HomeMichiganHoughton CountyHoughton
Houghton, Michigan: commercial real estate data.
Houghton is a Census city of 8,474 people across 4.38 square miles of land, in Houghton County. Median household income is $43,456, 36.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $732,300 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Houghton
What Houghton is
- Census place typecity
- Land area4.38 sq mi
- Water area0.24 sq mi
- Population per square mile of land1,933
- County holding the largest share of its areaHoughton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houghton
How many people live in Houghton
- Population8,474
- Median age21.7
- Population under 18773 plus or minus 156
- Share under 189.1 percent plus or minus 1.8
- Population 65 and over617 plus or minus 135
- Share 65 and over7.3 percent plus or minus 1.6
- Households2,251
- Family households825 plus or minus 180
- Share of households that are families36.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houghton
Income and work in Houghton
- Median household income$43,456 plus or minus $10,793
- Per capita income$26,716
- Civilian labor force4,165
- Employed3,735
- Unemployed430 plus or minus 187
- Unemployment rate10.3 percent plus or minus 4.4
- Adults 25 and over2,917
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher68.6 percent
- Adults 25 and over with a graduate degree47.3 percent plus or minus 10.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houghton
Housing in Houghton
- Housing units2,441
- Occupied units2,251
- Vacant units190 plus or minus 124
- Vacancy rate7.8 percent plus or minus 5.0
- Owner occupied830
- Renter occupied1,421
- Ownership rate36.9 percent
- Median owner-occupied home value$254,500
- Median gross rent, monthly$978 plus or minus $231
- Annual rent as a share of median income27.0 percent plus or minus 9.3
- Single family units1,196
- Share single family49.0 percent
- Units in buildings of two or more1,223 plus or minus 309
- Share in buildings of two or more50.1 percent plus or minus 11.6
- Mobile homes22 plus or minus 26
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houghton
How Houghton gets to work
- Workers 16 and over who commute3,360
- Commuting under 15 minutes2,526
- Share commuting under 15 minutes75.2 percent
- Commuting 30 minutes or more195 plus or minus 92
- Share commuting 30 minutes or more5.8 percent plus or minus 2.7
- Drove alone43.4 percent
- Carpooled6.1 percent plus or minus 2.2
- Public transport9.4 percent plus or minus 9.1
- Walked28.7 percent plus or minus 7.7
- Worked from home10.2 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houghton
SBA loans in Houghton (7(a))
- Approvals2
- Gross approval$732,300
- Average approval$366,150
- Median approval$366,150
- Largest approval$538,300
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Houghton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Houghton
SBA loans in Houghton (504)
- Approvals3
- Gross approval$5,629,000
- Average approval$1,876,333
- Median approval$1,076,000
- Largest approval$3,771,000
- Jobs supported55
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Houghton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Houghton
Flood risk in Houghton
- NFIP communityCity of Houghton
- NFIP community number260568
- Participating in the NFIPYes
- Community Rating System classNone
The City of Houghton participates in the National Flood Insurance Program as community 260568 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Houghton County, not Houghton
Houghton County context, not Houghton figures
- Establishments in Houghton County891
- Covered employment, Houghton County12,124
- Average annual pay, Houghton County$54,867
- Housing units permitted, Houghton County111
Every figure in this section is published for Houghton County as a whole and is not a measurement of Houghton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Houghton questions, answered from the record.
How many people live in Houghton, Michigan?
8,474, in 2,251 households. Houghton city covers 4.38 square miles of land, which is 1,933 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Houghton in?
Houghton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Houghton?
$43,456. The median owner-occupied home is valued at $254,500. Median gross rent is $978 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Houghton businesses?
2 7(a) approvals totaling $732,300 since FY2020, across 2 lenders, median approval $366,150, plus 3 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in Houghton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Houghton borrowers get paid back?
No rate is published for Houghton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Houghton in the National Flood Insurance Program?
Yes. Houghton appears in the FEMA Community Status Book as Houghton, city of, community 260568, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Houghton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Houghton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Houghton.
Is zoning published for Houghton?
No. Nothing on this page presents parcel level zoning.