HomeMinnesotaBlue Earth CountyMadison Lake
Madison Lake, Minnesota: commercial real estate data.
Madison Lake is a Census city of 1,322 people across 1.37 square miles of land, in Blue Earth County. Median household income is $87,727, 68.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madison Lake
What Madison Lake is
- Census place typecity
- Land area1.37 sq mi
- Water area0.01 sq mi
- Population per square mile of land964
- County holding the largest share of its areaBlue Earth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison Lake
How many people live in Madison Lake
- Population1,322
- Median age40.0
- Population under 18322 plus or minus 83
- Share under 1824.4 percent plus or minus 5.2
- Population 65 and over281 plus or minus 71
- Share 65 and over21.3 percent plus or minus 4.4
- Households572
- Family households330
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison Lake
Income and work in Madison Lake
- Median household income$87,727
- Per capita income$48,690
- Civilian labor force708
- Employed677
- Unemployed31 plus or minus 17
- Unemployment rate4.4 percent plus or minus 2.3
- Adults 25 and over936
- Adults 25 and over with a high school diploma or higher98.0 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent
- Adults 25 and over with a graduate degree18.1 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison Lake
Housing in Madison Lake
- Housing units721
- Occupied units572
- Vacant units149 plus or minus 55
- Vacancy rate20.7 percent plus or minus 7.2
- Owner occupied394
- Renter occupied178 plus or minus 63
- Ownership rate68.9 percent
- Median owner-occupied home value$303,100
- Median gross rent, monthly$596 plus or minus $516
- Annual rent as a share of median income8.2 percent plus or minus 7.2
- Single family units559
- Share single family77.5 percent
- Units in buildings of two or more131 plus or minus 60
- Share in buildings of two or more18.2 percent plus or minus 8.0
- Mobile homes31 plus or minus 24
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison Lake
How Madison Lake gets to work
- Workers 16 and over who commute564
- Commuting under 15 minutes121 plus or minus 48
- Share commuting under 15 minutes21.5 percent plus or minus 7.8
- Commuting 30 minutes or more134 plus or minus 46
- Share commuting 30 minutes or more23.8 percent plus or minus 7.2
- Drove alone78.2 percent
- Carpooled4.9 percent plus or minus 2.5
- Public transport0.0 percent
- Walked3.9 percent plus or minus 4.3
- Worked from home13.0 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison Lake
SBA loans in Madison Lake (7(a))
- Approvals4
- Gross approval$1,709,600
- Average approval$427,400
- Median approval$259,800
- Largest approval$1,170,000
- Jobs supported50
- Jobs per approval12.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises25.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Madison Lake, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison Lake
SBA loans in Madison Lake (504)
- Approvals1
- Gross approval$541,000
- Average approval$541,000
- Median approval$541,000
- Largest approval$541,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Madison Lake, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison Lake
Flood risk in Madison Lake
- NFIP communityCity of Madison Lake
- NFIP community number270130
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/05/90
The City of Madison Lake participates in the National Flood Insurance Program as community 270130 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Blue Earth County, not Madison Lake
Blue Earth County context, not Madison Lake figures
- Establishments in Blue Earth County1,992
- Covered employment, Blue Earth County41,255
- Average annual pay, Blue Earth County$56,997
- Housing units permitted, Blue Earth County271
Every figure in this section is published for Blue Earth County as a whole and is not a measurement of Madison Lake.
All Blue Earth County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madison Lake questions, answered from the record.
How many people live in Madison Lake, Minnesota?
1,322, in 572 households. Madison Lake city covers 1.37 square miles of land, which is 964 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison Lake in?
Blue Earth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Madison Lake?
$87,727. The median owner-occupied home is valued at $303,100. Median gross rent is $596 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison Lake businesses?
4 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, median approval $259,800, plus 1 504 approvals worth $541,000 since FY2010. These count approvals to borrowers whose address is in Madison Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison Lake borrowers get paid back?
No rate is published for Madison Lake. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madison Lake in the National Flood Insurance Program?
Yes. Madison Lake appears in the FEMA Community Status Book as Madison Lake, city of, community 270130, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Blue Earth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison Lake.
Is zoning published for Madison Lake?
No. Nothing on this page presents parcel level zoning.
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