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HomeMichiganLeelanau CountySuttons Bay village

Suttons Bay village, Michigan: commercial real estate data.

Suttons Bay village is a Census village of 555 people across 1.28 square miles of land, in Leelanau County. Median household income is $125,357, 79.5 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $1.5 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Suttons Bay

What Suttons Bay is

  • Census place typevillage
  • Land area1.28 sq mi
  • Water area0 sq mi
  • Population per square mile of land432 plus or minus 109
  • County holding the largest share of its areaLeelanau County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Suttons Bay

How many people live in Suttons Bay

  • Population555 plus or minus 140
  • Median age70.5
  • Population under 1832 plus or minus 24
  • Share under 185.8 percent plus or minus 4.0
  • Population 65 and over333 plus or minus 93
  • Share 65 and over60.0 percent
  • Households268 plus or minus 74
  • Family households176 plus or minus 66
  • Share of households that are families65.7 percent plus or minus 16.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Suttons Bay

Income and work in Suttons Bay

  • Median household income$125,357 plus or minus $27,796
  • Per capita income$66,988 plus or minus $16,341
  • Civilian labor force200 plus or minus 65
  • Employed194 plus or minus 65
  • Unemployed6 plus or minus 7
  • Unemployment rate3.0 percent plus or minus 3.4
  • Adults 25 and over511 plus or minus 126
  • Adults 25 and over with a high school diploma or higher97.1 percent
  • Adults 25 and over with a bachelor degree or higher65.2 percent plus or minus 15.3
  • Adults 25 and over with a graduate degree45.4 percent plus or minus 17.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Suttons Bay

Housing in Suttons Bay

  • Housing units495
  • Occupied units268 plus or minus 74
  • Vacant units227 plus or minus 66
  • Vacancy rate45.9 percent plus or minus 10.6
  • Owner occupied213 plus or minus 68
  • Renter occupied55 plus or minus 32
  • Ownership rate79.5 percent
  • Median owner-occupied home value$523,200 plus or minus $114,002
  • Median gross rent, monthly$1,193 plus or minus $469
  • Annual rent as a share of median income11.4 percent plus or minus 5.2
  • Single family units376
  • Share single family76.0 percent
  • Units in buildings of two or more119 plus or minus 64
  • Share in buildings of two or more24.0 percent plus or minus 12.2
  • Mobile homes0
  • Median year structure built1984

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Suttons Bay

How Suttons Bay gets to work

  • Workers 16 and over who commute129 plus or minus 50
  • Commuting under 15 minutes60 plus or minus 24
  • Share commuting under 15 minutes46.5 percent
  • Commuting 30 minutes or more33 plus or minus 28
  • Share commuting 30 minutes or more25.6 percent plus or minus 19.2
  • Drove alone46.4 percent plus or minus 15.1
  • Carpooled1.5 percent plus or minus 3.0
  • Public transport0.0 percent
  • Walked12.4 percent plus or minus 9.4
  • Worked from home33.5 percent plus or minus 17.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Suttons Bay

SBA loans in Suttons Bay (7(a))

  • Approvals11
  • Gross approval$1,464,700
  • Average approval$133,155
  • Median approval$85,000
  • Ninetieth percentile approval$350,000
  • Largest approval$591,800
  • Jobs supported43
  • Jobs per approval3.9
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS9

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Suttons Bay

SBA loans in Suttons Bay (504)

  • Approvals11
  • Gross approval$3,092,000
  • Average approval$281,091
  • Median approval$167,000
  • Largest approval$922,000
  • Jobs supported38
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Suttons Bay

Flood risk in Suttons Bay

  • Listed NFIP communities2
  • Of those, participating2
  • NFIP community number260770
  • Currently effective map date06/07/23

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Leelanau County, not Suttons Bay

Leelanau County context, not Suttons Bay figures

These are Leelanau County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Suttons Bay measurements.

  • Establishments in Leelanau County796
  • Employment at those establishments, Leelanau County5,239
  • Covered employment, Leelanau County6,662
  • Average annual pay, Leelanau County$48,322
  • Average weekly wage, Leelanau County$929
  • Housing units permitted, Leelanau County201
  • Of those, single family, Leelanau County201
  • County product, 2024, Leelanau County$1,131,517,000
  • County product change over the prior year, Leelanau County8.2 percent
  • Average income of an arriving household, Leelanau County$153,259

Every figure in this section is published for Leelanau County as a whole and is not a measurement of Suttons Bay. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Suttons Bay questions, answered from the record.

How many people live in Suttons Bay, Michigan?

555, in 268 households. Suttons Bay village covers 1.28 square miles of land, which is 432 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Suttons Bay in?

Leelanau County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Suttons Bay?

$125,357. The median owner-occupied home is valued at $523,200. Median gross rent is $1,193 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Suttons Bay businesses?

11 7(a) approvals totalling $1.5 m, across 6 lenders, median approval $85,000, plus 11 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in Suttons Bay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Suttons Bay borrowers get paid back?

No rate is published for Suttons Bay. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Suttons Bay in the National Flood Insurance Program?

Yes. Suttons Bay appears in the FEMA Community Status Book as community 260770, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Suttons Bay figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Leelanau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Suttons Bay.

Is zoning published for Suttons Bay?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.