Crawford County, Michigan: commercial real estate data.
Crawford County, Michigan had an estimated 13,599 residents on July 1, 2024, up 4.7 percent since the 2020 census base of 12,986, across 556 square miles. County output reached $562.6 m in 2024, 320 establishments operate here, and the SBA record carries 37 7(a) approvals worth $12.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Crawford County
How many people live in Crawford County
- Population, American Community Survey 2020-202413,369
- Households6,231
- Average household size2.15
- Median household income$60,392
- Median age51.6
- Median gross rent$862 per month
- Median owner-occupied home value$163,000
- Home value to household income2.7 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher20.3 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over10,316
- Population under 182,334
- Share under 1817.5 percent
- Population 65 and over3,645
- Share 65 and over27.3 percent
- Working age population, 18 to 647,390
- Civilian labor force5,605
- Unemployment rate8.2 percent
- Labor force participation, adults 18 and over50.8 percent
- Rank by population among Michigan counties70th of 83
- Rank by population among US county-equivalents, Puerto Rico included2265th of 3,222
Crawford County is the 70th largest of 83 Michigan counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 27.3 percent against 17.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Crawford County
Is Crawford County's population growing?
- Population, July 1, 202413,599
- Census 2020 base population12,986
- Population change since the 2020 census base4.72 percent
- Population change, 2023 to 202442
- Births, 2024103
- Deaths, 2024225
- Natural change, 2024-122
- Net domestic migration, 2024149
- Net international migration, 202419
- Total net migration, 2024168
- Cumulative net domestic migration, 2021 to 20241,005
- Rank by growth among US county-equivalents576th of 3,144
The county has grown 4.72 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Crawford County
Where are people moving to Crawford County from?
- Tax returns filed by households arriving517
- People arriving, from those returns886
- Tax returns filed by households leaving372
- Net household movement145
- Adjusted gross income arriving$29.4 m
- Net adjusted gross income movement$8.3 m
- Average income of an arriving household$56,876
- Average income of a leaving household$56,637
- Largest single originRoscommon County (62 households)
- Largest single destinationRoscommon County (52 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Roscommon County | 62 | 117 | $2.7 m |
| Otsego County | 44 | 83 | $2.1 m |
| Oakland County | 30 | 45 | $2.6 m |
| Wayne County | 25 | 31 | $1.4 m |
| Macomb County | 22 | 38 | $2.0 m |
| Kalkaska County | 20 | 35 | $679,000 |
Households arriving report $239 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Roscommon County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Crawford County
What is the Crawford County economy?
- County GDP, 2024$562.6 m
- County GDP, 2023$550.4 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years26.9 percent
- Rank by GDP among the Michigan areas BEA publishes71st of 83
- Rank by GDP among the US county areas BEA publishes2325th of 3,127
- GDP per resident$42,083
Output grew 2.2 percent in the latest year and 26.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Crawford County
Employment by industry in Crawford County
- Covered employment, annual average4,105
- Establishments reporting278
- Average annual pay$52,174
- Average weekly wage$1,003
- Health care and social assistance, employment788
- Health care and social assistance, average annual pay$60,413
- Manufacturing, employment719
- Manufacturing, average annual pay$70,673
- Retail trade, employment546
- Retail trade, average annual pay$33,905
- Other services, except public administration, employment153
- Other services, except public administration, average annual pay$33,505
- Wholesale trade, employment124
- Professional, scientific and technical services, employment87
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 788 | 26 | $60,413 |
| Manufacturing | 719 | 16 | $70,673 |
| Retail trade | 546 | 43 | $33,905 |
| Other services, except public administration | 153 | 26 | $33,505 |
| Wholesale trade | 124 | 5 | $69,529 |
| Professional, scientific and technical services | 87 | 14 | $63,290 |
| Construction | 70 | 22 | $46,792 |
| Finance and insurance | 51 | 11 | $53,180 |
Health care and social assistance is the largest private sector at 788 jobs, 19.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Crawford County
How many businesses are in Crawford County?
- Establishments, all industries320
- Employment at those establishments3,715
- Annual payroll$193.1 m
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Crawford County
Building permits in Crawford County
- Housing units authorized by permit, 202475
- Declared construction value permitted$13.9 m
- Single family units authorized43
- Multifamily units authorized32
- Multifamily share of units42.7 percent
- Average declared value per unit$185,173
- Units authorized per 1,000 households12.0
Multifamily is 42.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Crawford County
SBA loans in Crawford County (7(a) and 504)
- 7(a) approvals recorded37
- 7(a) gross approval dollars$12.5 m
- Average 7(a) approval$338,659
- Median 7(a) approval$50,000
- 10th percentile approval$19,600
- 90th percentile approval$798,320
- Largest single approval$3,935,000
- Jobs reported supported, 7(a)248
- Jobs per approval6.7
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.5 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter28
- Franchise loans2
- Franchise share of approvals5.4 percent
- Leading industry by approval countMobile Food Services (3)
- Most active lenderThe Huntington National Bank (25)
- 504 approvals recorded4
- 504 gross approval dollars$2.1 m
- Average 504 approval$523,250
- Median 504 approval$426,000
- Distinct CDCs active2
- 504 jobs per approval3.5
- 504 jobs per million dollars approved6.7
- Most active CDCMichigan Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$14.6 m
The average approval of $338,659 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crawford County
SBA loan default and charge-off rates in Crawford County
Do SBA loans in Crawford County get paid back?
- Loans with a final outcome recorded12
- Paid in full12
- Charged off0
- Status: Paid in full12
- Status: Exempt from disclosure22
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crawford County
How large is Crawford County?
- Land area556 sq mi
- Rank by land area among Michigan counties56th of 83
- Width, east to west23.6 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land24
- Establishments per square mile0.58
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Crawford County
Flood risk in Crawford County
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Crawford County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Crawford County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Crawford County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Crawford County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,369
- Households6,231
- Average household size2.15
- Median household income$60,392
- Median age51.6
Common questions
Crawford County questions, answered from the record.
How many people live in Crawford County, Michigan?
The Census Bureau estimates 13,599 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,369, in 6,231 households, ranking 70th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Crawford County's population growing?
The population has grown 4.72 percent since the 2020 census base of 12,986, to 13,599 on July 1, 2024. In 2024 there were 103 births against 225 deaths, with net migration of 168. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Crawford County?
$60,392. The median owner-occupied home is valued at $163,000, which is 2.7 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Crawford County?
320 establishments, employing 3,715 people with an annual payroll of $193.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Crawford County?
Health care and social assistance is the largest private sector at 788 jobs, 19.2 percent of covered employment. Covered employment averages 4,105 jobs at an average annual pay of $52,174, or $1,003 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Crawford County?
37 7(a) approvals totaling $12.5 m since FY2020, across 10 lenders, with a median approval of $50,000, plus 4 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Crawford County?
75 housing units were authorized by permit in 2024, with a declared construction value of $13.9 m. Multifamily was 42.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Crawford County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Crawford County come from?
The largest single origin is Roscommon County, with 62 households. Arriving households report an average income of $56,876 against $56,637 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Crawford County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Crawford County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Crawford County
Cities and places in Crawford.
1 Census place lies wholly or partly in Crawford County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Grayling | city | 1,671 | 37 | Wholly in this county |
Nearby