HomeMinnesotaDakota CountySouth St. Paul city
South St. Paul city, Minnesota: commercial real estate data.
South St. Paul city is a Census city of 20,611 people across 5.62 square miles of land, in Dakota County. Median household income is $87,994, 69.7 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $18.1 m.
76 sourced place values · tier FULL · 8 sections
South St. Paul
What South St. Paul is
- Census place typecity
- Land area5.62 sq mi
- Water area0.45 sq mi
- Population per square mile of land3,664
- County holding the largest share of its areaDakota County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
How many people live in South St. Paul
- Population20,611
- Median age37.2
- Population under 184,708
- Share under 1822.8 percent
- Population 65 and over3,091
- Share 65 and over15.0 percent
- Households8,425
- Family households5,121
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
Income and work in South St. Paul
- Median household income$87,994
- Per capita income$40,011
- Civilian labor force12,125
- Employed11,409
- Unemployed716 plus or minus 210
- Unemployment rate5.9 percent plus or minus 1.7
- Adults 25 and over14,113
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree9.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
Housing in South St. Paul
- Housing units8,639
- Occupied units8,425
- Vacant units214 plus or minus 141
- Vacancy rate2.5 percent plus or minus 1.6
- Owner occupied5,871
- Renter occupied2,554
- Ownership rate69.7 percent
- Median owner-occupied home value$281,600
- Median gross rent, monthly$1,199
- Annual rent as a share of median income16.4 percent
- Single family units6,215
- Share single family71.9 percent
- Units in buildings of two or more2,360
- Share in buildings of two or more27.3 percent
- Mobile homes64 plus or minus 50
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
How South St. Paul gets to work
- Workers 16 and over who commute9,667
- Commuting under 15 minutes2,826
- Share commuting under 15 minutes29.2 percent
- Commuting 30 minutes or more2,469
- Share commuting 30 minutes or more25.5 percent
- Drove alone69.0 percent
- Carpooled12.9 percent plus or minus 2.6
- Public transport0.7 percent plus or minus 0.4
- Walked0.8 percent plus or minus 0.4
- Worked from home14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
SBA 7(a) lending to South St. Paul borrowers
- Approvals31
- Gross approval$18,065,200
- Average approval$582,748
- Median approval$210,000
- Ninetieth percentile approval$1,735,700
- Largest approval$2,187,000
- Jobs supported209
- Jobs per approval6.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.1 percent
- Share to franchises3.2 percent
- Distinct lenders17
- Distinct industries by NAICS20
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
South St. Paul
SBA 504 lending to South St. Paul borrowers
- Approvals17
- Gross approval$12,711,000
- Average approval$747,706
- Median approval$334,000
- Largest approval$2,409,000
- Jobs supported161
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dakota County, not South St. Paul
Dakota County context, not South St. Paul figures
These are Dakota County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as South St. Paul measurements.
- Establishments in Dakota County10,964
- Employment at those establishments, Dakota County185,426
- Covered employment, Dakota County189,387
- Average annual pay, Dakota County$72,792
- Average weekly wage, Dakota County$1,400
- Housing units permitted, Dakota County2,146
- Of those, single family, Dakota County1,236
- County product, 2024, Dakota County$37,138,379,000
- County product change over the prior year, Dakota County4.6 percent
- Average income of an arriving household, Dakota County$70,009
Every figure in this section is published for Dakota County as a whole and is not a measurement of South St. Paul. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
South St. Paul questions, answered from the record.
How many people live in South St. Paul, Minnesota?
20,611, in 8,425 households. South St. Paul city covers 5.62 square miles of land, which is 3,664 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is South St. Paul in?
Dakota County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in South St. Paul?
$87,994. The median owner-occupied home is valued at $281,600. Median gross rent is $1,199 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to South St. Paul businesses?
31 7(a) approvals totalling $18.1 m, across 17 lenders, median approval $210,000, plus 17 504 approvals worth $12.7 m. These count approvals to borrowers whose address is in South St. Paul, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to South St. Paul borrowers get paid back?
No rate is published for South St. Paul. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page South St. Paul figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dakota County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South St. Paul.
Is zoning published for South St. Paul?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.