HomeMinnesotaDouglas CountyGarfield city
Garfield city, Minnesota: commercial real estate data.
Garfield city is a Census city of 282 people across 0.81 square miles of land, in Douglas County. Median household income is $56,696, 83.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.5 m.
76 sourced place values · tier FULL · 8 sections
Garfield
What Garfield is
- Census place typecity
- Land area0.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land350 plus or minus 88
- County holding the largest share of its areaDouglas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
How many people live in Garfield
- Population282 plus or minus 71
- Median age46.0
- Population under 1832 plus or minus 14
- Share under 1811.3 percent plus or minus 4.0
- Population 65 and over67 plus or minus 39
- Share 65 and over23.8 percent plus or minus 12.5
- Households171 plus or minus 48
- Family households62 plus or minus 23
- Share of households that are families36.3 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
Income and work in Garfield
- Median household income$56,696 plus or minus $20,227
- Per capita income$40,470
- Civilian labor force161 plus or minus 49
- Employed141 plus or minus 43
- Unemployed20 plus or minus 20
- Unemployment rate12.4 percent plus or minus 11.8
- Adults 25 and over224 plus or minus 58
- Adults 25 and over with a high school diploma or higher98.7 percent plus or minus 35.8
- Adults 25 and over with a bachelor degree or higher7.1 percent plus or minus 5.7
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
Housing in Garfield
- Housing units177 plus or minus 49
- Occupied units171 plus or minus 48
- Vacant units6 plus or minus 9
- Vacancy rate3.4 percent plus or minus 5.0
- Owner occupied143 plus or minus 47
- Renter occupied28 plus or minus 15
- Ownership rate83.6 percent
- Median owner-occupied home value$166,600
- Median gross rent, monthly$481
- Annual rent as a share of median income10.2 percent plus or minus 3.7
- Single family units147 plus or minus 49
- Share single family83.1 percent
- Units in buildings of two or more13 plus or minus 14
- Share in buildings of two or more7.3 percent plus or minus 7.7
- Mobile homes17 plus or minus 14
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
How Garfield gets to work
- Workers 16 and over who commute133 plus or minus 41
- Commuting under 15 minutes36 plus or minus 24
- Share commuting under 15 minutes27.1 percent plus or minus 16.1
- Commuting 30 minutes or more24 plus or minus 16
- Share commuting 30 minutes or more18.0 percent plus or minus 10.5
- Drove alone83.0 percent plus or minus 35.4
- Carpooled11.3 percent plus or minus 10.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.7 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
SBA 7(a) lending to Garfield borrowers
- Approvals5
- Gross approval$6,496,300
- Average approval$1,299,260
- Median approval$500,000
- Ninetieth percentile approval$4,156,000
- Largest approval$4,156,000
- Jobs supported27
- Jobs per approval5.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield
SBA 504 lending to Garfield borrowers
- Approvals2
- Gross approval$652,000
- Average approval$326,000
- Median approval$529,000
- Largest approval$529,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Douglas County, not Garfield
Douglas County context, not Garfield figures
These are Douglas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garfield measurements.
- Establishments in Douglas County1,394
- Employment at those establishments, Douglas County18,208
- Covered employment, Douglas County19,527
- Average annual pay, Douglas County$57,062
- Average weekly wage, Douglas County$1,097
- Housing units permitted, Douglas County285
- Of those, single family, Douglas County191
- County product, 2024, Douglas County$2,859,766,000
- County product change over the prior year, Douglas County3.5 percent
- Average income of an arriving household, Douglas County$81,953
Every figure in this section is published for Douglas County as a whole and is not a measurement of Garfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Garfield questions, answered from the record.
How many people live in Garfield, Minnesota?
282, in 171 households. Garfield city covers 0.81 square miles of land, which is 350 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garfield in?
Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garfield?
$56,696. The median owner-occupied home is valued at $166,600. Median gross rent is $481 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garfield businesses?
5 7(a) approvals totalling $6.5 m, across 4 lenders, median approval $500,000, plus 2 504 approvals worth $652,000. These count approvals to borrowers whose address is in Garfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garfield borrowers get paid back?
No rate is published for Garfield. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Garfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garfield.
Is zoning published for Garfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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