HomeMinnesotaBecker CountyDetroit Lakes
Detroit Lakes, Minnesota: commercial real estate data.
Detroit Lakes is a Census city of 10,025 people across 11.84 square miles of land, in Becker County. Median household income is $62,958, 56.1 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $5.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Detroit Lakes
What Detroit Lakes is
- Census place typecity
- Land area11.84 sq mi
- Water area5.62 sq mi
- Population per square mile of land847
- County holding the largest share of its areaBecker County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit Lakes
How many people live in Detroit Lakes
- Population10,025
- Median age41.6
- Population under 182,181
- Share under 1821.8 percent
- Population 65 and over2,539
- Share 65 and over25.3 percent
- Households4,455
- Family households2,315
- Share of households that are families52.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit Lakes
Income and work in Detroit Lakes
- Median household income$62,958
- Per capita income$46,289
- Civilian labor force4,842
- Employed4,513
- Unemployed329 plus or minus 154
- Unemployment rate6.8 percent plus or minus 3.2
- Adults 25 and over7,096
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher32.8 percent
- Adults 25 and over with a graduate degree11.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit Lakes
Housing in Detroit Lakes
- Housing units5,137
- Occupied units4,455
- Vacant units682 plus or minus 216
- Vacancy rate13.3 percent plus or minus 4.2
- Owner occupied2,501
- Renter occupied1,954
- Ownership rate56.1 percent
- Median owner-occupied home value$265,800
- Median gross rent, monthly$954
- Annual rent as a share of median income18.2 percent
- Single family units3,440
- Share single family67.0 percent
- Units in buildings of two or more1,584
- Share in buildings of two or more30.8 percent
- Mobile homes113 plus or minus 76
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit Lakes
How Detroit Lakes gets to work
- Workers 16 and over who commute4,170
- Commuting under 15 minutes2,950
- Share commuting under 15 minutes70.7 percent
- Commuting 30 minutes or more525 plus or minus 147
- Share commuting 30 minutes or more12.6 percent plus or minus 3.4
- Drove alone77.9 percent
- Carpooled9.7 percent plus or minus 3.2
- Public transport0.9 percent plus or minus 0.8
- Walked4.0 percent plus or minus 2.0
- Worked from home6.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit Lakes
SBA loans in Detroit Lakes (7(a))
- Approvals25
- Gross approval$5,658,500
- Average approval$226,340
- Median approval$100,000
- Ninetieth percentile approval$428,000
- Largest approval$1,781,000
- Jobs supported181
- Jobs per approval7.2
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more4.0 percent
- Share to franchises20.0 percent
- Distinct lenders13
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Detroit Lakes, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Detroit Lakes
SBA loans in Detroit Lakes (504)
- Approvals16
- Gross approval$10,965,000
- Average approval$685,313
- Median approval$520,500
- Largest approval$1,980,000
- Jobs supported113
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Detroit Lakes, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Detroit Lakes
Flood risk in Detroit Lakes
- NFIP communityCity of Detroit Lakes
- NFIP community number270564
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/86
The City of Detroit Lakes participates in the National Flood Insurance Program as community 270564 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Becker County, not Detroit Lakes
Becker County context, not Detroit Lakes figures
- Establishments in Becker County956
- Covered employment, Becker County15,120
- Average annual pay, Becker County$53,242
- Housing units permitted, Becker County151
Every figure in this section is published for Becker County as a whole and is not a measurement of Detroit Lakes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Detroit Lakes questions, answered from the record.
How many people live in Detroit Lakes, Minnesota?
10,025, in 4,455 households. Detroit Lakes city covers 11.84 square miles of land, which is 847 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Detroit Lakes in?
Becker County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Detroit Lakes?
$62,958. The median owner-occupied home is valued at $265,800. Median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Detroit Lakes businesses?
25 7(a) approvals totaling $5.7 m since FY2020, across 13 lenders, median approval $100,000, plus 16 504 approvals worth $11.0 m since FY2010. These count approvals to borrowers whose address is in Detroit Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Detroit Lakes borrowers get paid back?
No rate is published for Detroit Lakes. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Detroit Lakes in the National Flood Insurance Program?
Yes. Detroit Lakes appears in the FEMA Community Status Book as Detroit Lakes, city of, community 270564, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Detroit Lakes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Becker County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Detroit Lakes.
Is zoning published for Detroit Lakes?
No. Nothing on this page presents parcel level zoning.
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