HomeMichiganGratiot CountySt. Louis
St. Louis, Michigan: commercial real estate data.
St. Louis is a Census city of 7,367 people across 3.30 square miles of land, in Gratiot County. Median household income is $51,167, 67.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $83,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Louis
What St. Louis is
- Census place typecity
- Land area3.3 sq mi
- Water area0.19 sq mi
- Population per square mile of land2,234
- County holding the largest share of its areaGratiot County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
How many people live in St. Louis
- Population7,367
- Median age37.5
- Population under 18796
- Share under 1810.8 percent
- Population 65 and over865
- Share 65 and over11.7 percent
- Households1,466
- Family households890
- Share of households that are families60.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
Income and work in St. Louis
- Median household income$51,167 plus or minus $11,885
- Per capita income$13,897
- Civilian labor force1,557
- Employed1,514
- Unemployed43 plus or minus 44
- Unemployment rate2.8 percent plus or minus 2.8
- Adults 25 and over5,888
- Adults 25 and over with a high school diploma or higher86.1 percent
- Adults 25 and over with a bachelor degree or higher6.4 percent plus or minus 2.2
- Adults 25 and over with a graduate degree2.9 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
Housing in St. Louis
- Housing units1,693
- Occupied units1,466
- Vacant units227 plus or minus 94
- Vacancy rate13.4 percent plus or minus 5.4
- Owner occupied986
- Renter occupied480 plus or minus 138
- Ownership rate67.3 percent
- Median owner-occupied home value$119,200 plus or minus $27,785
- Median gross rent, monthly$794
- Annual rent as a share of median income18.6 percent plus or minus 4.7
- Single family units1,152
- Share single family68.0 percent
- Units in buildings of two or more395 plus or minus 146
- Share in buildings of two or more23.3 percent plus or minus 8.4
- Mobile homes146 plus or minus 72
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
How St. Louis gets to work
- Workers 16 and over who commute1,335
- Commuting under 15 minutes896 plus or minus 217
- Share commuting under 15 minutes67.1 percent
- Commuting 30 minutes or more172 plus or minus 83
- Share commuting 30 minutes or more12.9 percent plus or minus 5.9
- Drove alone82.9 percent
- Carpooled3.5 percent plus or minus 2.5
- Public transport0.0 percent
- Walked2.8 percent plus or minus 2.2
- Worked from home7.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
SBA loans in St. Louis (7(a))
- Approvals2
- Gross approval$83,800
- Average approval$41,900
- Median approval$41,900
- Largest approval$58,800
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in St. Louis, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Louis
SBA loans in St. Louis (504)
- Approvals3
- Gross approval$1,184,000
- Average approval$394,667
- Median approval$398,000
- Largest approval$626,000
- Jobs supported8
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in St. Louis, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Louis
Flood risk in St. Louis
- NFIP communityCity of St. Louis
- NFIP community number260085
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/18/11
The City of St. Louis participates in the National Flood Insurance Program as community 260085 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gratiot County, not St. Louis
Gratiot County context, not St. Louis figures
- Establishments in Gratiot County725
- Covered employment, Gratiot County12,359
- Average annual pay, Gratiot County$54,845
- Housing units permitted, Gratiot County37
Every figure in this section is published for Gratiot County as a whole and is not a measurement of St. Louis.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Louis questions, answered from the record.
How many people live in St. Louis, Michigan?
7,367, in 1,466 households. St. Louis city covers 3.30 square miles of land, which is 2,234 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Louis in?
Gratiot County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Louis?
$51,167. The median owner-occupied home is valued at $119,200. Median gross rent is $794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Louis businesses?
2 7(a) approvals totaling $83,800 since FY2020, across 1 lenders, median approval $41,900, plus 3 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in St. Louis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Louis borrowers get paid back?
No rate is published for St. Louis. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Louis in the National Flood Insurance Program?
Yes. St. Louis appears in the FEMA Community Status Book as St. Louis, city of, community 260085, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Louis figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gratiot County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Louis.
Is zoning published for St. Louis?
No. Nothing on this page presents parcel level zoning.
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