HomeMichiganMontcalm CountyCrystal CDP
Crystal CDP, Michigan: commercial real estate data.
Crystal CDP is a Census CDP of 1,114 people across 2.76 square miles of land, in Montcalm County. Median household income is $41,806, 90.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $567,200.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Crystal
What Crystal is
- Census place typeCDP
- Land area2.76 sq mi
- Water area1.28 sq mi
- Population per square mile of land403 plus or minus 83
- County holding the largest share of its areaMontcalm County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal
How many people live in Crystal
- Population1,114 plus or minus 229
- Median age55.7
- Population under 18165 plus or minus 69
- Share under 1814.8 percent plus or minus 5.4
- Population 65 and over387 plus or minus 116
- Share 65 and over34.7 percent plus or minus 7.6
- Households518
- Family households291 plus or minus 80
- Share of households that are families56.2 percent plus or minus 12.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal
Income and work in Crystal
- Median household income$41,806 plus or minus $23,081
- Per capita income$32,215 plus or minus $7,808
- Civilian labor force320 plus or minus 117
- Employed258 plus or minus 93
- Unemployed62 plus or minus 50
- Unemployment rate19.4 percent plus or minus 13.9
- Adults 25 and over912
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher29.8 percent plus or minus 15.8
- Adults 25 and over with a graduate degree16.9 percent plus or minus 15.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal
Housing in Crystal
- Housing units800
- Occupied units518
- Vacant units282 plus or minus 72
- Vacancy rate35.3 percent plus or minus 7.7
- Owner occupied466
- Renter occupied52 plus or minus 34
- Ownership rate90.0 percent
- Median owner-occupied home value$197,300
- Median gross rent, monthly$597 plus or minus $553
- Annual rent as a share of median income17.1 percent plus or minus 18.5
- Single family units734
- Share single family91.8 percent
- Units in buildings of two or more10 plus or minus 19
- Share in buildings of two or more1.3 percent plus or minus 2.4
- Mobile homes56 plus or minus 51
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal
How Crystal gets to work
- Workers 16 and over who commute226 plus or minus 86
- Commuting under 15 minutes70 plus or minus 39
- Share commuting under 15 minutes31.0 percent plus or minus 12.4
- Commuting 30 minutes or more143 plus or minus 58
- Share commuting 30 minutes or more63.3 percent
- Drove alone88.0 percent
- Carpooled2.9 percent plus or minus 4.0
- Public transport0.0 percent
- Walked2.5 percent plus or minus 3.2
- Worked from home6.6 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal
SBA loans in Crystal (7(a))
- Approvals2
- Gross approval$567,200
- Average approval$283,600
- Median approval$517,200
- Ninetieth percentile approval$517,200
- Largest approval$517,200
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montcalm County, not Crystal
Montcalm County context, not Crystal figures
These are Montcalm County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Crystal measurements.
- Establishments in Montcalm County1,058
- Employment at those establishments, Montcalm County13,588
- Covered employment, Montcalm County16,263
- Average annual pay, Montcalm County$47,244
- Average weekly wage, Montcalm County$909
- Housing units permitted, Montcalm County271
- Of those, single family, Montcalm County230
- County product, 2024, Montcalm County$2,158,121,000
- County product change over the prior year, Montcalm County0.4 percent
- Average income of an arriving household, Montcalm County$52,504
Every figure in this section is published for Montcalm County as a whole and is not a measurement of Crystal. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Crystal questions, answered from the record.
How many people live in Crystal, Michigan?
1,114, in 518 households. Crystal CDP covers 2.76 square miles of land, which is 403 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Crystal in?
Montcalm County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Crystal?
$41,806. The median owner-occupied home is valued at $197,300. Median gross rent is $597 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Crystal businesses?
2 7(a) approvals totalling $567,200, across 2 lenders, median approval $517,200. These count approvals to borrowers whose address is in Crystal, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Crystal borrowers get paid back?
No rate is published for Crystal. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Crystal figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montcalm County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Crystal.
Is zoning published for Crystal?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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