HomeMinnesotaDakota CountySouth St. Paul
South St. Paul, Minnesota: commercial real estate data.
South St. Paul is a Census city of 20,611 people across 5.62 square miles of land, in Dakota County. Median household income is $87,994, 69.7 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $18.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
South St. Paul
What South St. Paul is
- Census place typecity
- Land area5.62 sq mi
- Water area0.45 sq mi
- Population per square mile of land3,664
- County holding the largest share of its areaDakota County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
How many people live in South St. Paul
- Population20,611
- Median age37.2
- Population under 184,708
- Share under 1822.8 percent
- Population 65 and over3,091
- Share 65 and over15.0 percent
- Households8,425
- Family households5,121
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
Income and work in South St. Paul
- Median household income$87,994
- Per capita income$40,011
- Civilian labor force12,125
- Employed11,409
- Unemployed716 plus or minus 210
- Unemployment rate5.9 percent plus or minus 1.7
- Adults 25 and over14,113
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree9.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
Housing in South St. Paul
- Housing units8,639
- Occupied units8,425
- Vacant units214 plus or minus 141
- Vacancy rate2.5 percent plus or minus 1.6
- Owner occupied5,871
- Renter occupied2,554
- Ownership rate69.7 percent
- Median owner-occupied home value$281,600
- Median gross rent, monthly$1,199
- Annual rent as a share of median income16.4 percent
- Single family units6,215
- Share single family71.9 percent
- Units in buildings of two or more2,360
- Share in buildings of two or more27.3 percent
- Mobile homes64 plus or minus 50
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
How South St. Paul gets to work
- Workers 16 and over who commute9,667
- Commuting under 15 minutes2,826
- Share commuting under 15 minutes29.2 percent
- Commuting 30 minutes or more2,469
- Share commuting 30 minutes or more25.5 percent
- Drove alone69.0 percent
- Carpooled12.9 percent plus or minus 2.6
- Public transport0.7 percent plus or minus 0.4
- Walked0.8 percent plus or minus 0.4
- Worked from home14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South St. Paul
SBA loans in South St. Paul (7(a))
- Approvals31
- Gross approval$18,065,200
- Average approval$582,748
- Median approval$210,000
- Ninetieth percentile approval$1,735,700
- Largest approval$2,187,000
- Jobs supported209
- Jobs per approval6.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.1 percent
- Share to franchises3.2 percent
- Distinct lenders17
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in South St. Paul, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
South St. Paul
SBA loans in South St. Paul (504)
- Approvals17
- Gross approval$12,711,000
- Average approval$747,706
- Median approval$334,000
- Largest approval$2,409,000
- Jobs supported161
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in South St. Paul, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
South St. Paul
Flood risk in South St. Paul
- NFIP communityCity of South St. Paul
- NFIP community number270114
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/02/11
The City of South St. Paul participates in the National Flood Insurance Program as community 270114 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dakota County, not South St. Paul
Dakota County context, not South St. Paul figures
- Establishments in Dakota County10,964
- Covered employment, Dakota County189,387
- Average annual pay, Dakota County$72,792
- Housing units permitted, Dakota County2,146
Every figure in this section is published for Dakota County as a whole and is not a measurement of South St. Paul.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
South St. Paul questions, answered from the record.
How many people live in South St. Paul, Minnesota?
20,611, in 8,425 households. South St. Paul city covers 5.62 square miles of land, which is 3,664 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is South St. Paul in?
Dakota County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in South St. Paul?
$87,994. The median owner-occupied home is valued at $281,600. Median gross rent is $1,199 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to South St. Paul businesses?
31 7(a) approvals totaling $18.1 m since FY2020, across 17 lenders, median approval $210,000, plus 17 504 approvals worth $12.7 m since FY2010. These count approvals to borrowers whose address is in South St. Paul, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to South St. Paul borrowers get paid back?
No rate is published for South St. Paul. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is South St. Paul in the National Flood Insurance Program?
Yes. South St. Paul appears in the FEMA Community Status Book as South St. Paul, city of, community 270114, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page South St. Paul figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dakota County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South St. Paul.
Is zoning published for South St. Paul?
No. Nothing on this page presents parcel level zoning.