HomeMichiganMidland CountyMidland
Midland, Michigan: commercial real estate data.
Midland is a Census city of 42,724 people across 34.51 square miles of land, in Midland County. Median household income is $73,325, 67.1 percent of occupied homes are owned, and the SBA record carries 90 7(a) approvals to borrowers here worth $35.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Midland
What Midland is
- Census place typecity
- Land area34.51 sq mi
- Water area1.96 sq mi
- Population per square mile of land1,238
- County holding the largest share of its areaMidland County, 98.9 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
How many people live in Midland
- Population42,724
- Median age39.3
- Population under 189,067
- Share under 1821.2 percent
- Population 65 and over8,729
- Share 65 and over20.4 percent
- Households18,535
- Family households10,723
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
Income and work in Midland
- Median household income$73,325
- Per capita income$44,053
- Civilian labor force20,510
- Employed19,660
- Unemployed850 plus or minus 212
- Unemployment rate4.1 percent plus or minus 1.0
- Adults 25 and over30,022
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher44.6 percent
- Adults 25 and over with a graduate degree18.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
Housing in Midland
- Housing units19,459
- Occupied units18,535
- Vacant units924 plus or minus 266
- Vacancy rate4.7 percent plus or minus 1.4
- Owner occupied12,437
- Renter occupied6,098
- Ownership rate67.1 percent
- Median owner-occupied home value$203,900
- Median gross rent, monthly$1,048
- Annual rent as a share of median income17.2 percent
- Single family units14,240
- Share single family73.2 percent
- Units in buildings of two or more4,621
- Share in buildings of two or more23.7 percent
- Mobile homes598 plus or minus 149
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
How Midland gets to work
- Workers 16 and over who commute16,834
- Commuting under 15 minutes8,615
- Share commuting under 15 minutes51.2 percent
- Commuting 30 minutes or more3,536
- Share commuting 30 minutes or more21.0 percent
- Drove alone76.1 percent
- Carpooled8.1 percent plus or minus 1.6
- Public transport0.8 percent plus or minus 0.4
- Walked1.4 percent plus or minus 0.5
- Worked from home12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midland
SBA loans in Midland (7(a))
- Approvals90
- Gross approval$35,086,100
- Average approval$389,846
- Median approval$150,000
- Ninetieth percentile approval$941,430
- Largest approval$4,950,000
- Jobs supported1,226
- Jobs per approval13.6
- Loans with a final outcome22
- Paid in full21
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises18.9 percent
- Distinct lenders17
- Distinct industries by NAICS50
Counted by borrower city: approvals to borrowers whose address is in Midland, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland
SBA loans in Midland (504)
- Approvals18
- Gross approval$8,979,000
- Average approval$498,833
- Median approval$355,000
- Largest approval$1,194,000
- Jobs supported123
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Midland, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Midland
Flood risk in Midland
- NFIP communityCity of Midland
- NFIP community number260140
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date05/04/09
The City of Midland participates in the National Flood Insurance Program as community 260140 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Midland County, not Midland
Midland County context, not Midland figures
- Establishments in Midland County1,795
- Covered employment, Midland County38,288
- Average annual pay, Midland County$72,021
- Housing units permitted, Midland County314
Every figure in this section is published for Midland County as a whole and is not a measurement of Midland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Midland questions, answered from the record.
How many people live in Midland, Michigan?
42,724, in 18,535 households. Midland city covers 34.51 square miles of land, which is 1,238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Midland in?
Midland County, which holds 98.9 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Midland?
$73,325. The median owner-occupied home is valued at $203,900. Median gross rent is $1,048 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Midland businesses?
90 7(a) approvals totaling $35.1 m since FY2020, across 17 lenders, median approval $150,000, plus 18 504 approvals worth $9.0 m since FY2010. These count approvals to borrowers whose address is in Midland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Midland borrowers get paid back?
No rate is published for Midland. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Midland in the National Flood Insurance Program?
Yes. Midland appears in the FEMA Community Status Book as Midland, city of, community 260140, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Midland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Midland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Midland.
Is zoning published for Midland?
No. Nothing on this page presents parcel level zoning.