HomeMinnesotaGoodhue CountyZumbrota
Zumbrota, Minnesota: commercial real estate data.
Zumbrota is a Census city of 3,914 people across 2.86 square miles of land, in Goodhue County. Median household income is $78,156, 77.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $406,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Zumbrota
What Zumbrota is
- Census place typecity
- Land area2.86 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,369
- County holding the largest share of its areaGoodhue County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zumbrota
How many people live in Zumbrota
- Population3,914
- Median age43.8
- Population under 18796 plus or minus 188
- Share under 1820.3 percent plus or minus 4.8
- Population 65 and over925 plus or minus 209
- Share 65 and over23.6 percent plus or minus 5.3
- Households1,755
- Family households1,109
- Share of households that are families63.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zumbrota
Income and work in Zumbrota
- Median household income$78,156 plus or minus $26,460
- