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Ontonagon, Michigan: commercial real estate data.

Ontonagon is a Census village of 1,355 people across 3.68 square miles of land, in Ontonagon County. Median household income is $50,164, 66.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $603,500 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ontonagon

What Ontonagon is

  • Census place typevillage
  • Land area3.68 sq mi
  • Water area0.15 sq mi
  • Population per square mile of land368
  • County holding the largest share of its areaOntonagon County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ontonagon

How many people live in Ontonagon

  • Population1,355
  • Median age59.5
  • Population under 18115 plus or minus 39
  • Share under 188.5 percent plus or minus 2.8
  • Population 65 and over517
  • Share 65 and over38.2 percent
  • Households757
  • Family households388
  • Share of households that are families51.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ontonagon

Income and work in Ontonagon

  • Median household income$50,164
  • Per capita income$31,630
  • Civilian labor force535
  • Employed516
  • Unemployed19 plus or minus 13
  • Unemployment rate3.6 percent plus or minus 2.4
  • Adults 25 and over1,125
  • Adults 25 and over with a high school diploma or higher94.0 percent
  • Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 5.4
  • Adults 25 and over with a graduate degree5.6 percent plus or minus 2.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ontonagon

Housing in Ontonagon

  • Housing units922
  • Occupied units757
  • Vacant units165 plus or minus 66
  • Vacancy rate17.9 percent plus or minus 6.9
  • Owner occupied506
  • Renter occupied251 plus or minus 60
  • Ownership rate66.8 percent
  • Median owner-occupied home value$105,200
  • Median gross rent, monthly$538
  • Annual rent as a share of median income12.9 percent
  • Single family units727
  • Share single family78.9 percent
  • Units in buildings of two or more182 plus or minus 53
  • Share in buildings of two or more19.7 percent plus or minus 5.4
  • Mobile homes13 plus or minus 14
  • Median year structure built1953

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ontonagon

How Ontonagon gets to work

  • Workers 16 and over who commute432
  • Commuting under 15 minutes296 plus or minus 84
  • Share commuting under 15 minutes68.5 percent plus or minus 14.9
  • Commuting 30 minutes or more69 plus or minus 45
  • Share commuting 30 minutes or more16.0 percent plus or minus 10.1
  • Drove alone71.3 percent
  • Carpooled2.5 percent plus or minus 1.7
  • Public transport0.4 percent plus or minus 0.8
  • Walked8.7 percent plus or minus 8.2
  • Worked from home16.3 percent plus or minus 9.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ontonagon

SBA loans in Ontonagon (7(a))

  • Approvals2
  • Gross approval$603,500
  • Average approval$301,750
  • Median approval$301,750
  • Largest approval$400,000
  • Jobs supported4
  • Jobs per approval2.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term184 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Ontonagon, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ontonagon

Flood risk in Ontonagon

  • NFIP communityVillage of Ontonagon
  • NFIP community number260309
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/02/83

The Village of Ontonagon participates in the National Flood Insurance Program as community 260309 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Ontonagon County, not Ontonagon

Ontonagon County context, not Ontonagon figures

  • Establishments in Ontonagon County165
  • Covered employment, Ontonagon County1,338
  • Average annual pay, Ontonagon County$35,632
  • Housing units permitted, Ontonagon County16

Every figure in this section is published for Ontonagon County as a whole and is not a measurement of Ontonagon.

All Ontonagon County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ontonagon questions, answered from the record.

How many people live in Ontonagon, Michigan?

1,355, in 757 households. Ontonagon village covers 3.68 square miles of land, which is 368 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ontonagon in?

Ontonagon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ontonagon?

$50,164. The median owner-occupied home is valued at $105,200. Median gross rent is $538 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ontonagon businesses?

2 7(a) approvals totaling $603,500 since FY2020, across 2 lenders, median approval $301,750. These count approvals to borrowers whose address is in Ontonagon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ontonagon borrowers get paid back?

No rate is published for Ontonagon. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ontonagon in the National Flood Insurance Program?

Yes. Ontonagon appears in the FEMA Community Status Book as Ontonagon, village of, community 260309, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ontonagon figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ontonagon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ontonagon.

Is zoning published for Ontonagon?

No. Nothing on this page presents parcel level zoning.