HomeMichiganOscoda CountyMio CDP
Mio CDP, Michigan: commercial real estate data.
Mio CDP is a Census CDP of 1,474 people across 8.37 square miles of land, in Oscoda County. Median household income is $40,750, 77.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $676,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mio
What Mio is
- Census place typeCDP
- Land area8.37 sq mi
- Water area0.61 sq mi
- Population per square mile of land176
- County holding the largest share of its areaOscoda County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mio
How many people live in Mio
- Population1,474
- Median age43.0
- Population under 18303 plus or minus 83
- Share under 1820.6 percent plus or minus 4.6
- Population 65 and over302 plus or minus 67
- Share 65 and over20.5 percent
- Households704
- Family households372
- Share of households that are families52.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mio
Income and work in Mio
- Median household income$40,750 plus or minus $10,091
- Per capita income$23,485
- Civilian labor force616 plus or minus 123
- Employed530 plus or minus 119
- Unemployed86 plus or minus 53
- Unemployment rate14.0 percent plus or minus 8.1
- Adults 25 and over1,089
- Adults 25 and over with a high school diploma or higher89.3 percent plus or minus 18.2
- Adults 25 and over with a bachelor degree or higher18.4 percent plus or minus 5.5
- Adults 25 and over with a graduate degree5.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mio
Housing in Mio
- Housing units1,006
- Occupied units704
- Vacant units302 plus or minus 104
- Vacancy rate30.0 percent plus or minus 9.5
- Owner occupied544
- Renter occupied160 plus or minus 55
- Ownership rate77.3 percent
- Median owner-occupied home value$90,600 plus or minus $19,786
- Median gross rent, monthly$584 plus or minus $128
- Annual rent as a share of median income17.2 percent plus or minus 5.7
- Single family units826
- Share single family82.1 percent
- Units in buildings of two or more71 plus or minus 35
- Share in buildings of two or more7.1 percent plus or minus 3.4
- Mobile homes109 plus or minus 54
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mio
How Mio gets to work
- Workers 16 and over who commute469 plus or minus 112
- Commuting under 15 minutes235 plus or minus 68
- Share commuting under 15 minutes50.1 percent
- Commuting 30 minutes or more144 plus or minus 66
- Share commuting 30 minutes or more30.7 percent plus or minus 12.1
- Drove alone78.1 percent
- Carpooled11.1 percent plus or minus 4.6
- Public transport0.0 percent
- Walked3.0 percent plus or minus 3.8
- Worked from home5.6 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mio
SBA loans in Mio (7(a))
- Approvals6
- Gross approval$676,000
- Average approval$112,667
- Median approval$110,000
- Ninetieth percentile approval$237,000
- Largest approval$237,000
- Jobs supported6
- Jobs per approval1.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mio
SBA loans in Mio (504)
- Approvals1
- Gross approval$433,000
- Average approval$433,000
- Median approval$433,000
- Largest approval$433,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oscoda County, not Mio
Oscoda County context, not Mio figures
These are Oscoda County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mio measurements.
- Establishments in Oscoda County176
- Employment at those establishments, Oscoda County1,335
- Covered employment, Oscoda County1,364
- Average annual pay, Oscoda County$40,287
- Average weekly wage, Oscoda County$775
- Housing units permitted, Oscoda County29
- Of those, single family, Oscoda County29
- County product, 2024, Oscoda County$282,829,000
- County product change over the prior year, Oscoda County4.1 percent
- Average income of an arriving household, Oscoda County$60,130
Every figure in this section is published for Oscoda County as a whole and is not a measurement of Mio. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mio questions, answered from the record.
How many people live in Mio, Michigan?
1,474, in 704 households. Mio CDP covers 8.37 square miles of land, which is 176 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mio in?
Oscoda County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mio?
$40,750. The median owner-occupied home is valued at $90,600. Median gross rent is $584 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mio businesses?
6 7(a) approvals totalling $676,000, across 1 lenders, median approval $110,000, plus 1 504 approvals worth $433,000. These count approvals to borrowers whose address is in Mio, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mio borrowers get paid back?
No rate is published for Mio. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mio figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oscoda County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mio.
Is zoning published for Mio?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.