HomeMichiganShiawassee CountyOwosso city
Owosso city, Michigan: commercial real estate data.
Owosso city is a Census city of 14,632 people across 5.25 square miles of land, in Shiawassee County. Median household income is $54,229, 68.3 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $16.0 m.
81 sourced place values · tier FULL · 9 sections
Owosso
What Owosso is
- Census place typecity
- Land area5.25 sq mi
- Water area0.14 sq mi
- Population per square mile of land2,788
- County holding the largest share of its areaShiawassee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owosso
How many people live in Owosso
- Population14,632
- Median age38.9
- Population under 183,068
- Share under 1821.0 percent
- Population 65 and over2,301
- Share 65 and over15.7 percent
- Households6,320
- Family households3,473
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owosso
Income and work in Owosso
- Median household income$54,229
- Per capita income$34,428
- Civilian labor force7,564
- Employed7,146
- Unemployed418 plus or minus 138
- Unemployment rate5.5 percent plus or minus 1.8
- Adults 25 and over10,148
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent
- Adults 25 and over with a graduate degree4.8 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owosso
Housing in Owosso
- Housing units6,960
- Occupied units6,320
- Vacant units640 plus or minus 227
- Vacancy rate9.2 percent plus or minus 3.2
- Owner occupied4,314
- Renter occupied2,006
- Ownership rate68.3 percent
- Median owner-occupied home value$132,600
- Median gross rent, monthly$784
- Annual rent as a share of median income17.3 percent
- Single family units5,186
- Share single family74.5 percent
- Units in buildings of two or more1,665
- Share in buildings of two or more23.9 percent
- Mobile homes109 plus or minus 65
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owosso
How Owosso gets to work
- Workers 16 and over who commute6,684
- Commuting under 15 minutes3,395
- Share commuting under 15 minutes50.8 percent
- Commuting 30 minutes or more2,145
- Share commuting 30 minutes or more32.1 percent
- Drove alone80.5 percent
- Carpooled9.3 percent plus or minus 2.8
- Public transport0.4 percent plus or minus 0.5
- Walked2.6 percent plus or minus 1.4
- Worked from home5.7 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owosso
SBA 7(a) lending to Owosso borrowers
- Approvals40
- Gross approval$16,035,100
- Average approval$400,878
- Median approval$170,000
- Ninetieth percentile approval$1,361,700
- Largest approval$3,000,000
- Jobs supported811
- Jobs per approval20.3
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises5.0 percent
- Distinct lenders16
- Distinct industries by NAICS26
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owosso
SBA 504 lending to Owosso borrowers
- Approvals12
- Gross approval$5,252,000
- Average approval$437,667
- Median approval$504,000
- Largest approval$870,000
- Jobs supported172
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Owosso
Flood programme status in Owosso
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260809
- Currently effective map date09/29/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Shiawassee County, not Owosso
Shiawassee County context, not Owosso figures
These are Shiawassee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Owosso measurements.
- Establishments in Shiawassee County1,202
- Employment at those establishments, Shiawassee County14,259
- Covered employment, Shiawassee County15,541
- Average annual pay, Shiawassee County$51,381
- Average weekly wage, Shiawassee County$988
- Housing units permitted, Shiawassee County67
- Of those, single family, Shiawassee County65
- County product, 2024, Shiawassee County$2,377,373,000
- County product change over the prior year, Shiawassee County2.6 percent
- Average income of an arriving household, Shiawassee County$48,754
Every figure in this section is published for Shiawassee County as a whole and is not a measurement of Owosso. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Owosso questions, answered from the record.
How many people live in Owosso, Michigan?
14,632, in 6,320 households. Owosso city covers 5.25 square miles of land, which is 2,788 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owosso in?
Shiawassee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Owosso?
$54,229. The median owner-occupied home is valued at $132,600. Median gross rent is $784 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owosso businesses?
40 7(a) approvals totalling $16.0 m, across 16 lenders, median approval $170,000, plus 12 504 approvals worth $5.3 m. These count approvals to borrowers whose address is in Owosso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owosso borrowers get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Owosso in the National Flood Insurance Program?
Yes. Owosso appears in the FEMA Community Status Book as community 260809, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Owosso figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shiawassee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owosso.
Is zoning published for Owosso?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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