HomeMichiganCass CountyDowagiac city
Dowagiac city, Michigan: commercial real estate data.
Dowagiac city is a Census city of 5,732 people across 4.45 square miles of land, in Cass County. Median household income is $48,166, 58.1 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $4.6 m.
80 sourced place values · tier FULL · 9 sections
Dowagiac
What Dowagiac is
- Census place typecity
- Land area4.45 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,287
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
How many people live in Dowagiac
- Population5,732
- Median age37.2
- Population under 181,238
- Share under 1821.6 percent
- Population 65 and over1,201 plus or minus 252
- Share 65 and over21.0 percent plus or minus 4.4
- Households2,565
- Family households1,344
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
Income and work in Dowagiac
- Median household income$48,166
- Per capita income$28,447
- Civilian labor force2,901
- Employed2,644
- Unemployed257 plus or minus 118
- Unemployment rate8.9 percent plus or minus 4.0
- Adults 25 and over4,078
- Adults 25 and over with a high school diploma or higher86.0 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 4.1
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
Housing in Dowagiac
- Housing units2,936
- Occupied units2,565
- Vacant units371 plus or minus 162
- Vacancy rate12.6 percent plus or minus 5.4
- Owner occupied1,489
- Renter occupied1,076
- Ownership rate58.1 percent
- Median owner-occupied home value$130,800
- Median gross rent, monthly$840
- Annual rent as a share of median income20.9 percent plus or minus 5.2
- Single family units2,120
- Share single family72.2 percent
- Units in buildings of two or more792 plus or minus 222
- Share in buildings of two or more27.0 percent plus or minus 7.1
- Mobile homes24 plus or minus 35
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
How Dowagiac gets to work
- Workers 16 and over who commute2,459
- Commuting under 15 minutes962 plus or minus 214
- Share commuting under 15 minutes39.1 percent
- Commuting 30 minutes or more736 plus or minus 252
- Share commuting 30 minutes or more29.9 percent plus or minus 9.5
- Drove alone75.7 percent
- Carpooled10.7 percent plus or minus 4.8
- Public transport1.5 percent plus or minus 2.2
- Walked4.1 percent plus or minus 4.1
- Worked from home3.3 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
SBA 7(a) lending to Dowagiac borrowers
- Approvals17
- Gross approval$4,640,400
- Average approval$272,965
- Median approval$76,000
- Ninetieth percentile approval$707,000
- Largest approval$1,550,000
- Jobs supported93
- Jobs per approval5.5
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more23.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS13
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dowagiac
SBA 504 lending to Dowagiac borrowers
- Approvals1
- Gross approval$248,000
- Average approval$248,000
- Median approval$248,000
- Largest approval$248,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dowagiac
Flood programme status in Dowagiac
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260055
- Currently effective map date09/05/07(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cass County, not Dowagiac
Cass County context, not Dowagiac figures
These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Dowagiac measurements.
- Establishments in Cass County777
- Employment at those establishments, Cass County7,632
- Covered employment, Cass County9,373
- Average annual pay, Cass County$51,894
- Average weekly wage, Cass County$998
- Housing units permitted, Cass County140
- Of those, single family, Cass County140
- County product, 2024, Cass County$1,897,246,000
- County product change over the prior year, Cass County-3.6 percent
- Average income of an arriving household, Cass County$123,216
Every figure in this section is published for Cass County as a whole and is not a measurement of Dowagiac. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Dowagiac questions, answered from the record.
How many people live in Dowagiac, Michigan?
5,732, in 2,565 households. Dowagiac city covers 4.45 square miles of land, which is 1,287 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dowagiac in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dowagiac?
$48,166. The median owner-occupied home is valued at $130,800. Median gross rent is $840 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dowagiac businesses?
17 7(a) approvals totalling $4.6 m, across 8 lenders, median approval $76,000, plus 1 504 approvals worth $248,000. These count approvals to borrowers whose address is in Dowagiac, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dowagiac borrowers get paid back?
No rate is published for Dowagiac. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Dowagiac in the National Flood Insurance Program?
Yes. Dowagiac appears in the FEMA Community Status Book as community 260055, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dowagiac figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dowagiac.
Is zoning published for Dowagiac?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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