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Spring Valley, Minnesota: commercial real estate data.

Spring Valley is a Census city of 2,307 people across 2.96 square miles of land, in Fillmore County. Median household income is $66,339, 75.8 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $2.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Spring Valley

What Spring Valley is

  • Census place typecity
  • Land area2.96 sq mi
  • Water area0 sq mi
  • Population per square mile of land780
  • County holding the largest share of its areaFillmore County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Spring Valley

How many people live in Spring Valley

  • Population2,307
  • Median age43.9 plus or minus 9.5
  • Population under 18505
  • Share under 1821.9 percent
  • Population 65 and over549
  • Share 65 and over23.8 percent
  • Households1,022
  • Family households632
  • Share of households that are families61.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Spring Valley

Income and work in Spring Valley

  • Median household income$66,339
  • Per capita income$34,892
  • Civilian labor force1,246
  • Employed1,197
  • Unemployed49 plus or minus 35
  • Unemployment rate3.9 percent plus or minus 2.8
  • Adults 25 and over1,684
  • Adults 25 and over with a high school diploma or higher96.0 percent
  • Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 3.9
  • Adults 25 and over with a graduate degree3.9 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Spring Valley

Housing in Spring Valley

  • Housing units1,095
  • Occupied units1,022
  • Vacant units73 plus or minus 38
  • Vacancy rate6.7 percent plus or minus 3.4
  • Owner occupied775
  • Renter occupied247 plus or minus 55
  • Ownership rate75.8 percent
  • Median owner-occupied home value$160,800
  • Median gross rent, monthly$915
  • Annual rent as a share of median income16.6 percent plus or minus 3.3
  • Single family units900
  • Share single family82.2 percent
  • Units in buildings of two or more159 plus or minus 52
  • Share in buildings of two or more14.5 percent plus or minus 4.6
  • Mobile homes36 plus or minus 35
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Spring Valley

How Spring Valley gets to work

  • Workers 16 and over who commute991
  • Commuting under 15 minutes289 plus or minus 67
  • Share commuting under 15 minutes29.2 percent
  • Commuting 30 minutes or more474
  • Share commuting 30 minutes or more47.8 percent
  • Drove alone75.9 percent
  • Carpooled6.7 percent plus or minus 4.7
  • Public transport0.3 percent plus or minus 0.4
  • Walked3.2 percent plus or minus 1.8
  • Worked from home13.4 percent plus or minus 7.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Spring Valley

SBA loans in Spring Valley (7(a))

  • Approvals10
  • Gross approval$2,075,100
  • Average approval$207,510
  • Median approval$67,500
  • Largest approval$1,098,500
  • Jobs supported41
  • Jobs per approval4.1
  • Loans with a final outcome5
  • Paid in full5
  • Charged off0
  • Median term102 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises10.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Spring Valley, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Spring Valley

SBA loans in Spring Valley (504)

  • Approvals7
  • Gross approval$1,626,000
  • Average approval$232,286
  • Median approval$276,000
  • Largest approval$338,000
  • Jobs supported26
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Spring Valley, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Spring Valley

Flood risk in Spring Valley

  • NFIP communityCity of Spring Valley
  • NFIP community number270132
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/15/19

The City of Spring Valley participates in the National Flood Insurance Program as community 270132 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Fillmore County, not Spring Valley

Fillmore County context, not Spring Valley figures

  • Establishments in Fillmore County577
  • Covered employment, Fillmore County6,235
  • Average annual pay, Fillmore County$44,287
  • Housing units permitted, Fillmore County68

Every figure in this section is published for Fillmore County as a whole and is not a measurement of Spring Valley.

All Fillmore County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Spring Valley questions, answered from the record.

How many people live in Spring Valley, Minnesota?

2,307, in 1,022 households. Spring Valley city covers 2.96 square miles of land, which is 780 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Spring Valley in?

Fillmore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Spring Valley?

$66,339. The median owner-occupied home is valued at $160,800. Median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Spring Valley businesses?

10 7(a) approvals totaling $2.1 m since FY2020, across 3 lenders, median approval $67,500, plus 7 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Spring Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Spring Valley borrowers get paid back?

No rate is published for Spring Valley. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Spring Valley in the National Flood Insurance Program?

Yes. Spring Valley appears in the FEMA Community Status Book as Spring Valley, city of, community 270132, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Spring Valley figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fillmore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spring Valley.

Is zoning published for Spring Valley?

No. Nothing on this page presents parcel level zoning.