HomeMinnesotaBeltrami CountyBemidji
Bemidji, Minnesota: commercial real estate data.
Bemidji is a Census city of 15,569 people across 17.44 square miles of land, in Beltrami County. Median household income is $55,405, 43.1 percent of occupied homes are owned, and the SBA record carries 153 7(a) approvals to borrowers here worth $24.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bemidji
What Bemidji is
- Census place typecity
- Land area17.44 sq mi
- Water area4.9 sq mi
- Population per square mile of land893
- County holding the largest share of its areaBeltrami County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bemidji
How many people live in Bemidji
- Population15,569
- Median age30.0
- Population under 183,049
- Share under 1819.6 percent
- Population 65 and over2,661
- Share 65 and over17.1 percent
- Households6,636
- Family households3,098
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bemidji
Income and work in Bemidji
- Median household income$55,405
- Per capita income$31,542
- Civilian labor force8,305
- Employed7,875
- Unemployed430 plus or minus 158
- Unemployment rate5.2 percent plus or minus 1.9
- Adults 25 and over8,773
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree14.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bemidji
Housing in Bemidji
- Housing units7,232
- Occupied units6,636
- Vacant units596 plus or minus 207
- Vacancy rate8.2 percent plus or minus 2.8
- Owner occupied2,860
- Renter occupied3,776
- Ownership rate43.1 percent
- Median owner-occupied home value$198,300
- Median gross rent, monthly$1,067
- Annual rent as a share of median income23.1 percent
- Single family units3,981
- Share single family55.0 percent
- Units in buildings of two or more2,827
- Share in buildings of two or more39.1 percent
- Mobile homes424 plus or minus 161
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bemidji
How Bemidji gets to work
- Workers 16 and over who commute7,211
- Commuting under 15 minutes4,632
- Share commuting under 15 minutes64.2 percent
- Commuting 30 minutes or more919 plus or minus 223
- Share commuting 30 minutes or more12.7 percent plus or minus 3.0
- Drove alone76.3 percent
- Carpooled10.4 percent plus or minus 2.8
- Public transport0.8 percent plus or minus 0.7
- Walked4.9 percent plus or minus 1.5
- Worked from home5.9 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bemidji
SBA loans in Bemidji (7(a))
- Approvals153
- Gross approval$23,964,300
- Average approval$156,629
- Median approval$68,000
- Ninetieth percentile approval$314,000
- Largest approval$1,563,700
- Jobs supported845
- Jobs per approval5.5
- Loans with a final outcome73
- Paid in full73
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term68 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises7.2 percent
- Distinct lenders11
- Distinct industries by NAICS82
Counted by borrower city: approvals to borrowers whose address is in Bemidji, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bemidji
SBA loans in Bemidji (504)
- Approvals52
- Gross approval$41,749,000
- Average approval$802,865
- Median approval$433,500
- Largest approval$5,000,000
- Jobs supported405
- Loans with a final outcome18
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Bemidji, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bemidji
Flood risk in Bemidji
- NFIP communityCity of Bemidji
- NFIP community number270711
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Bemidji participates in the National Flood Insurance Program as community 270711 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beltrami County, not Bemidji
Beltrami County context, not Bemidji figures
- Establishments in Beltrami County1,250
- Covered employment, Beltrami County20,746
- Average annual pay, Beltrami County$54,299
- Housing units permitted, Beltrami County156
Every figure in this section is published for Beltrami County as a whole and is not a measurement of Bemidji.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bemidji questions, answered from the record.
How many people live in Bemidji, Minnesota?
15,569, in 6,636 households. Bemidji city covers 17.44 square miles of land, which is 893 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bemidji in?
Beltrami County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bemidji?
$55,405. The median owner-occupied home is valued at $198,300. Median gross rent is $1,067 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bemidji businesses?
153 7(a) approvals totaling $24.0 m since FY2020, across 11 lenders, median approval $68,000, plus 52 504 approvals worth $41.7 m since FY2010. These count approvals to borrowers whose address is in Bemidji, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bemidji borrowers get paid back?
Of the 73 loans that have reached a final outcome, 73 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Bemidji in the National Flood Insurance Program?
Yes. Bemidji appears in the FEMA Community Status Book as Bemidji, city of, community 270711, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bemidji figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beltrami County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bemidji.
Is zoning published for Bemidji?
No. Nothing on this page presents parcel level zoning.
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