HomeMinnesotaCass CountyCass Lake city
Cass Lake city, Minnesota: commercial real estate data.
Cass Lake city is a Census city of 635 people across 1.09 square miles of land, in Cass County. Median household income is $48,250, 37.9 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $656,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cass Lake
What Cass Lake is
- Census place typecity
- Land area1.09 sq mi
- Water area0 sq mi
- Population per square mile of land582 plus or minus 116
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cass Lake
How many people live in Cass Lake
- Population635 plus or minus 127
- Median age33.6 plus or minus 15.3
- Population under 18223 plus or minus 50
- Share under 1835.1 percent
- Population 65 and over134 plus or minus 57
- Share 65 and over21.1 percent plus or minus 7.9
- Households261 plus or minus 60
- Family households130 plus or minus 32
- Share of households that are families49.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cass Lake
Income and work in Cass Lake
- Median household income$48,250 plus or minus $15,515
- Per capita income$22,869 plus or minus $5,395
- Civilian labor force283 plus or minus 76
- Employed241 plus or minus 73
- Unemployed42 plus or minus 23
- Unemployment rate14.8 percent plus or minus 7.1
- Adults 25 and over336 plus or minus 68
- Adults 25 and over with a high school diploma or higher86.6 percent
- Adults 25 and over with a bachelor degree or higher21.7 percent plus or minus 15.8
- Adults 25 and over with a graduate degree1.5 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cass Lake
Housing in Cass Lake
- Housing units316
- Occupied units261 plus or minus 60
- Vacant units55 plus or minus 15
- Vacancy rate17.4 percent
- Owner occupied99 plus or minus 28
- Renter occupied162 plus or minus 55
- Ownership rate37.9 percent
- Median owner-occupied home value$109,900
- Median gross rent, monthly$763 plus or minus $296
- Annual rent as a share of median income19.0 percent plus or minus 9.6
- Single family units173 plus or minus 36
- Share single family54.7 percent
- Units in buildings of two or more120 plus or minus 53
- Share in buildings of two or more38.0 percent plus or minus 15.1
- Mobile homes23 plus or minus 9
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cass Lake
How Cass Lake gets to work
- Workers 16 and over who commute199 plus or minus 49
- Commuting under 15 minutes144 plus or minus 41
- Share commuting under 15 minutes72.4 percent
- Commuting 30 minutes or more29 plus or minus 21
- Share commuting 30 minutes or more14.6 percent plus or minus 9.7
- Drove alone63.4 percent
- Carpooled28.3 percent plus or minus 10.1
- Public transport0.0 percent
- Walked2.9 percent plus or minus 3.8
- Worked from home2.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cass Lake
SBA loans in Cass Lake (7(a))
- Approvals14
- Gross approval$656,000
- Average approval$46,857
- Median approval$32,300
- Ninetieth percentile approval$63,000
- Largest approval$265,000
- Jobs supported42
- Jobs per approval3.0
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS8
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass Lake
SBA loans in Cass Lake (504)
- Approvals4
- Gross approval$2,855,000
- Average approval$713,750
- Median approval$907,000
- Largest approval$1,151,000
- Jobs supported14
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County, not Cass Lake
Cass County context, not Cass Lake figures
These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cass Lake measurements.
- Establishments in Cass County891
- Employment at those establishments, Cass County7,493
- Covered employment, Cass County10,661
- Average annual pay, Cass County$43,904
- Average weekly wage, Cass County$844
- Housing units permitted, Cass County294
- Of those, single family, Cass County286
- County product, 2024, Cass County$1,362,903,000
- County product change over the prior year, Cass County5.9 percent
- Average income of an arriving household, Cass County$97,603
Every figure in this section is published for Cass County as a whole and is not a measurement of Cass Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cass Lake questions, answered from the record.
How many people live in Cass Lake, Minnesota?
635, in 261 households. Cass Lake city covers 1.09 square miles of land, which is 582 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cass Lake in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cass Lake?
$48,250. The median owner-occupied home is valued at $109,900. Median gross rent is $763 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cass Lake businesses?
14 7(a) approvals totalling $656,000, across 3 lenders, median approval $32,300, plus 4 504 approvals worth $2.9 m. These count approvals to borrowers whose address is in Cass Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cass Lake borrowers get paid back?
No rate is published for Cass Lake. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cass Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cass Lake.
Is zoning published for Cass Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.