied home value$141,900
  • Median gross rent, monthly$957
  • Annual rent as a share of median income20.6 percent
  • Single family units16,513
  • Share single family70.0 percent
  • Units in buildings of two or more6,509
  • Share in buildings of two or more27.6 percent
  • Mobile homes578 plus or minus 181
  • Median year structure built1956

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Battle Creek

How Battle Creek gets to work

  • Workers 16 and over who commute21,087
  • Commuting under 15 minutes9,630
  • Share commuting under 15 minutes45.7 percent
  • Commuting 30 minutes or more3,986
  • Share commuting 30 minutes or more18.9 percent
  • Drove alone77.2 percent
  • Carpooled10.2 percent
  • Public transport0.5 percent plus or minus 0.3
  • Walked2.3 percent plus or minus 0.7
  • Worked from home8.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Battle Creek

SBA loans in Battle Creek (7(a))

  • Approvals86
  • Gross approval$66,796,400
  • Average approval$776,702
  • Median approval$263,750
  • Ninetieth percentile approval$2,765,000
  • Largest approval$5,000,000
  • Jobs supported1,086
  • Jobs per approval12.6
  • Loans with a final outcome19
  • Paid in full17
  • Charged off2
  • Median term120 months
  • Share on real estate terms of 20 years or more27.9 percent
  • Share to franchises16.3 percent
  • Distinct lenders33
  • Distinct industries by NAICS57

Counted by borrower city: approvals to borrowers whose address is in Battle Creek, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Battle Creek

SBA loans in Battle Creek (504)

  • Approvals18
  • Gross approval$12,365,000
  • Average approval$686,944
  • Median approval$421,500
  • Largest approval$1,505,000
  • Jobs supported243
  • Loans with a final outcome5
  • Charged off1
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Battle Creek, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Battle Creek

Flood risk in Battle Creek

  • NFIP communityCity of Battle Creek
  • NFIP community number260051
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date04/04/11

The City of Battle Creek participates in the National Flood Insurance Program as community 260051 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Calhoun County, not Battle Creek

Calhoun County context, not Battle Creek figures

  • Establishments in Calhoun County2,482
  • Covered employment, Calhoun County54,415
  • Average annual pay, Calhoun County$64,067
  • Housing units permitted, Calhoun County91

Every figure in this section is published for Calhoun County as a whole and is not a measurement of Battle Creek.

All Calhoun County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Battle Creek questions, answered from the record.

How many people live in Battle Creek, Michigan?

52,374, in 21,128 households. Battle Creek city covers 42.61 square miles of land, which is 1,229 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Battle Creek in?

Calhoun County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Battle Creek?

$55,693. The median owner-occupied home is valued at $141,900. Median gross rent is $957 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Battle Creek businesses?

86 7(a) approvals totaling $66.8 m since FY2020, across 33 lenders, median approval $263,750, plus 18 504 approvals worth $12.4 m since FY2010. These count approvals to borrowers whose address is in Battle Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Battle Creek borrowers get paid back?

No rate is published for Battle Creek. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Battle Creek in the National Flood Insurance Program?

Yes. Battle Creek appears in the FEMA Community Status Book as Battle Creek, city of, community 260051, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Battle Creek figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calhoun County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Battle Creek.

Is zoning published for Battle Creek?

No. Nothing on this page presents parcel level zoning.