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HomeMichiganGladwin CountyGladwin

Gladwin, Michigan: commercial real estate data.

Gladwin is a Census city of 3,098 people across 2.88 square miles of land, in Gladwin County. Median household income is $43,005, 52.3 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $2.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Gladwin

What Gladwin is

  • Census place typecity
  • Land area2.88 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,077
  • County holding the largest share of its areaGladwin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gladwin

How many people live in Gladwin

  • Population3,098
  • Median age47.0 plus or minus 12.8
  • Population under 18681 plus or minus 145
  • Share under 1822.0 percent plus or minus 4.7
  • Population 65 and over781 plus or minus 182
  • Share 65 and over25.2 percent plus or minus 5.9
  • Households1,454
  • Family households811
  • Share of households that are families55.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gladwin

Income and work in Gladwin

  • Median household income$43,005 plus or minus $14,045
  • Per capita income$24,007
  • Civilian labor force1,225
  • Employed1,109
  • Unemployed116 plus or minus 73
  • Unemployment rate9.5 percent plus or minus 5.8
  • Adults 25 and over2,323
  • Adults 25 and over with a high school diploma or higher87.8 percent
  • Adults 25 and over with a bachelor degree or higher14.6 percent plus or minus 5.1
  • Adults 25 and over with a graduate degree7.3 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gladwin

Housing in Gladwin

  • Housing units1,635
  • Occupied units1,454
  • Vacant units181 plus or minus 121
  • Vacancy rate11.1 percent plus or minus 7.3
  • Owner occupied760
  • Renter occupied694 plus or minus 142
  • Ownership rate52.3 percent
  • Median owner-occupied home value$126,900
  • Median gross rent, monthly$628
  • Annual rent as a share of median income17.5 percent plus or minus 6.5
  • Single family units1,016
  • Share single family62.1 percent
  • Units in buildings of two or more496 plus or minus 145
  • Share in buildings of two or more30.3 percent plus or minus 8.4
  • Mobile homes123 plus or minus 58
  • Median year structure built1965

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gladwin

How Gladwin gets to work

  • Workers 16 and over who commute912
  • Commuting under 15 minutes579 plus or minus 182
  • Share commuting under 15 minutes63.5 percent plus or minus 16.4
  • Commuting 30 minutes or more248 plus or minus 104
  • Share commuting 30 minutes or more27.2 percent plus or minus 10.3
  • Drove alone77.5 percent
  • Carpooled2.9 percent plus or minus 3.7
  • Public transport0.0 percent
  • Walked1.0 percent plus or minus 1.6
  • Worked from home17.8 percent plus or minus 9.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gladwin

SBA loans in Gladwin (7(a))

  • Approvals15
  • Gross approval$2,245,700
  • Average approval$149,713
  • Median approval$81,200
  • Largest approval$657,600
  • Jobs supported68
  • Jobs per approval4.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises13.3 percent
  • Distinct lenders2
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in Gladwin, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gladwin

SBA loans in Gladwin (504)

  • Approvals2
  • Gross approval$886,000
  • Average approval$443,000
  • Median approval$443,000
  • Largest approval$712,000
  • Jobs supported31
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Gladwin, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Gladwin

Flood risk in Gladwin

  • NFIP communityCity of Gladwin
  • NFIP community number261347
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/02/18(M)

The City of Gladwin participates in the National Flood Insurance Program as community 261347 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Gladwin County, not Gladwin

Gladwin County context, not Gladwin figures

  • Establishments in Gladwin County433
  • Covered employment, Gladwin County4,593
  • Average annual pay, Gladwin County$48,143
  • Housing units permitted, Gladwin County90

Every figure in this section is published for Gladwin County as a whole and is not a measurement of Gladwin.

All Gladwin County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Gladwin questions, answered from the record.

How many people live in Gladwin, Michigan?

3,098, in 1,454 households. Gladwin city covers 2.88 square miles of land, which is 1,077 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Gladwin in?

Gladwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Gladwin?

$43,005. The median owner-occupied home is valued at $126,900. Median gross rent is $628 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Gladwin businesses?

15 7(a) approvals totaling $2.2 m since FY2020, across 2 lenders, median approval $81,200, plus 2 504 approvals worth $886,000 since FY2010. These count approvals to borrowers whose address is in Gladwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Gladwin borrowers get paid back?

No rate is published for Gladwin. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Gladwin in the National Flood Insurance Program?

Yes. Gladwin appears in the FEMA Community Status Book as Gladwin, city of, community 261347, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Gladwin figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gladwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gladwin.

Is zoning published for Gladwin?

No. Nothing on this page presents parcel level zoning.