HomeMichiganCass CountyDowagiac
Dowagiac, Michigan: commercial real estate data.
Dowagiac is a Census city of 5,732 people across 4.45 square miles of land, in Cass County. Median household income is $48,166, 58.1 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Dowagiac
What Dowagiac is
- Census place typecity
- Land area4.45 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,287
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
How many people live in Dowagiac
- Population5,732
- Median age37.2
- Population under 181,238
- Share under 1821.6 percent
- Population 65 and over1,201 plus or minus 252
- Share 65 and over21.0 percent plus or minus 4.4
- Households2,565
- Family households1,344
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
Income and work in Dowagiac
- Median household income$48,166
- Per capita income$28,447
- Civilian labor force2,901
- Employed2,644
- Unemployed257 plus or minus 118
- Unemployment rate8.9 percent plus or minus 4.0
- Adults 25 and over4,078
- Adults 25 and over with a high school diploma or higher86.0 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 4.1
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
Housing in Dowagiac
- Housing units2,936
- Occupied units2,565
- Vacant units371 plus or minus 162
- Vacancy rate12.6 percent plus or minus 5.4
- Owner occupied1,489
- Renter occupied1,076
- Ownership rate58.1 percent
- Median owner-occupied home value$130,800
- Median gross rent, monthly$840
- Annual rent as a share of median income20.9 percent plus or minus 5.2
- Single family units2,120
- Share single family72.2 percent
- Units in buildings of two or more792 plus or minus 222
- Share in buildings of two or more27.0 percent plus or minus 7.1
- Mobile homes24 plus or minus 35
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
How Dowagiac gets to work
- Workers 16 and over who commute2,459
- Commuting under 15 minutes962 plus or minus 214
- Share commuting under 15 minutes39.1 percent
- Commuting 30 minutes or more736 plus or minus 252
- Share commuting 30 minutes or more29.9 percent plus or minus 9.5
- Drove alone75.7 percent
- Carpooled10.7 percent plus or minus 4.8
- Public transport1.5 percent plus or minus 2.2
- Walked4.1 percent plus or minus 4.1
- Worked from home3.3 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dowagiac
SBA loans in Dowagiac (7(a))
- Approvals17
- Gross approval$4,640,400
- Average approval$272,965
- Median approval$76,000
- Largest approval$1,550,000
- Jobs supported93
- Jobs per approval5.5
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more23.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Dowagiac, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dowagiac
SBA loans in Dowagiac (504)
- Approvals1
- Gross approval$248,000
- Average approval$248,000
- Median approval$248,000
- Largest approval$248,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Dowagiac, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dowagiac
Flood risk in Dowagiac
- NFIP communityCity of Dowagiac
- NFIP community number260055
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/05/07(M)
The City of Dowagiac participates in the National Flood Insurance Program as community 260055 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cass County, not Dowagiac
Cass County context, not Dowagiac figures
- Establishments in Cass County777
- Covered employment, Cass County9,373
- Average annual pay, Cass County$51,894
- Housing units permitted, Cass County140
Every figure in this section is published for Cass County as a whole and is not a measurement of Dowagiac.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Dowagiac questions, answered from the record.
How many people live in Dowagiac, Michigan?
5,732, in 2,565 households. Dowagiac city covers 4.45 square miles of land, which is 1,287 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dowagiac in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dowagiac?
$48,166. The median owner-occupied home is valued at $130,800. Median gross rent is $840 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dowagiac businesses?
17 7(a) approvals totaling $4.6 m since FY2020, across 8 lenders, median approval $76,000, plus 1 504 approvals worth $248,000 since FY2010. These count approvals to borrowers whose address is in Dowagiac, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dowagiac borrowers get paid back?
No rate is published for Dowagiac. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Dowagiac in the National Flood Insurance Program?
Yes. Dowagiac appears in the FEMA Community Status Book as Dowagiac, city of, community 260055, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dowagiac figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dowagiac.
Is zoning published for Dowagiac?
No. Nothing on this page presents parcel level zoning.
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