Huron County, Michigan: commercial real estate data.
Huron County, Michigan had an estimated 30,780 residents on July 1, 2024, down 2.0 percent since the 2020 census base of 31,404, across 836 square miles. County output reached $2.16 bn in 2024, 933 establishments operate here, and the SBA record carries 22 7(a) approvals worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Huron County
How many people live in Huron County
- Population, American Community Survey 2020-202431,113
- Households14,150
- Average household size2.20
- Median household income$58,870
- Median age49.5
- Median gross rent$788 per month
- Median owner-occupied home value$154,300
- Home value to household income2.6 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over23,141
- Population under 185,906
- Share under 1819.0 percent
- Population 65 and over8,465
- Share 65 and over27.2 percent
- Working age population, 18 to 6416,742
- Civilian labor force14,356
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over57.0 percent
- Rank by population among Michigan counties48th of 83
- Rank by population among US county-equivalents, Puerto Rico included1443rd of 3,222
Huron County is the 48th largest of 83 Michigan counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 27.2 percent against 19.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Huron County
Is Huron County's population growing?
- Population, July 1, 202430,780
- Census 2020 base population31,404
- Population change since the 2020 census base-1.99 percent
- Population change, 2023 to 2024-163
- Births, 2024250
- Deaths, 2024453
- Natural change, 2024-203
- Net domestic migration, 2024-19
- Net international migration, 202462
- Total net migration, 202443
- Cumulative net domestic migration, 2021 to 2024228
- Rank by growth among US county-equivalents2496th of 3,144
The county has lost 1.99 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Huron County
Where are people moving to Huron County from?
- Tax returns filed by households arriving654
- People arriving, from those returns1,127
- Tax returns filed by households leaving626
- Net household movement28
- Adjusted gross income arriving$37.9 m
- Net adjusted gross income movement$5.3 m
- Average income of an arriving household$57,901
- Average income of a leaving household$52,101
- Largest single originMacomb County (77 households)
- Largest single destinationTuscola County (79 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Macomb County | 77 | 140 | $5.7 m |
| Tuscola County | 72 | 127 | $2.7 m |
| Sanilac County | 69 | 105 | $3.0 m |
| Oakland County | 57 | 102 | $5.0 m |
| Genesee County | 40 | 74 | $2.2 m |
| Wayne County | 38 | 61 | $1.8 m |
| Bay County | 24 | 43 | $1.0 m |
Households arriving report $5,800 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Macomb County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Huron County
What is the Huron County economy?
- County GDP, 2024$2.16 bn
- County GDP, 2023$2.02 bn
- GDP change, 2023 to 20247.1 percent
- GDP change over five years45.8 percent
- Rank by GDP among the Michigan areas BEA publishes36th of 83
- Rank by GDP among the US county areas BEA publishes1217th of 3,127
- GDP per resident$69,358
Output grew 7.1 percent in the latest year and 45.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Huron County
Employment by industry in Huron County
- Covered employment, annual average11,234
- Establishments reporting999
- Average annual pay$50,295
- Average weekly wage$967
- Manufacturing, employment1,669
- Manufacturing, average annual pay$59,524
- Health care and social assistance, employment1,644
- Health care and social assistance, average annual pay$50,428
- Retail trade, employment1,202
- Retail trade, average annual pay$33,959
- Accommodation and food services, employment799
- Accommodation and food services, average annual pay$16,975
- Construction, employment523
- Finance and insurance, employment442
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,669 | 51 | $59,524 |
| Health care and social assistance | 1,644 | 109 | $50,428 |
| Retail trade | 1,202 | 104 | $33,959 |
| Accommodation and food services | 799 | 88 | $16,975 |
| Construction | 523 | 124 | $54,657 |
| Finance and insurance | 442 | 54 | $69,083 |
| Transportation and warehousing | 410 | 40 | $72,409 |
| Administrative and support and waste management services | 391 | 31 | $28,261 |
Manufacturing is the largest private sector at 1,669 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Huron County
How many businesses are in Huron County?
