HomeMichiganMuskegon CountyMuskegon
Muskegon, Michigan: commercial real estate data.
Muskegon is a Census city of 37,226 people across 14.14 square miles of land, in Muskegon County. Median household income is $44,735, 53.1 percent of occupied homes are owned, and the SBA record carries 137 7(a) approvals to borrowers here worth $59.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Muskegon
What Muskegon is
- Census place typecity
- Land area14.14 sq mi
- Water area4.05 sq mi
- Population per square mile of land2,632
- County holding the largest share of its areaMuskegon County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
How many people live in Muskegon
- Population37,226
- Median age36.0
- Population under 188,352
- Share under 1822.4 percent
- Population 65 and over5,524
- Share 65 and over14.8 percent
- Households13,996
- Family households7,541
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
Income and work in Muskegon
- Median household income$44,735
- Per capita income$24,151
- Civilian labor force15,751
- Employed14,276
- Unemployed1,475 plus or minus 360
- Unemployment rate9.4 percent plus or minus 2.2
- Adults 25 and over24,754
- Adults 25 and over with a high school diploma or higher87.5 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree3.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
Housing in Muskegon
- Housing units16,245
- Occupied units13,996
- Vacant units2,249
- Vacancy rate13.8 percent
- Owner occupied7,435
- Renter occupied6,561
- Ownership rate53.1 percent
- Median owner-occupied home value$142,300
- Median gross rent, monthly$996
- Annual rent as a share of median income26.7 percent
- Single family units11,270
- Share single family69.4 percent
- Units in buildings of two or more4,852
- Share in buildings of two or more29.9 percent
- Mobile homes123 plus or minus 71
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
How Muskegon gets to work
- Workers 16 and over who commute13,027
- Commuting under 15 minutes4,996
- Share commuting under 15 minutes38.4 percent
- Commuting 30 minutes or more2,836
- Share commuting 30 minutes or more21.8 percent
- Drove alone78.0 percent
- Carpooled10.8 percent plus or minus 2.4
- Public transport0.1 percent plus or minus 0.1
- Walked3.1 percent plus or minus 1.0
- Worked from home5.7 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muskegon
SBA loans in Muskegon (7(a))
- Approvals137
- Gross approval$59,370,000
- Average approval$433,358
- Median approval$150,000
- Ninetieth percentile approval$1,015,200
- Largest approval$4,760,000
- Jobs supported1,326
- Jobs per approval9.7
- Loans with a final outcome36
- Paid in full34
- Charged off2
- Charge-off rate over resolved loans5.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises8.0 percent
- Distinct lenders27
- Distinct industries by NAICS72
Counted by borrower city: approvals to borrowers whose address is in Muskegon, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskegon
SBA loans in Muskegon (504)
- Approvals26
- Gross approval$18,825,000
- Average approval$724,038
- Median approval$666,500
- Largest approval$2,431,000
- Jobs supported200
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Muskegon, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskegon
Flood risk in Muskegon
- NFIP communityCity of Muskegon
- NFIP community number260161
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/07/21
The City of Muskegon participates in the National Flood Insurance Program as community 260161 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Muskegon County, not Muskegon
Muskegon County context, not Muskegon figures
- Establishments in Muskegon County3,147
- Covered employment, Muskegon County63,475
- Average annual pay, Muskegon County$53,204
- Housing units permitted, Muskegon County423
Every figure in this section is published for Muskegon County as a whole and is not a measurement of Muskegon.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Muskegon questions, answered from the record.
How many people live in Muskegon, Michigan?
37,226, in 13,996 households. Muskegon city covers 14.14 square miles of land, which is 2,632 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Muskegon in?
Muskegon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Muskegon?
$44,735. The median owner-occupied home is valued at $142,300. Median gross rent is $996 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Muskegon businesses?
137 7(a) approvals totaling $59.4 m since FY2020, across 27 lenders, median approval $150,000, plus 26 504 approvals worth $18.8 m since FY2010. These count approvals to borrowers whose address is in Muskegon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Muskegon borrowers get paid back?
Of the 36 loans that have reached a final outcome, 34 were paid in full and 2 charged off, a charge off rate of 5.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Muskegon in the National Flood Insurance Program?
Yes. Muskegon appears in the FEMA Community Status Book as Muskegon, city of, community 260161, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Muskegon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Muskegon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Muskegon.
Is zoning published for Muskegon?
No. Nothing on this page presents parcel level zoning.