HomeMichiganGenesee CountyMontrose city
Montrose city, Michigan: commercial real estate data.
Montrose city is a Census city of 2,027 people across 0.98 square miles of land, in Genesee County. Median household income is $44,151, 58.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montrose
What Montrose is
- Census place typecity
- Land area0.98 sq mi
- Water area0 sq mi
- Population per square mile of land2,075
- County holding the largest share of its areaGenesee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
How many people live in Montrose
- Population2,027
- Median age31.1
- Population under 18590 plus or minus 141
- Share under 1829.1 percent plus or minus 6.5
- Population 65 and over300 plus or minus 64
- Share 65 and over14.8 percent
- Households893
- Family households554
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
Income and work in Montrose
- Median household income$44,151
- Per capita income$23,194
- Civilian labor force871
- Employed846
- Unemployed25 plus or minus 21
- Unemployment rate2.9 percent plus or minus 2.4
- Adults 25 and over1,227
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher10.7 percent plus or minus 3.7
- Adults 25 and over with a graduate degree1.8 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
Housing in Montrose
- Housing units906
- Occupied units893
- Vacant units13 plus or minus 20
- Vacancy rate1.4 percent plus or minus 2.2
- Owner occupied520
- Renter occupied373 plus or minus 117
- Ownership rate58.2 percent
- Median owner-occupied home value$113,300
- Median gross rent, monthly$822
- Annual rent as a share of median income22.3 percent
- Single family units673
- Share single family74.3 percent
- Units in buildings of two or more231 plus or minus 105
- Share in buildings of two or more25.5 percent plus or minus 11.2
- Mobile homes2 plus or minus 4
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
How Montrose gets to work
- Workers 16 and over who commute779
- Commuting under 15 minutes247 plus or minus 86
- Share commuting under 15 minutes31.7 percent plus or minus 9.8
- Commuting 30 minutes or more362 plus or minus 111
- Share commuting 30 minutes or more46.5 percent plus or minus 12.1
- Drove alone85.8 percent
- Carpooled2.9 percent plus or minus 2.0
- Public transport3.0 percent plus or minus 3.6
- Walked1.7 percent plus or minus 1.4
- Worked from home5.7 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
SBA loans in Montrose (7(a))
- Approvals11
- Gross approval$2,101,200
- Average approval$191,018
- Median approval$76,500
- Ninetieth percentile approval$488,700
- Largest approval$740,000
- Jobs supported74
- Jobs per approval6.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more45.5 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montrose
SBA loans in Montrose (504)
- Approvals1
- Gross approval$2,756,000
- Average approval$2,756,000
- Median approval$2,756,000
- Largest approval$2,756,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montrose
Flood risk in Montrose
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260399
- Currently effective map date09/25/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Genesee County, not Montrose
Genesee County context, not Montrose figures
These are Genesee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montrose measurements.
- Establishments in Genesee County7,733
- Employment at those establishments, Genesee County121,033
- Covered employment, Genesee County133,787
- Average annual pay, Genesee County$55,798
- Average weekly wage, Genesee County$1,073
- Housing units permitted, Genesee County420
- Of those, single family, Genesee County339
- County product, 2024, Genesee County$20,159,547,000
- County product change over the prior year, Genesee County4.2 percent
- Average income of an arriving household, Genesee County$55,023
Every figure in this section is published for Genesee County as a whole and is not a measurement of Montrose. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montrose questions, answered from the record.
How many people live in Montrose, Michigan?
2,027, in 893 households. Montrose city covers 0.98 square miles of land, which is 2,075 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montrose in?
Genesee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montrose?
$44,151. The median owner-occupied home is valued at $113,300. Median gross rent is $822 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montrose businesses?
11 7(a) approvals totalling $2.1 m, across 4 lenders, median approval $76,500, plus 1 504 approvals worth $2.8 m. These count approvals to borrowers whose address is in Montrose, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montrose borrowers get paid back?
No rate is published for Montrose. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Montrose in the National Flood Insurance Program?
Yes. Montrose appears in the FEMA Community Status Book as community 260399, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montrose figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Genesee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montrose.
Is zoning published for Montrose?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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