HomeMichiganGratiot CountySt. Louis city
St. Louis city, Michigan: commercial real estate data.
St. Louis city is a Census city of 7,367 people across 3.30 square miles of land, in Gratiot County. Median household income is $51,167, 67.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $83,800.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Louis
What St. Louis is
- Census place typecity
- Land area3.3 sq mi
- Water area0.19 sq mi
- Population per square mile of land2,234
- County holding the largest share of its areaGratiot County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
How many people live in St. Louis
- Population7,367
- Median age37.5
- Population under 18796
- Share under 1810.8 percent
- Population 65 and over865
- Share 65 and over11.7 percent
- Households1,466
- Family households890
- Share of households that are families60.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
Income and work in St. Louis
- Median household income$51,167 plus or minus $11,885
- Per capita income$13,897
- Civilian labor force1,557
- Employed1,514
- Unemployed43 plus or minus 44
- Unemployment rate2.8 percent plus or minus 2.8
- Adults 25 and over5,888
- Adults 25 and over with a high school diploma or higher86.1 percent
- Adults 25 and over with a bachelor degree or higher6.4 percent plus or minus 2.2
- Adults 25 and over with a graduate degree2.9 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
Housing in St. Louis
- Housing units1,693
- Occupied units1,466
- Vacant units227 plus or minus 94
- Vacancy rate13.4 percent plus or minus 5.4
- Owner occupied986
- Renter occupied480 plus or minus 138
- Ownership rate67.3 percent
- Median owner-occupied home value$119,200 plus or minus $27,785
- Median gross rent, monthly$794
- Annual rent as a share of median income18.6 percent plus or minus 4.7
- Single family units1,152
- Share single family68.0 percent
- Units in buildings of two or more395 plus or minus 146
- Share in buildings of two or more23.3 percent plus or minus 8.4
- Mobile homes146 plus or minus 72
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
How St. Louis gets to work
- Workers 16 and over who commute1,335
- Commuting under 15 minutes896 plus or minus 217
- Share commuting under 15 minutes67.1 percent
- Commuting 30 minutes or more172 plus or minus 83
- Share commuting 30 minutes or more12.9 percent plus or minus 5.9
- Drove alone82.9 percent
- Carpooled3.5 percent plus or minus 2.5
- Public transport0.0 percent
- Walked2.8 percent plus or minus 2.2
- Worked from home7.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Louis
SBA loans in St. Louis (7(a))
- Approvals2
- Gross approval$83,800
- Average approval$41,900
- Median approval$58,800
- Ninetieth percentile approval$58,800
- Largest approval$58,800
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Louis
SBA loans in St. Louis (504)
- Approvals3
- Gross approval$1,184,000
- Average approval$394,667
- Median approval$398,000
- Largest approval$626,000
- Jobs supported8
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Louis
Flood risk in St. Louis
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260085
- Currently effective map date10/18/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gratiot County, not St. Louis
Gratiot County context, not St. Louis figures
These are Gratiot County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Louis measurements.
- Establishments in Gratiot County725
- Employment at those establishments, Gratiot County10,633
- Covered employment, Gratiot County12,359
- Average annual pay, Gratiot County$54,845
- Average weekly wage, Gratiot County$1,055
- Housing units permitted, Gratiot County37
- Of those, single family, Gratiot County37
- County product, 2024, Gratiot County$1,982,243,000
- County product change over the prior year, Gratiot County2.5 percent
- Average income of an arriving household, Gratiot County$44,174
Every figure in this section is published for Gratiot County as a whole and is not a measurement of St. Louis. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Louis questions, answered from the record.
How many people live in St. Louis, Michigan?
7,367, in 1,466 households. St. Louis city covers 3.30 square miles of land, which is 2,234 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Louis in?
Gratiot County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Louis?
$51,167. The median owner-occupied home is valued at $119,200. Median gross rent is $794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Louis businesses?
2 7(a) approvals totalling $83,800, across 1 lenders, median approval $58,800, plus 3 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in St. Louis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Louis borrowers get paid back?
No rate is published for St. Louis. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is St. Louis in the National Flood Insurance Program?
Yes. St. Louis appears in the FEMA Community Status Book as community 260085, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Louis figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gratiot County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Louis.
Is zoning published for St. Louis?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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