HomeMichiganKalamazoo CountyKalamazoo city
Kalamazoo city, Michigan: commercial real estate data.
Kalamazoo city is a Census city of 73,076 people across 24.64 square miles of land, in Kalamazoo County. Median household income is $52,272, 42.3 percent of occupied homes are owned, and the SBA record carries 171 7(a) approvals to borrowers here worth $79.5 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kalamazoo
What Kalamazoo is
- Census place typecity
- Land area24.64 sq mi
- Water area0.45 sq mi
- Population per square mile of land2,966
- County holding the largest share of its areaKalamazoo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalamazoo
How many people live in Kalamazoo
- Population73,076
- Median age26.9
- Population under 1813,777
- Share under 1818.9 percent
- Population 65 and over8,027
- Share 65 and over11.0 percent
- Households29,523
- Family households13,294
- Share of households that are families45.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalamazoo
Income and work in Kalamazoo
- Median household income$52,272
- Per capita income$29,341
- Civilian labor force39,533
- Employed36,803
- Unemployed2,730 plus or minus 617
- Unemployment rate6.9 percent plus or minus 1.5
- Adults 25 and over39,089
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher38.5 percent
- Adults 25 and over with a graduate degree15.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalamazoo
Housing in Kalamazoo
- Housing units32,379
- Occupied units29,523
- Vacant units2,856
- Vacancy rate8.8 percent
- Owner occupied12,479
- Renter occupied17,044
- Ownership rate42.3 percent
- Median owner-occupied home value$179,000
- Median gross rent, monthly$1,078
- Annual rent as a share of median income24.7 percent
- Single family units17,275
- Share single family53.4 percent
- Units in buildings of two or more14,634
- Share in buildings of two or more45.2 percent
- Mobile homes470 plus or minus 121
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalamazoo
How Kalamazoo gets to work
- Workers 16 and over who commute32,769
- Commuting under 15 minutes13,955
- Share commuting under 15 minutes42.6 percent
- Commuting 30 minutes or more5,483
- Share commuting 30 minutes or more16.7 percent
- Drove alone73.2 percent
- Carpooled6.5 percent
- Public transport2.3 percent plus or minus 0.7
- Walked7.3 percent
- Worked from home9.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalamazoo
SBA loans in Kalamazoo (7(a))
- Approvals171
- Gross approval$79,538,800
- Average approval$465,139
- Median approval$164,500
- Ninetieth percentile approval$1,252,000
- Largest approval$5,000,000
- Jobs supported1,643
- Jobs per approval9.6
- Loans with a final outcome24
- Paid in full22
- Charged off2
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises9.9 percent
- Distinct lenders44
- Distinct industries by NAICS90
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kalamazoo
SBA loans in Kalamazoo (504)
- Approvals52
- Gross approval$37,864,000
- Average approval$728,154
- Median approval$406,000
- Largest approval$3,150,000
- Jobs supported438
- Loans with a final outcome22
- Charged off1
- Charge-off rate over resolved loans4.5 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kalamazoo
Flood risk in Kalamazoo
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260315
- Currently effective map date07/31/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kalamazoo County, not Kalamazoo
Kalamazoo County context, not Kalamazoo figures
These are Kalamazoo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kalamazoo measurements.
- Establishments in Kalamazoo County5,704
- Employment at those establishments, Kalamazoo County114,065
- Covered employment, Kalamazoo County120,708
- Average annual pay, Kalamazoo County$65,730
- Average weekly wage, Kalamazoo County$1,264
- Housing units permitted, Kalamazoo County301
- Of those, single family, Kalamazoo County284
- County product, 2024, Kalamazoo County$20,706,266,000
- County product change over the prior year, Kalamazoo County4.8 percent
- Average income of an arriving household, Kalamazoo County$61,079
Every figure in this section is published for Kalamazoo County as a whole and is not a measurement of Kalamazoo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kalamazoo questions, answered from the record.
How many people live in Kalamazoo, Michigan?
73,076, in 29,523 households. Kalamazoo city covers 24.64 square miles of land, which is 2,966 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kalamazoo in?
Kalamazoo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kalamazoo?
$52,272. The median owner-occupied home is valued at $179,000. Median gross rent is $1,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kalamazoo businesses?
171 7(a) approvals totalling $79.5 m, across 44 lenders, median approval $164,500, plus 52 504 approvals worth $37.9 m. These count approvals to borrowers whose address is in Kalamazoo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kalamazoo borrowers get paid back?
Of the 24 loans that have reached a final outcome, 22 were paid in full and 2 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Kalamazoo in the National Flood Insurance Program?
Yes. Kalamazoo appears in the FEMA Community Status Book as community 260315, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kalamazoo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kalamazoo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kalamazoo.
Is zoning published for Kalamazoo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.