HomeMichiganMidland CountyMidland city
Midland city, Michigan: commercial real estate data.
Midland city is a Census city of 42,724 people across 34.51 square miles of land, in Midland County. Median household income is $73,325, 67.1 percent of occupied homes are owned, and the SBA record carries 90 7(a) approvals to borrowers here worth $35.1 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Midland
What Midland is
- Census place typecity
- Land area34.51 sq mi
- Water area1.96 sq mi
- Population per square mile of land1,238
- County holding the largest share of its areaMidland County, 98.9 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
How many people live in Midland
- Population42,724
- Median age39.3
- Population under 189,067
- Share under 1821.2 percent
- Population 65 and over8,729
- Share 65 and over20.4 percent
- Households18,535
- Family households10,723
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
Income and work in Midland
- Median household income$73,325
- Per capita income$44,053
- Civilian labor force20,510
- Employed19,660
- Unemployed850 plus or minus 212
- Unemployment rate4.1 percent plus or minus 1.0
- Adults 25 and over30,022
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher44.6 percent
- Adults 25 and over with a graduate degree18.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
Housing in Midland
- Housing units19,459
- Occupied units18,535
- Vacant units924 plus or minus 266
- Vacancy rate4.7 percent plus or minus 1.4
- Owner occupied12,437
- Renter occupied6,098
- Ownership rate67.1 percent
- Median owner-occupied home value$203,900
- Median gross rent, monthly$1,048
- Annual rent as a share of median income17.2 percent
- Single family units14,240
- Share single family73.2 percent
- Units in buildings of two or more4,621
- Share in buildings of two or more23.7 percent
- Mobile homes598 plus or minus 149
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
How Midland gets to work
- Workers 16 and over who commute16,834
- Commuting under 15 minutes8,615
- Share commuting under 15 minutes51.2 percent
- Commuting 30 minutes or more3,536
- Share commuting 30 minutes or more21.0 percent
- Drove alone76.1 percent
- Carpooled8.1 percent plus or minus 1.6
- Public transport0.8 percent plus or minus 0.4
- Walked1.4 percent plus or minus 0.5
- Worked from home12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
SBA loans in Midland (7(a))
- Approvals90
- Gross approval$35,086,100
- Average approval$389,846
- Median approval$150,000
- Ninetieth percentile approval$963,300
- Largest approval$4,950,000
- Jobs supported1,226
- Jobs per approval13.6
- Loans with a final outcome22
- Paid in full21
- Charged off1
- Charge-off rate over resolved loans4.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises18.9 percent
- Distinct lenders17
- Distinct industries by NAICS50
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland
SBA loans in Midland (504)
- Approvals18
- Gross approval$8,979,000
- Average approval$498,833
- Median approval$363,000
- Largest approval$1,194,000
- Jobs supported123
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Midland
Flood risk in Midland
- Listed NFIP communities2
- Of those, participating2
- Best Community Rating System classClass 5
- NFIP community number260857
- Currently effective map date05/04/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Midland County, not Midland
Midland County context, not Midland figures
These are Midland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Midland measurements.
- Establishments in Midland County1,795
- Employment at those establishments, Midland County37,324
- Covered employment, Midland County38,288
- Average annual pay, Midland County$72,021
- Average weekly wage, Midland County$1,385
- Housing units permitted, Midland County314
- Of those, single family, Midland County104
- County product, 2024, Midland County$7,778,569,000
- County product change over the prior year, Midland County3.3 percent
- Average income of an arriving household, Midland County$76,469
Every figure in this section is published for Midland County as a whole and is not a measurement of Midland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Midland questions, answered from the record.
How many people live in Midland, Michigan?
42,724, in 18,535 households. Midland city covers 34.51 square miles of land, which is 1,238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Midland in?
Midland County, which holds 98.9 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Midland?
$73,325. The median owner-occupied home is valued at $203,900. Median gross rent is $1,048 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Midland businesses?
90 7(a) approvals totalling $35.1 m, across 17 lenders, median approval $150,000, plus 18 504 approvals worth $9.0 m. These count approvals to borrowers whose address is in Midland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Midland borrowers get paid back?
Of the 22 loans that have reached a final outcome, 21 were paid in full and 1 charged off, a charge off rate of 4.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Midland in the National Flood Insurance Program?
Yes. Midland appears in the FEMA Community Status Book as community 260857, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Midland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Midland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Midland.
Is zoning published for Midland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.