HomeMichiganLapeer CountyImlay City
Imlay City, Michigan: commercial real estate data.
Imlay City is a Census city of 3,721 people across 2.45 square miles of land, in Lapeer County. Median household income is $59,911, 54.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $5.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Imlay City
What Imlay City is
- Census place typecity
- Land area2.45 sq mi
- Water area0 sq mi
- Population per square mile of land1,518
- County holding the largest share of its areaLapeer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
How many people live in Imlay City
- Population3,721
- Median age35.9
- Population under 18941
- Share under 1825.3 percent
- Population 65 and over499 plus or minus 130
- Share 65 and over13.4 percent plus or minus 3.5
- Households1,634
- Family households840
- Share of households that are families51.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
Income and work in Imlay City
- Median household income$59,911 plus or minus $17,109
- Per capita income$28,138
- Civilian labor force2,062
- Employed2,019
- Unemployed43 plus or minus 45
- Unemployment rate2.1 percent plus or minus 2.2
- Adults 25 and over2,524
- Adults 25 and over with a high school diploma or higher79.8 percent
- Adults 25 and over with a bachelor degree or higher11.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree6.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
Housing in Imlay City
- Housing units1,789
- Occupied units1,634
- Vacant units155 plus or minus 100
- Vacancy rate8.7 percent plus or minus 5.5
- Owner occupied894 plus or minus 179
- Renter occupied740
- Ownership rate54.7 percent
- Median owner-occupied home value$150,000 plus or minus $43,581
- Median gross rent, monthly$895
- Annual rent as a share of median income17.9 percent plus or minus 5.3
- Single family units723 plus or minus 160
- Share single family40.4 percent plus or minus 8.1
- Units in buildings of two or more643 plus or minus 154
- Share in buildings of two or more35.9 percent plus or minus 8.0
- Mobile homes423 plus or minus 168
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
How Imlay City gets to work
- Workers 16 and over who commute1,971
- Commuting under 15 minutes472 plus or minus 166
- Share commuting under 15 minutes23.9 percent plus or minus 8.2
- Commuting 30 minutes or more905
- Share commuting 30 minutes or more45.9 percent
- Drove alone83.3 percent
- Carpooled13.0 percent plus or minus 6.3
- Public transport1.4 percent plus or minus 1.5
- Walked0.0 percent
- Worked from home2.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imlay City
SBA loans in Imlay City (7(a))
- Approvals17
- Gross approval$5,720,300
- Average approval$336,488
- Median approval$70,000
- Largest approval$1,942,000
- Jobs supported107
- Jobs per approval6.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises11.8 percent
- Distinct lenders6
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Imlay City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Imlay City
SBA loans in Imlay City (504)
- Approvals5
- Gross approval$1,877,000
- Average approval$375,400
- Median approval$216,000
- Largest approval$706,000
- Jobs supported23
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Imlay City, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Imlay City
Flood risk in Imlay City
- NFIP communityCity of Imlay City
- NFIP community number260337
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/19/07
The City of Imlay City participates in the National Flood Insurance Program as community 260337 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lapeer County, not Imlay City
Lapeer County context, not Imlay City figures
- Establishments in Lapeer County1,771
- Covered employment, Lapeer County21,986
- Average annual pay, Lapeer County$51,778
- Housing units permitted, Lapeer County149
Every figure in this section is published for Lapeer County as a whole and is not a measurement of Imlay City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Imlay City questions, answered from the record.
How many people live in Imlay City, Michigan?
3,721, in 1,634 households. Imlay City city covers 2.45 square miles of land, which is 1,518 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Imlay City in?
Lapeer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Imlay City?
$59,911. The median owner-occupied home is valued at $150,000. Median gross rent is $895 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Imlay City businesses?
17 7(a) approvals totaling $5.7 m since FY2020, across 6 lenders, median approval $70,000, plus 5 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Imlay City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Imlay City borrowers get paid back?
No rate is published for Imlay City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Imlay City in the National Flood Insurance Program?
Yes. Imlay City appears in the FEMA Community Status Book as Imlay City, city of, community 260337, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Imlay City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lapeer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Imlay City.
Is zoning published for Imlay City?
No. Nothing on this page presents parcel level zoning.