HomeMichiganMontmorency County
Montmorency County, Michigan: commercial real estate data.
Montmorency County, Michigan had an estimated 9,828 residents on July 1, 2024, up 7.3 percent since the 2020 census base of 9,156, across 547 square miles. County output reached $309.8 m in 2024, 207 establishments operate here, and the SBA record carries 11 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montmorency County
How many people live in Montmorency County
- Population, American Community Survey 2020-20249,516
- Households4,921
- Average household size1.93
- Median household income$49,756
- Median age56.9
- Median gross rent$686 per month
- Median owner-occupied home value$158,600
- Home value to household income3.2 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher15.6 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over7,610
- Population under 181,419
- Share under 1814.9 percent
- Population 65 and over3,152
- Share 65 and over33.1 percent
- Working age population, 18 to 644,945
- Civilian labor force3,467
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over42.8 percent
- Rank by population among Michigan counties76th of 83
- Rank by population among US county-equivalents, Puerto Rico included2523rd of 3,222
Montmorency County is the 76th largest of 83 Michigan counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 33.1 percent against 14.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Montmorency County
Is Montmorency County's population growing?
- Population, July 1, 20249,828
- Census 2020 base population9,156
- Population change since the 2020 census base7.34 percent
- Population change, 2023 to 2024114
- Births, 202464
- Deaths, 2024164
- Natural change, 2024-100
- Net domestic migration, 2024201
- Net international migration, 202413
- Total net migration, 2024214
- Cumulative net domestic migration, 2021 to 20241,057
- Rank by growth among US county-equivalents288th of 3,144
The county has grown 7.34 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Montmorency County
Where are people moving to Montmorency County from?
- Tax returns filed by households arriving415
- People arriving, from those returns721
- Tax returns filed by households leaving254
- Net household movement161
- Adjusted gross income arriving$23.8 m
- Net adjusted gross income movement$12.5 m
- Average income of an arriving household$57,467
- Average income of a leaving household$44,626
- Largest single originAlpena County (34 households)
- Largest single destinationAlpena County (37 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Alpena County | 34 | 55 | $1.3 m |
| Macomb County | 33 | 61 | $2.4 m |
| Oakland County | 28 | 52 | $2.3 m |
| Otsego County | 26 | 45 | $1.1 m |
| Wayne County | 26 | 43 | $1.8 m |
Households arriving report $12,841 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Alpena County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Montmorency County
What is the Montmorency County economy?
- County GDP, 2024$309.8 m
- County GDP, 2023$302.1 m
- GDP change, 2023 to 20242.6 percent
- GDP change over five years17.7 percent
- Rank by GDP among the Michigan areas BEA publishes77th of 83
- Rank by GDP among the US county areas BEA publishes2683rd of 3,127
- GDP per resident$32,560
Output grew 2.6 percent in the latest year and 17.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Montmorency County
Employment by industry in Montmorency County
- Covered employment, annual average2,050
- Establishments reporting231
- Average annual pay$41,365
- Average weekly wage$795
- Manufacturing, employment441
- Manufacturing, average annual pay$48,275
- Retail trade, employment229
- Retail trade, average annual pay$27,581
- Accommodation and food services, employment189
- Accommodation and food services, average annual pay$19,379
- Arts, entertainment and recreation, employment78
- Arts, entertainment and recreation, average annual pay$31,774
- Finance and insurance, employment65
- Other services, except public administration, employment50
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 441 | 14 | $48,275 |
| Retail trade | 229 | 22 | $27,581 |
| Accommodation and food services | 189 | 23 | $19,379 |
| Arts, entertainment and recreation | 78 | 3 | $31,774 |
| Finance and insurance | 65 | 8 | $39,174 |
| Other services, except public administration | 50 | 23 | $23,831 |
| Real estate and rental and leasing | 24 | 7 | $55,213 |
| Transportation and warehousing | 22 | 7 | $58,425 |
Manufacturing is the largest private sector at 441 jobs, 21.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Montmorency County
How many businesses are in Montmorency County?
- Establishments, all industries207
- Employment at those establishments1,592
- Annual payroll$61.9 m
- Establishments per 1,000 residents21.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Montmorency County
Building permits in Montmorency County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Montmorency County
SBA loans in Montmorency County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$165,655
- Median 7(a) approval$119,900
- Largest single approval$394,000
- Jobs reported supported, 7(a)78
- Jobs per approval7.1
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter7
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupport Activities for Forestry (3)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded1
- 504 gross approval dollars$568,000
- Average 504 approval$568,000
- Median 504 approval$568,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montmorency County
SBA loan default and charge-off rates in Montmorency County
Do SBA loans in Montmorency County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montmorency County
SBA lending by place in Montmorency County
- Borrower cities with recorded lending3
- Hillman, approvals6
- Atlanta, approvals3
- Lewiston, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hillman | 6 | $784,200 |
| Atlanta | 3 | $663,000 |
| Lewiston | 2 | $375,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montmorency County
How large is Montmorency County?
- Land area547 sq mi
- Rank by land area among Michigan counties61st of 83
- Width, east to west24 mi
- Height, north to south24 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.38
- Radon levels in Montmorency County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Montmorency County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Montmorency County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,516
- Households4,921
- Average household size1.93
- Median household income$49,756
- Median age56.9
Common questions
Montmorency County questions, answered from the record.
How many people live in Montmorency County, Michigan?
The Census Bureau estimates 9,828 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,516, in 4,921 households, ranking 76th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Montmorency County's population growing?
The population has grown 7.34 percent since the 2020 census base of 9,156, to 9,828 on July 1, 2024. In 2024 there were 64 births against 164 deaths, with net migration of 214. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Montmorency County?
$49,756. The median owner-occupied home is valued at $158,600, which is 3.2 times income, and median gross rent is $686 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Montmorency County?
207 establishments, employing 1,592 people with an annual payroll of $61.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Montmorency County?
Manufacturing is the largest private sector at 441 jobs, 21.5 percent of covered employment. Covered employment averages 2,050 jobs at an average annual pay of $41,365, or $795 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Montmorency County?
11 7(a) approvals totaling $1.8 m since FY2020, across 4 lenders, with a median approval of $119,900, plus 1 504 approvals worth $568,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Montmorency County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Montmorency County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Montmorency County come from?
The largest single origin is Alpena County, with 34 households. Arriving households report an average income of $57,467 against $44,626 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Montmorency County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Montmorency County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Montmorency County
Cities and places in Montmorency.
4 Census places lie wholly or partly in Montmorency County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lewiston | CDP | 1,201 | 2 | Wholly in this county |
| Hillman | village | 812 | 6 | 97.6 percent here, 2.4 percent Alpena County |
| Atlanta | CDP | 758 | 3 | Wholly in this county |
| Canada Creek Ranch | CDP | 381 | None recorded | Wholly in this county |
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