- Establishments, all industries933
- Employment at those establishments10,758
- Annual payroll$517.4 m
- Establishments per 1,000 residents30.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Huron County
Building permits in Huron County
- Housing units authorized by permit, 202464
- Declared construction value permitted$20.2 m
- Single family units authorized64
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$316,109
- Units authorized per 1,000 households4.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Huron County
SBA loans in Huron County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$3.2 m
- Average 7(a) approval$147,409
- Median 7(a) approval$55,000
- 10th percentile approval$12,600
- 90th percentile approval$466,020
- Largest single approval$540,000
- Jobs reported supported, 7(a)202
- Jobs per approval9.2
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter19
- Franchise loans2
- Franchise share of approvals9.1 percent
- Leading industry by approval countFull-Service Restaurants (3)
- Most active lenderThe Huntington National Bank (17)
- 504 approvals recorded1
- 504 gross approval dollars$86,000
- Average 504 approval$86,000
- Median 504 approval$86,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.3 m
The average approval of $147,409 sits well above the median of $55,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 4.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Huron County
SBA loan default and charge-off rates in Huron County
Do SBA loans in Huron County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure14
- Status: Committed, not yet disbursed2
- Status: Cancelled2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Huron County
SBA lending by place in Huron County
- Borrower cities with recorded lending10
- Bad Axe, approvals8
- Pigeon, approvals3
- Harbor Beach, approvals2
- Oxford, approvals2
- Elkton, approvals2
- Owendale, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bad Axe | 8 | $426,000 |
| Pigeon | 3 | $700,000 |
| Harbor Beach | 2 | $1,002,600 |
| Oxford | 2 | $516,400 |
| Elkton | 2 | $103,000 |
| Owendale | 1 | $350,000 |
| Caseville | 1 | $50,000 |
| Davison | 1 | $50,000 |
| 2 other borrower cities | 2 | $45,000 |
Bad Axe accounts for 8 approvals against 3 in Pigeon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Huron County
How large is Huron County?
- Land area836 sq mi
- Rank by land area among Michigan counties17th of 83
- Width, east to west42.9 mi
- Height, north to south27.8 mi
- Geographies sharing a boundary2
- Residents per square mile of land37
- Establishments per square mile1.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Huron County
Flood risk in Huron County
- Communities in the county in the NFIP Community Status Book36
- Of those, participating in the NFIP33
- NFIP participation rate91.7 percent
- Communities carrying a CRS class0
- Radon levels in Huron County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Huron County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 91.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Huron County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Huron County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202431,113
- Households14,150
- Average household size2.20
- Median household income$58,870
- Median age49.5
Common questions
Huron County questions, answered from the record.
How many people live in Huron County, Michigan?
The Census Bureau estimates 30,780 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 31,113, in 14,150 households, ranking 48th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Huron County's population growing?
The population has fallen 1.99 percent since the 2020 census base of 31,404, to 30,780 on July 1, 2024. In 2024 there were 250 births against 453 deaths, with net migration of 43. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Huron County?
$58,870. The median owner-occupied home is valued at $154,300, which is 2.6 times income, and median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Huron County?
933 establishments, employing 10,758 people with an annual payroll of $517.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Huron County?
Manufacturing is the largest private sector at 1,669 jobs, 14.9 percent of covered employment. Covered employment averages 11,234 jobs at an average annual pay of $50,295, or $967 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Huron County?
22 7(a) approvals totaling $3.2 m since FY2020, across 6 lenders, with a median approval of $55,000, plus 1 504 approvals worth $86,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Huron County?
64 housing units were authorized by permit in 2024, with a declared construction value of $20.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Huron County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Huron County come from?
The largest single origin is Macomb County, with 77 households. Arriving households report an average income of $57,901 against $52,101 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Huron County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Huron County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Huron County
Cities and places in Huron.
12 Census places lie wholly or partly in Huron County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Bad Axe | city | 2,992 | 8 | Wholly in this county |
| Sebewaing | village | 1,850 | None recorded | Wholly in this county |
| Harbor Beach | city | 1,582 | 2 | Wholly in this county |
| Pigeon | village | 1,100 | 3 | Wholly in this county |
| Ubly | village | 785 | 1 | Wholly in this county |
| Elkton | village | 750 | 2 | Wholly in this county |
| Port Austin | village | 699 | 1 | Wholly in this county |
| Caseville | city | 634 | 1 | Wholly in this county |
| Bay Port | CDP | 474 | None recorded | Wholly in this county |
| Kinde | village | 414 | None recorded | Wholly in this county |
| Port Hope | village | 268 | None recorded | Wholly in this county |
| Owendale | village | 193 | 1 | Wholly in this county |
A further 3 of the county's 22 SBA 7(a) approvals are to borrowers in cities that match no Census place in Huron County, the largest being Oxford (2), Davison (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby