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HomeMichiganKalkaska CountyKalkaska village

Kalkaska village, Michigan: commercial real estate data.

Kalkaska village is a Census village of 2,539 people across 2.64 square miles of land, in Kalkaska County. Median household income is $57,143, 66.8 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $7.4 m.

76 sourced place values · tier FULL · 8 sections

Kalkaska

What Kalkaska is

  • Census place typevillage
  • Land area2.64 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land963
  • County holding the largest share of its areaKalkaska County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kalkaska

How many people live in Kalkaska

  • Population2,539
  • Median age43.5
  • Population under 18546 plus or minus 123
  • Share under 1821.5 percent
  • Population 65 and over544 plus or minus 133
  • Share 65 and over21.4 percent plus or minus 4.4
  • Households1,118
  • Family households625
  • Share of households that are families55.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kalkaska

Income and work in Kalkaska

  • Median household income$57,143 plus or minus $12,624
  • Per capita income$31,666
  • Civilian labor force1,137
  • Employed1,098
  • Unemployed39 plus or minus 32
  • Unemployment rate3.4 percent plus or minus 2.7
  • Adults 25 and over1,880
  • Adults 25 and over with a high school diploma or higher87.8 percent
  • Adults 25 and over with a bachelor degree or higher18.6 percent plus or minus 7.6
  • Adults 25 and over with a graduate degree5.2 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kalkaska

Housing in Kalkaska

  • Housing units1,191
  • Occupied units1,118
  • Vacant units73 plus or minus 58
  • Vacancy rate6.1 percent plus or minus 4.8
  • Owner occupied747 plus or minus 150
  • Renter occupied371 plus or minus 98
  • Ownership rate66.8 percent
  • Median owner-occupied home value$155,600
  • Median gross rent, monthly$633
  • Annual rent as a share of median income13.3 percent plus or minus 3.2
  • Single family units803
  • Share single family67.4 percent
  • Units in buildings of two or more304 plus or minus 101
  • Share in buildings of two or more25.5 percent plus or minus 7.5
  • Mobile homes84 plus or minus 57
  • Median year structure built1967

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kalkaska

How Kalkaska gets to work

  • Workers 16 and over who commute1,073
  • Commuting under 15 minutes456 plus or minus 125
  • Share commuting under 15 minutes42.5 percent plus or minus 8.5
  • Commuting 30 minutes or more372 plus or minus 117
  • Share commuting 30 minutes or more34.7 percent plus or minus 8.7
  • Drove alone86.9 percent
  • Carpooled6.5 percent plus or minus 4.7
  • Public transport0.0 percent
  • Walked5.1 percent plus or minus 3.3
  • Worked from home0.8 percent plus or minus 1.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kalkaska

SBA 7(a) lending to Kalkaska borrowers

  • Approvals14
  • Gross approval$7,373,600
  • Average approval$526,686
  • Median approval$125,000
  • Ninetieth percentile approval$1,477,000
  • Largest approval$4,110,000
  • Jobs supported119
  • Jobs per approval8.5
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more14.3 percent
  • Share to franchises7.1 percent
  • Distinct lenders4
  • Distinct industries by NAICS8

A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kalkaska

SBA 504 lending to Kalkaska borrowers

  • Approvals5
  • Gross approval$994,000
  • Average approval$198,800
  • Median approval$211,000
  • Largest approval$241,000
  • Jobs supported13
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Kalkaska County, not Kalkaska

Kalkaska County context, not Kalkaska figures

These are Kalkaska County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kalkaska measurements.

  • Establishments in Kalkaska County353
  • Employment at those establishments, Kalkaska County4,120
  • Covered employment, Kalkaska County4,860
  • Average annual pay, Kalkaska County$60,400
  • Average weekly wage, Kalkaska County$1,162
  • Housing units permitted, Kalkaska County38
  • Of those, single family, Kalkaska County38
  • County product, 2024, Kalkaska County$838,642,000
  • County product change over the prior year, Kalkaska County6.4 percent
  • Average income of an arriving household, Kalkaska County$60,263

Every figure in this section is published for Kalkaska County as a whole and is not a measurement of Kalkaska. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Kalkaska questions, answered from the record.

How many people live in Kalkaska, Michigan?

2,539, in 1,118 households. Kalkaska village covers 2.64 square miles of land, which is 963 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Kalkaska in?

Kalkaska County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Kalkaska?

$57,143. The median owner-occupied home is valued at $155,600. Median gross rent is $633 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Kalkaska businesses?

14 7(a) approvals totalling $7.4 m, across 4 lenders, median approval $125,000, plus 5 504 approvals worth $994,000. These count approvals to borrowers whose address is in Kalkaska, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Kalkaska borrowers get paid back?

No rate is published for Kalkaska. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Kalkaska figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kalkaska County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kalkaska.

Is zoning published for Kalkaska?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.