HomeMichiganLivingston CountyHowell
Howell, Michigan: commercial real estate data.
Howell is a Census city of 10,021 people across 4.99 square miles of land, in Livingston County. Median household income is $60,449, 53.9 percent of occupied homes are owned, and the SBA record carries 119 7(a) approvals to borrowers here worth $55.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Howell
What Howell is
- Census place typecity
- Land area4.99 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,008
- County holding the largest share of its areaLivingston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howell
How many people live in Howell
- Population10,021
- Median age40.8
- Population under 181,592
- Share under 1815.9 percent
- Population 65 and over1,928
- Share 65 and over19.2 percent
- Households4,862
- Family households2,321
- Share of households that are families47.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howell
Income and work in Howell
- Median household income$60,449
- Per capita income$44,479
- Civilian labor force5,702
- Employed5,518
- Unemployed184 plus or minus 80
- Unemployment rate3.2 percent plus or minus 1.4
- Adults 25 and over7,484
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent
- Adults 25 and over with a graduate degree11.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howell
Housing in Howell
- Housing units5,146
- Occupied units4,862
- Vacant units284 plus or minus 151
- Vacancy rate5.5 percent plus or minus 2.9
- Owner occupied2,622
- Renter occupied2,240
- Ownership rate53.9 percent
- Median owner-occupied home value$265,600
- Median gross rent, monthly$1,177
- Annual rent as a share of median income23.4 percent
- Single family units2,408
- Share single family46.8 percent
- Units in buildings of two or more2,289
- Share in buildings of two or more44.5 percent
- Mobile homes449 plus or minus 131
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howell
How Howell gets to work
- Workers 16 and over who commute5,002
- Commuting under 15 minutes1,748 plus or minus 373
- Share commuting under 15 minutes34.9 percent
- Commuting 30 minutes or more2,048
- Share commuting 30 minutes or more40.9 percent
- Drove alone81.5 percent
- Carpooled6.9 percent plus or minus 2.8
- Public transport0.7 percent plus or minus 0.9
- Walked1.2 percent plus or minus 0.9
- Worked from home9.4 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howell
SBA loans in Howell (7(a))
- Approvals119
- Gross approval$54,958,300
- Average approval$461,834
- Median approval$150,000
- Ninetieth percentile approval$1,256,540
- Largest approval$5,000,000
- Jobs supported1,163
- Jobs per approval9.8
- Loans with a final outcome22
- Paid in full22
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises7.6 percent
- Distinct lenders29
- Distinct industries by NAICS71
Counted by borrower city: approvals to borrowers whose address is in Howell, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Howell
SBA loans in Howell (504)
- Approvals28
- Gross approval$18,444,000
- Average approval$658,714
- Median approval$605,000
- Largest approval$1,608,000
- Jobs supported511
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Howell, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howell
Flood risk in Howell
- NFIP communityCity of Howell
- NFIP community number260441
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/08(M)
The City of Howell participates in the National Flood Insurance Program as community 260441 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Livingston County, not Howell
Livingston County context, not Howell figures
- Establishments in Livingston County4,495
- Covered employment, Livingston County64,380
- Average annual pay, Livingston County$57,015
- Housing units permitted, Livingston County488
Every figure in this section is published for Livingston County as a whole and is not a measurement of Howell.
All Livingston County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Howell questions, answered from the record.
How many people live in Howell, Michigan?
10,021, in 4,862 households. Howell city covers 4.99 square miles of land, which is 2,008 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Howell in?
Livingston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Howell?
$60,449. The median owner-occupied home is valued at $265,600. Median gross rent is $1,177 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Howell businesses?
119 7(a) approvals totaling $55.0 m since FY2020, across 29 lenders, median approval $150,000, plus 28 504 approvals worth $18.4 m since FY2010. These count approvals to borrowers whose address is in Howell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Howell borrowers get paid back?
No rate is published for Howell. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Howell in the National Flood Insurance Program?
Yes. Howell appears in the FEMA Community Status Book as Howell, city of, community 260441, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Howell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Livingston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Howell.
Is zoning published for Howell?
No. Nothing on this page presents parcel level zoning.
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