HomeMichiganMuskegon CountyMuskegon city
Muskegon city, Michigan: commercial real estate data.
Muskegon city is a Census city of 37,226 people across 14.14 square miles of land, in Muskegon County. Median household income is $44,735, 53.1 percent of occupied homes are owned, and the SBA record carries 137 7(a) approvals to borrowers here worth $59.4 m.
81 sourced place values · tier FULL · 9 sections
Muskegon
What Muskegon is
- Census place typecity
- Land area14.14 sq mi
- Water area4.05 sq mi
- Population per square mile of land2,632
- County holding the largest share of its areaMuskegon County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
How many people live in Muskegon
- Population37,226
- Median age36.0
- Population under 188,352
- Share under 1822.4 percent
- Population 65 and over5,524
- Share 65 and over14.8 percent
- Households13,996
- Family households7,541
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
Income and work in Muskegon
- Median household income$44,735
- Per capita income$24,151
- Civilian labor force15,751
- Employed14,276
- Unemployed1,475 plus or minus 360
- Unemployment rate9.4 percent plus or minus 2.2
- Adults 25 and over24,754
- Adults 25 and over with a high school diploma or higher87.5 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree3.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
Housing in Muskegon
- Housing units16,245
- Occupied units13,996
- Vacant units2,249
- Vacancy rate13.8 percent
- Owner occupied7,435
- Renter occupied6,561
- Ownership rate53.1 percent
- Median owner-occupied home value$142,300
- Median gross rent, monthly$996
- Annual rent as a share of median income26.7 percent
- Single family units11,270
- Share single family69.4 percent
- Units in buildings of two or more4,852
- Share in buildings of two or more29.9 percent
- Mobile homes123 plus or minus 71
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
How Muskegon gets to work
- Workers 16 and over who commute13,027
- Commuting under 15 minutes4,996
- Share commuting under 15 minutes38.4 percent
- Commuting 30 minutes or more2,836
- Share commuting 30 minutes or more21.8 percent
- Drove alone78.0 percent
- Carpooled10.8 percent plus or minus 2.4
- Public transport0.1 percent plus or minus 0.1
- Walked3.1 percent plus or minus 1.0
- Worked from home5.7 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
SBA 7(a) lending to Muskegon borrowers
- Approvals137
- Gross approval$59,370,000
- Average approval$433,358
- Median approval$150,000
- Ninetieth percentile approval$1,038,000
- Largest approval$4,760,000
- Jobs supported1,326
- Jobs per approval9.7
- Loans with a final outcome36
- Paid in full34
- Charged off2
- Charge-off rate over resolved loans5.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises8.0 percent
- Distinct lenders27
- Distinct industries by NAICS72
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskegon
SBA 504 lending to Muskegon borrowers
- Approvals26
- Gross approval$18,825,000
- Average approval$724,038
- Median approval$677,000
- Largest approval$2,431,000
- Jobs supported200
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskegon
Flood programme status in Muskegon
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260161
- Currently effective map date10/07/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Muskegon County, not Muskegon
Muskegon County context, not Muskegon figures
These are Muskegon County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Muskegon measurements.
- Establishments in Muskegon County3,147
- Employment at those establishments, Muskegon County51,826
- Covered employment, Muskegon County63,475
- Average annual pay, Muskegon County$53,204
- Average weekly wage, Muskegon County$1,023
- Housing units permitted, Muskegon County423
- Of those, single family, Muskegon County308
- County product, 2024, Muskegon County$8,392,115,000
- County product change over the prior year, Muskegon County5.1 percent
- Average income of an arriving household, Muskegon County$56,743
Every figure in this section is published for Muskegon County as a whole and is not a measurement of Muskegon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Muskegon questions, answered from the record.
How many people live in Muskegon, Michigan?
37,226, in 13,996 households. Muskegon city covers 14.14 square miles of land, which is 2,632 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Muskegon in?
Muskegon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Muskegon?
$44,735. The median owner-occupied home is valued at $142,300. Median gross rent is $996 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Muskegon businesses?
137 7(a) approvals totalling $59.4 m, across 27 lenders, median approval $150,000, plus 26 504 approvals worth $18.8 m. These count approvals to borrowers whose address is in Muskegon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Muskegon borrowers get paid back?
Of the 36 loans that have reached a final outcome, 34 were paid in full and 2 charged off, a charge off rate of 5.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Muskegon in the National Flood Insurance Program?
Yes. Muskegon appears in the FEMA Community Status Book as community 260161, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Muskegon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Muskegon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Muskegon.
Is zoning published for Muskegon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.