HomeMichiganDickinson CountyIron Mountain city
Iron Mountain city, Michigan: commercial real estate data.
Iron Mountain city is a Census city of 7,518 people across 7.54 square miles of land, in Dickinson County. Median household income is $59,405, 72.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $6.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Iron Mountain
What Iron Mountain is
- Census place typecity
- Land area7.54 sq mi
- Water area0.67 sq mi
- Population per square mile of land997
- County holding the largest share of its areaDickinson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iron Mountain
How many people live in Iron Mountain
- Population7,518
- Median age43.5
- Population under 181,481
- Share under 1819.7 percent
- Population 65 and over1,429
- Share 65 and over19.0 percent
- Households3,582
- Family households2,146
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iron Mountain
Income and work in Iron Mountain
- Median household income$59,405
- Per capita income$33,201
- Civilian labor force3,812
- Employed3,651
- Unemployed161 plus or minus 99
- Unemployment rate4.2 percent plus or minus 2.6
- Adults 25 and over5,439
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher22.8 percent
- Adults 25 and over with a graduate degree7.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iron Mountain
Housing in Iron Mountain
- Housing units3,737
- Occupied units3,582
- Vacant units155 plus or minus 107
- Vacancy rate4.1 percent plus or minus 2.9
- Owner occupied2,591
- Renter occupied991 plus or minus 205
- Ownership rate72.3 percent
- Median owner-occupied home value$141,600
- Median gross rent, monthly$744
- Annual rent as a share of median income15.0 percent
- Single family units3,015
- Share single family80.7 percent
- Units in buildings of two or more654 plus or minus 216
- Share in buildings of two or more17.5 percent plus or minus 5.7
- Mobile homes68 plus or minus 79
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iron Mountain
How Iron Mountain gets to work
- Workers 16 and over who commute3,144
- Commuting under 15 minutes2,345
- Share commuting under 15 minutes74.6 percent
- Commuting 30 minutes or more344 plus or minus 141
- Share commuting 30 minutes or more10.9 percent plus or minus 4.3
- Drove alone69.6 percent
- Carpooled10.4 percent plus or minus 4.4
- Public transport0.6 percent
- Walked3.8 percent plus or minus 2.0
- Worked from home12.7 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iron Mountain
SBA loans in Iron Mountain (7(a))
- Approvals10
- Gross approval$6,675,100
- Average approval$667,510
- Median approval$800,000
- Ninetieth percentile approval$2,473,300
- Largest approval$2,473,300
- Jobs supported176
- Jobs per approval17.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Iron Mountain
SBA loans in Iron Mountain (504)
- Approvals3
- Gross approval$3,576,000
- Average approval$1,192,000
- Median approval$1,461,000
- Largest approval$1,880,000
- Jobs supported24
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Iron Mountain
Flood risk in Iron Mountain
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260063
- Currently effective map date12/04/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dickinson County, not Iron Mountain
Dickinson County context, not Iron Mountain figures
These are Dickinson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Iron Mountain measurements.
- Establishments in Dickinson County806
- Employment at those establishments, Dickinson County13,335
- Covered employment, Dickinson County13,798
- Average annual pay, Dickinson County$57,141
- Average weekly wage, Dickinson County$1,099
- Housing units permitted, Dickinson County42
- Of those, single family, Dickinson County33
- County product, 2024, Dickinson County$1,761,845,000
- County product change over the prior year, Dickinson County1.7 percent
- Average income of an arriving household, Dickinson County$53,675
Every figure in this section is published for Dickinson County as a whole and is not a measurement of Iron Mountain. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Iron Mountain questions, answered from the record.
How many people live in Iron Mountain, Michigan?
7,518, in 3,582 households. Iron Mountain city covers 7.54 square miles of land, which is 997 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Iron Mountain in?
Dickinson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Iron Mountain?
$59,405. The median owner-occupied home is valued at $141,600. Median gross rent is $744 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Iron Mountain businesses?
10 7(a) approvals totalling $6.7 m, across 8 lenders, median approval $800,000, plus 3 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Iron Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Iron Mountain borrowers get paid back?
No rate is published for Iron Mountain. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Iron Mountain in the National Flood Insurance Program?
Yes. Iron Mountain appears in the FEMA Community Status Book as community 260063, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Iron Mountain figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dickinson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Iron Mountain.
Is zoning published for Iron Mountain?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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