HomeMichiganLapeer CountyImlay City city
Imlay City city, Michigan: commercial real estate data.
Imlay City city is a Census city of 3,721 people across 2.45 square miles of land, in Lapeer County. Median household income is $59,911, 54.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $5.7 m.
80 sourced place values · tier FULL · 9 sections
Imlay City
What Imlay City is
- Census place typecity
- Land area2.45 sq mi
- Water area0 sq mi
- Population per square mile of land1,518
- County holding the largest share of its areaLapeer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
How many people live in Imlay City
- Population3,721
- Median age35.9
- Population under 18941
- Share under 1825.3 percent
- Population 65 and over499 plus or minus 130
- Share 65 and over13.4 percent plus or minus 3.5
- Households1,634
- Family households840
- Share of households that are families51.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
Income and work in Imlay City
- Median household income$59,911 plus or minus $17,109
- Per capita income$28,138
- Civilian labor force2,062
- Employed2,019
- Unemployed43 plus or minus 45
- Unemployment rate2.1 percent plus or minus 2.2
- Adults 25 and over2,524
- Adults 25 and over with a high school diploma or higher79.8 percent
- Adults 25 and over with a bachelor degree or higher11.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree6.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
Housing in Imlay City
- Housing units1,789
- Occupied units1,634
- Vacant units155 plus or minus 100
- Vacancy rate8.7 percent plus or minus 5.5
- Owner occupied894 plus or minus 179
- Renter occupied740
- Ownership rate54.7 percent
- Median owner-occupied home value$150,000 plus or minus $43,581
- Median gross rent, monthly$895
- Annual rent as a share of median income17.9 percent plus or minus 5.3
- Single family units723 plus or minus 160
- Share single family40.4 percent plus or minus 8.1
- Units in buildings of two or more643 plus or minus 154
- Share in buildings of two or more35.9 percent plus or minus 8.0
- Mobile homes423 plus or minus 168
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
How Imlay City gets to work
- Workers 16 and over who commute1,971
- Commuting under 15 minutes472 plus or minus 166
- Share commuting under 15 minutes23.9 percent plus or minus 8.2
- Commuting 30 minutes or more905
- Share commuting 30 minutes or more45.9 percent
- Drove alone83.3 percent
- Carpooled13.0 percent plus or minus 6.3
- Public transport1.4 percent plus or minus 1.5
- Walked0.0 percent
- Worked from home2.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
SBA 7(a) lending to Imlay City borrowers
- Approvals17
- Gross approval$5,720,300
- Average approval$336,488
- Median approval$70,000
- Ninetieth percentile approval$1,322,000
- Largest approval$1,942,000
- Jobs supported107
- Jobs per approval6.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises11.8 percent
- Distinct lenders6
- Distinct industries by NAICS11
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Imlay City
SBA 504 lending to Imlay City borrowers
- Approvals5
- Gross approval$1,877,000
- Average approval$375,400
- Median approval$216,000
- Largest approval$706,000
- Jobs supported23
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Imlay City
Flood programme status in Imlay City
- Listed NFIP communities2
- Of those, participating2
- NFIP community number261433
- Currently effective map date09/19/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lapeer County, not Imlay City
Lapeer County context, not Imlay City figures
These are Lapeer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Imlay City measurements.
- Establishments in Lapeer County1,771
- Employment at those establishments, Lapeer County20,902
- Covered employment, Lapeer County21,986
- Average annual pay, Lapeer County$51,778
- Average weekly wage, Lapeer County$996
- Housing units permitted, Lapeer County149
- Of those, single family, Lapeer County149
- County product, 2024, Lapeer County$3,257,810,000
- County product change over the prior year, Lapeer County3.6 percent
- Average income of an arriving household, Lapeer County$63,881
Every figure in this section is published for Lapeer County as a whole and is not a measurement of Imlay City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Imlay City questions, answered from the record.
How many people live in Imlay City, Michigan?
3,721, in 1,634 households. Imlay City city covers 2.45 square miles of land, which is 1,518 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Imlay City in?
Lapeer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Imlay City?
$59,911. The median owner-occupied home is valued at $150,000. Median gross rent is $895 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Imlay City businesses?
17 7(a) approvals totalling $5.7 m, across 6 lenders, median approval $70,000, plus 5 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Imlay City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Imlay City borrowers get paid back?
No rate is published for Imlay City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Imlay City in the National Flood Insurance Program?
Yes. Imlay City appears in the FEMA Community Status Book as community 261433, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Imlay City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lapeer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Imlay City.
Is zoning published for Imlay City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.