HomeMichiganChippewa CountySault Ste. Marie
Sault Ste. Marie, Michigan: commercial real estate data.
Sault Ste. Marie is a Census city of 13,335 people across 14.76 square miles of land, in Chippewa County. Median household income is $55,328, 60.5 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $19.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sault Ste. Marie
What Sault Ste. Marie is
- Census place typecity
- Land area14.76 sq mi
- Water area5.26 sq mi
- Population per square mile of land904
- County holding the largest share of its areaChippewa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sault Ste. Marie
How many people live in Sault Ste. Marie
- Population13,335
- Median age34.0
- Population under 182,429
- Share under 1818.2 percent
- Population 65 and over2,196
- Share 65 and over16.5 percent
- Households5,860
- Family households2,904
- Share of households that are families49.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sault Ste. Marie
Income and work in Sault Ste. Marie
- Median household income$55,328
- Per capita income$29,676
- Civilian labor force7,049
- Employed6,706
- Unemployed343 plus or minus 135
- Unemployment rate4.9 percent plus or minus 1.9
- Adults 25 and over8,492
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher27.0 percent
- Adults 25 and over with a graduate degree10.6 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sault Ste. Marie
Housing in Sault Ste. Marie
- Housing units6,522
- Occupied units5,860
- Vacant units662 plus or minus 206
- Vacancy rate10.2 percent plus or minus 3.1
- Owner occupied3,543
- Renter occupied2,317
- Ownership rate60.5 percent
- Median owner-occupied home value$139,400
- Median gross rent, monthly$804
- Annual rent as a share of median income17.4 percent
- Single family units4,622
- Share single family70.9 percent
- Units in buildings of two or more1,584
- Share in buildings of two or more24.3 percent
- Mobile homes316 plus or minus 124
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sault Ste. Marie
How Sault Ste. Marie gets to work
- Workers 16 and over who commute6,437
- Commuting under 15 minutes4,778
- Share commuting under 15 minutes74.2 percent
- Commuting 30 minutes or more405 plus or minus 138
- Share commuting 30 minutes or more6.3 percent plus or minus 2.1
- Drove alone73.4 percent
- Carpooled9.9 percent plus or minus 2.8
- Public transport1.0 percent plus or minus 1.0
- Walked6.2 percent plus or minus 1.7
- Worked from home4.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sault Ste. Marie
SBA loans in Sault Ste. Marie (7(a))
- Approvals37
- Gross approval$19,090,800
- Average approval$515,968
- Median approval$202,700
- Ninetieth percentile approval$1,585,680
- Largest approval$3,150,000
- Jobs supported402
- Jobs per approval10.9
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises13.5 percent
- Distinct lenders9
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Sault Ste. Marie, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sault Ste. Marie
SBA loans in Sault Ste. Marie (504)
- Approvals8
- Gross approval$2,321,000
- Average approval$290,125
- Median approval$242,000
- Largest approval$728,000
- Jobs supported11
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sault Ste. Marie, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sault Ste. Marie
Flood risk in Sault Ste. Marie
- NFIP communityCity of Sault Sainte Marie
- NFIP community number260059
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/23/26
The City of Sault Sainte Marie participates in the National Flood Insurance Program as community 260059 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chippewa County, not Sault Ste. Marie
Chippewa County context, not Sault Ste. Marie figures
- Establishments in Chippewa County778
- Covered employment, Chippewa County12,793
- Average annual pay, Chippewa County$52,748
- Housing units permitted, Chippewa County55
Every figure in this section is published for Chippewa County as a whole and is not a measurement of Sault Ste. Marie.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sault Ste. Marie questions, answered from the record.
How many people live in Sault Ste. Marie, Michigan?
13,335, in 5,860 households. Sault Ste. Marie city covers 14.76 square miles of land, which is 904 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sault Ste. Marie in?
Chippewa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sault Ste. Marie?
$55,328. The median owner-occupied home is valued at $139,400. Median gross rent is $804 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sault Ste. Marie businesses?
37 7(a) approvals totaling $19.1 m since FY2020, across 9 lenders, median approval $202,700, plus 8 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Sault Ste. Marie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sault Ste. Marie borrowers get paid back?
No rate is published for Sault Ste. Marie. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sault Ste. Marie in the National Flood Insurance Program?
Yes. Sault Ste. Marie appears in the FEMA Community Status Book as Sault Sainte Marie, city of, community 260059, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sault Ste. Marie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chippewa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sault Ste. Marie.
Is zoning published for Sault Ste. Marie?
No. Nothing on this page presents parcel level zoning.
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