HomeMinnesotaBenton CountySauk Rapids
Sauk Rapids, Minnesota: commercial real estate data.
Sauk Rapids is a Census city of 13,852 people across 6.29 square miles of land, in Benton County. Median household income is $71,841, 61.2 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $18.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sauk Rapids
What Sauk Rapids is
- Census place typecity
- Land area6.29 sq mi
- Water area0.23 sq mi
- Population per square mile of land2,203
- County holding the largest share of its areaBenton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Rapids
How many people live in Sauk Rapids
- Population13,852
- Median age35.3
- Population under 183,617
- Share under 1826.1 percent
- Population 65 and over1,713
- Share 65 and over12.4 percent
- Households5,656
- Family households3,054
- Share of households that are families54.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Rapids
Income and work in Sauk Rapids
- Median household income$71,841
- Per capita income$38,385
- Civilian labor force7,906
- Employed7,560
- Unemployed346 plus or minus 211
- Unemployment rate4.4 percent plus or minus 2.7
- Adults 25 and over9,025
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent
- Adults 25 and over with a graduate degree10.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Rapids
Housing in Sauk Rapids
- Housing units5,870
- Occupied units5,656
- Vacant units214 plus or minus 129
- Vacancy rate3.6 percent plus or minus 2.2
- Owner occupied3,460
- Renter occupied2,196
- Ownership rate61.2 percent
- Median owner-occupied home value$256,100
- Median gross rent, monthly$964
- Annual rent as a share of median income16.1 percent
- Single family units3,755
- Share single family64.0 percent
- Units in buildings of two or more1,992
- Share in buildings of two or more33.9 percent
- Mobile homes123 plus or minus 77
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Rapids
How Sauk Rapids gets to work
- Workers 16 and over who commute6,767
- Commuting under 15 minutes3,090
- Share commuting under 15 minutes45.7 percent
- Commuting 30 minutes or more1,437
- Share commuting 30 minutes or more21.2 percent
- Drove alone81.1 percent
- Carpooled5.5 percent plus or minus 1.8
- Public transport0.6 percent plus or minus 0.6
- Walked1.0 percent plus or minus 0.8
- Worked from home9.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Rapids
SBA loans in Sauk Rapids (7(a))
- Approvals43
- Gross approval$18,253,800
- Average approval$424,507
- Median approval$250,000
- Ninetieth percentile approval$833,000
- Largest approval$2,940,000
- Jobs supported685
- Jobs per approval15.9
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.6 percent
- Share to franchises11.6 percent
- Distinct lenders14
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Sauk Rapids, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sauk Rapids
SBA loans in Sauk Rapids (504)
- Approvals30
- Gross approval$19,976,000
- Average approval$665,867
- Median approval$454,500
- Largest approval$2,836,000
- Jobs supported269
- Loans with a final outcome14
- Charged off2
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Sauk Rapids, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sauk Rapids
Flood risk in Sauk Rapids
- NFIP communityCity of Sauk Rapids
- NFIP community number270023
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/11
The City of Sauk Rapids participates in the National Flood Insurance Program as community 270023 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Benton County, not Sauk Rapids
Benton County context, not Sauk Rapids figures
- Establishments in Benton County975
- Covered employment, Benton County17,384
- Average annual pay, Benton County$55,955
- Housing units permitted, Benton County82
Every figure in this section is published for Benton County as a whole and is not a measurement of Sauk Rapids.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sauk Rapids questions, answered from the record.
How many people live in Sauk Rapids, Minnesota?
13,852, in 5,656 households. Sauk Rapids city covers 6.29 square miles of land, which is 2,203 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sauk Rapids in?
Benton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sauk Rapids?
$71,841. The median owner-occupied home is valued at $256,100. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sauk Rapids businesses?
43 7(a) approvals totaling $18.3 m since FY2020, across 14 lenders, median approval $250,000, plus 30 504 approvals worth $20.0 m since FY2010. These count approvals to borrowers whose address is in Sauk Rapids, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sauk Rapids borrowers get paid back?
No rate is published for Sauk Rapids. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sauk Rapids in the National Flood Insurance Program?
Yes. Sauk Rapids appears in the FEMA Community Status Book as Sauk Rapids, city of, community 270023, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sauk Rapids figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Benton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sauk Rapids.
Is zoning published for Sauk Rapids?
No. Nothing on this page presents parcel level zoning.
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