HomeMinnesotaCarlton CountyMoose Lake
Moose Lake, Minnesota: commercial real estate data.
Moose Lake is a Census city of 2,863 people across 3.28 square miles of land, in Carlton County. Median household income is $64,286, 62.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moose Lake
What Moose Lake is
- Census place typecity
- Land area3.28 sq mi
- Water area0.41 sq mi
- Population per square mile of land873
- County holding the largest share of its areaCarlton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moose Lake
How many people live in Moose Lake
- Population2,863
- Median age43.8
- Population under 18129 plus or minus 39
- Share under 184.5 percent plus or minus 1.4
- Population 65 and over485 plus or minus 122
- Share 65 and over16.9 percent plus or minus 4.2
- Households400
- Family households180
- Share of households that are families45.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moose Lake
Income and work in Moose Lake
- Median household income$64,286 plus or minus $16,747
- Per capita income$15,113
- Civilian labor force473 plus or minus 131
- Employed416 plus or minus 102
- Unemployed57 plus or minus 74
- Unemployment rate12.1 percent plus or minus 15.3
- Adults 25 and over2,523
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher9.4 percent plus or minus 3.4
- Adults 25 and over with a graduate degree3.3 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moose Lake
Housing in Moose Lake
- Housing units448
- Occupied units400
- Vacant units48 plus or minus 30
- Vacancy rate10.7 percent plus or minus 6.5
- Owner occupied250
- Renter occupied150 plus or minus 48
- Ownership rate62.5 percent
- Median owner-occupied home value$205,000
- Median gross rent, monthly$907
- Annual rent as a share of median income16.9 percent plus or minus 4.8
- Single family units260 plus or minus 54
- Share single family58.0 percent
- Units in buildings of two or more142 plus or minus 46
- Share in buildings of two or more31.7 percent plus or minus 8.8
- Mobile homes46 plus or minus 21
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moose Lake
How Moose Lake gets to work
- Workers 16 and over who commute349 plus or minus 71
- Commuting under 15 minutes200 plus or minus 52
- Share commuting under 15 minutes57.3 percent
- Commuting 30 minutes or more85 plus or minus 38
- Share commuting 30 minutes or more24.4 percent plus or minus 9.7
- Drove alone63.5 percent plus or minus 21.1
- Carpooled16.9 percent plus or minus 6.5
- Public transport0.0 percent
- Walked3.9 percent plus or minus 3.7
- Worked from home15.7 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moose Lake
SBA loans in Moose Lake (7(a))
- Approvals3
- Gross approval$1,251,600
- Average approval$417,200
- Median approval$556,900
- Largest approval$586,700
- Jobs supported5
- Jobs per approval1.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Moose Lake, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moose Lake
SBA loans in Moose Lake (504)
- Approvals2
- Gross approval$519,000
- Average approval$259,500
- Median approval$259,500
- Largest approval$385,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Moose Lake, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moose Lake
Flood risk in Moose Lake
- NFIP communityCity of Moose Lake
- NFIP community number270045
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/13/24(M)
The City of Moose Lake participates in the National Flood Insurance Program as community 270045 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carlton County, not Moose Lake
Carlton County context, not Moose Lake figures
- Establishments in Carlton County708
- Covered employment, Carlton County13,269
- Average annual pay, Carlton County$58,073
- Housing units permitted, Carlton County126
Every figure in this section is published for Carlton County as a whole and is not a measurement of Moose Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Moose Lake questions, answered from the record.
How many people live in Moose Lake, Minnesota?
2,863, in 400 households. Moose Lake city covers 3.28 square miles of land, which is 873 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Moose Lake in?
Carlton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Moose Lake?
$64,286. The median owner-occupied home is valued at $205,000. Median gross rent is $907 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Moose Lake businesses?
3 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, median approval $556,900, plus 2 504 approvals worth $519,000 since FY2010. These count approvals to borrowers whose address is in Moose Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Moose Lake borrowers get paid back?
No rate is published for Moose Lake. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Moose Lake in the National Flood Insurance Program?
Yes. Moose Lake appears in the FEMA Community Status Book as Moose Lake, city of, community 270045, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Moose Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carlton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Moose Lake.
Is zoning published for Moose Lake?
No. Nothing on this page presents parcel level zoning.
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