HomeMichiganWexford CountyCadillac city
Cadillac city, Michigan: commercial real estate data.
Cadillac city is a Census city of 10,445 people across 8.32 square miles of land, in Wexford County. Median household income is $51,773, 68.8 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $12.5 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cadillac
What Cadillac is
- Census place typecity
- Land area8.32 sq mi
- Water area1.86 sq mi
- Population per square mile of land1,256
- County holding the largest share of its areaWexford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cadillac
How many people live in Cadillac
- Population10,445
- Median age40.7
- Population under 182,254
- Share under 1821.6 percent
- Population 65 and over2,207
- Share 65 and over21.1 percent
- Households4,531
- Family households2,323
- Share of households that are families51.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cadillac
Income and work in Cadillac
- Median household income$51,773
- Per capita income$28,013
- Civilian labor force4,681
- Employed4,405
- Unemployed276 plus or minus 111
- Unemployment rate5.9 percent plus or minus 2.3
- Adults 25 and over7,388
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree8.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cadillac
Housing in Cadillac
- Housing units5,138
- Occupied units4,531
- Vacant units607 plus or minus 213
- Vacancy rate11.8 percent plus or minus 4.1
- Owner occupied3,118
- Renter occupied1,413
- Ownership rate68.8 percent
- Median owner-occupied home value$134,300
- Median gross rent, monthly$842
- Annual rent as a share of median income19.5 percent
- Single family units3,567
- Share single family69.4 percent
- Units in buildings of two or more1,054 plus or minus 226
- Share in buildings of two or more20.5 percent plus or minus 4.3
- Mobile homes517 plus or minus 160
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cadillac
How Cadillac gets to work
- Workers 16 and over who commute3,945
- Commuting under 15 minutes2,757
- Share commuting under 15 minutes69.9 percent
- Commuting 30 minutes or more531 plus or minus 158
- Share commuting 30 minutes or more13.5 percent plus or minus 3.8
- Drove alone71.5 percent
- Carpooled9.8 percent plus or minus 3.9
- Public transport1.1 percent plus or minus 1.2
- Walked6.3 percent plus or minus 2.5
- Worked from home9.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cadillac
SBA loans in Cadillac (7(a))
- Approvals34
- Gross approval$12,517,100
- Average approval$368,150
- Median approval$150,000
- Ninetieth percentile approval$1,150,000
- Largest approval$1,995,800
- Jobs supported300
- Jobs per approval8.8
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.7 percent
- Share to franchises17.6 percent
- Distinct lenders11
- Distinct industries by NAICS22
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cadillac
SBA loans in Cadillac (504)
- Approvals8
- Gross approval$2,326,000
- Average approval$290,750
- Median approval$342,000
- Largest approval$576,000
- Jobs supported51
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cadillac
Flood risk in Cadillac
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260247
- Currently effective map date08/03/98
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Wexford County, not Cadillac
Wexford County context, not Cadillac figures
These are Wexford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cadillac measurements.
- Establishments in Wexford County910
- Employment at those establishments, Wexford County13,253
- Covered employment, Wexford County13,163
- Average annual pay, Wexford County$52,377
- Average weekly wage, Wexford County$1,007
- Housing units permitted, Wexford County109
- Of those, single family, Wexford County59
- County product, 2024, Wexford County$1,743,521,000
- County product change over the prior year, Wexford County3.6 percent
- Average income of an arriving household, Wexford County$54,813
Every figure in this section is published for Wexford County as a whole and is not a measurement of Cadillac. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cadillac questions, answered from the record.
How many people live in Cadillac, Michigan?
10,445, in 4,531 households. Cadillac city covers 8.32 square miles of land, which is 1,256 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cadillac in?
Wexford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cadillac?
$51,773. The median owner-occupied home is valued at $134,300. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cadillac businesses?
34 7(a) approvals totalling $12.5 m, across 11 lenders, median approval $150,000, plus 8 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Cadillac, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cadillac borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cadillac in the National Flood Insurance Program?
Yes. Cadillac appears in the FEMA Community Status Book as community 260247, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cadillac figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wexford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cadillac.
Is zoning published for Cadillac?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby