HomeMichiganMenominee CountyStephenson
Stephenson, Michigan: commercial real estate data.
Stephenson is a Census city of 902 people across 1.09 square miles of land, in Menominee County. Median household income is $44,600, 73.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stephenson
What Stephenson is
- Census place typecity
- Land area1.09 sq mi
- Water area0 sq mi
- Population per square mile of land831
- County holding the largest share of its areaMenominee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
How many people live in Stephenson
- Population902
- Median age41.6
- Population under 18164 plus or minus 42
- Share under 1818.2 percent plus or minus 3.8
- Population 65 and over242 plus or minus 61
- Share 65 and over26.8 percent plus or minus 5.5
- Households376
- Family households222 plus or minus 49
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
Income and work in Stephenson
- Median household income$44,600
- Per capita income$26,612
- Civilian labor force375
- Employed352 plus or minus 71
- Unemployed23 plus or minus 14
- Unemployment rate6.1 percent plus or minus 3.5
- Adults 25 and over693
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 5.5
- Adults 25 and over with a graduate degree1.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
Housing in Stephenson
- Housing units427
- Occupied units376
- Vacant units51 plus or minus 29
- Vacancy rate11.9 percent plus or minus 6.6
- Owner occupied276
- Renter occupied100 plus or minus 38
- Ownership rate73.4 percent plus or minus 16.7
- Median owner-occupied home value$101,800
- Median gross rent, monthly$688
- Annual rent as a share of median income18.5 percent
- Single family units380
- Share single family89.0 percent plus or minus 18.2
- Units in buildings of two or more46 plus or minus 28
- Share in buildings of two or more10.8 percent plus or minus 6.3
- Mobile homes1 plus or minus 4
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
How Stephenson gets to work
- Workers 16 and over who commute306 plus or minus 64
- Commuting under 15 minutes77 plus or minus 34
- Share commuting under 15 minutes25.2 percent plus or minus 9.9
- Commuting 30 minutes or more156 plus or minus 45
- Share commuting 30 minutes or more51.0 percent plus or minus 10.3
- Drove alone73.9 percent
- Carpooled5.9 percent plus or minus 3.0
- Public transport0.0 percent
- Walked9.8 percent plus or minus 9.0
- Worked from home9.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephenson
SBA loans in Stephenson (7(a))
- Approvals3
- Gross approval$1,444,400
- Average approval$481,467
- Median approval$327,000
- Largest approval$880,000
- Jobs supported19
- Jobs per approval6.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Stephenson, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stephenson
Flood risk in Stephenson
- NFIP communityCity of Stephenson
- NFIP community number260139
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/12
The City of Stephenson participates in the National Flood Insurance Program as community 260139 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Menominee County, not Stephenson
Menominee County context, not Stephenson figures
- Establishments in Menominee County435
- Covered employment, Menominee County7,149
- Average annual pay, Menominee County$48,080
- Housing units permitted, Menominee County26
Every figure in this section is published for Menominee County as a whole and is not a measurement of Stephenson.
All Menominee County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Stephenson questions, answered from the record.
How many people live in Stephenson, Michigan?
902, in 376 households. Stephenson city covers 1.09 square miles of land, which is 831 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stephenson in?
Menominee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stephenson?
$44,600. The median owner-occupied home is valued at $101,800. Median gross rent is $688 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stephenson businesses?
3 7(a) approvals totaling $1.4 m since FY2020, across 1 lenders, median approval $327,000. These count approvals to borrowers whose address is in Stephenson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stephenson borrowers get paid back?
No rate is published for Stephenson. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Stephenson in the National Flood Insurance Program?
Yes. Stephenson appears in the FEMA Community Status Book as Stephenson, city of, community 260139, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stephenson figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Menominee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stephenson.
Is zoning published for Stephenson?
No. Nothing on this page presents parcel level zoning.
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