HomeMichiganMenominee CountyStephenson city
Stephenson city, Michigan: commercial real estate data.
Stephenson city is a Census city of 902 people across 1.09 square miles of land, in Menominee County. Median household income is $44,600, 73.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.4 m.
70 sourced place values · tier FULL · 8 sections
Stephenson
What Stephenson is
- Census place typecity
- Land area1.09 sq mi
- Water area0 sq mi
- Population per square mile of land831
- County holding the largest share of its areaMenominee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
How many people live in Stephenson
- Population902
- Median age41.6
- Population under 18164 plus or minus 42
- Share under 1818.2 percent plus or minus 3.8
- Population 65 and over242 plus or minus 61
- Share 65 and over26.8 percent plus or minus 5.5
- Households376
- Family households222 plus or minus 49
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
Income and work in Stephenson
- Median household income$44,600
- Per capita income$26,612
- Civilian labor force375
- Employed352 plus or minus 71
- Unemployed23 plus or minus 14
- Unemployment rate6.1 percent plus or minus 3.5
- Adults 25 and over693
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 5.5
- Adults 25 and over with a graduate degree1.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
Housing in Stephenson
- Housing units427
- Occupied units376
- Vacant units51 plus or minus 29
- Vacancy rate11.9 percent plus or minus 6.6
- Owner occupied276
- Renter occupied100 plus or minus 38
- Ownership rate73.4 percent plus or minus 16.7
- Median owner-occupied home value$101,800
- Median gross rent, monthly$688
- Annual rent as a share of median income18.5 percent
- Single family units380
- Share single family89.0 percent plus or minus 18.2
- Units in buildings of two or more46 plus or minus 28
- Share in buildings of two or more10.8 percent plus or minus 6.3
- Mobile homes1 plus or minus 4
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
How Stephenson gets to work
- Workers 16 and over who commute306 plus or minus 64
- Commuting under 15 minutes77 plus or minus 34
- Share commuting under 15 minutes25.2 percent plus or minus 9.9
- Commuting 30 minutes or more156 plus or minus 45
- Share commuting 30 minutes or more51.0 percent plus or minus 10.3
- Drove alone73.9 percent
- Carpooled5.9 percent plus or minus 3.0
- Public transport0.0 percent
- Walked9.8 percent plus or minus 9.0
- Worked from home9.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
SBA 7(a) lending to Stephenson borrowers
- Approvals3
- Gross approval$1,444,400
- Average approval$481,467
- Median approval$327,000
- Ninetieth percentile approval$880,000
- Largest approval$880,000
- Jobs supported19
- Jobs per approval6.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stephenson
Flood programme status in Stephenson
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260139
- Currently effective map date10/16/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Menominee County, not Stephenson
Menominee County context, not Stephenson figures
These are Menominee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stephenson measurements.
- Establishments in Menominee County435
- Employment at those establishments, Menominee County5,586
- Covered employment, Menominee County7,149
- Average annual pay, Menominee County$48,080
- Average weekly wage, Menominee County$925
- Housing units permitted, Menominee County26
- Of those, single family, Menominee County26
- County product, 2024, Menominee County$971,196,000
- County product change over the prior year, Menominee County8.3 percent
- Average income of an arriving household, Menominee County$51,072
Every figure in this section is published for Menominee County as a whole and is not a measurement of Stephenson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stephenson questions, answered from the record.
How many people live in Stephenson, Michigan?
902, in 376 households. Stephenson city covers 1.09 square miles of land, which is 831 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stephenson in?
Menominee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stephenson?
$44,600. The median owner-occupied home is valued at $101,800. Median gross rent is $688 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stephenson businesses?
3 7(a) approvals totalling $1.4 m, across 1 lenders, median approval $327,000. These count approvals to borrowers whose address is in Stephenson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stephenson borrowers get paid back?
No rate is published for Stephenson. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Stephenson in the National Flood Insurance Program?
Yes. Stephenson appears in the FEMA Community Status Book as community 260139, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stephenson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Menominee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stephenson.
Is zoning published for Stephenson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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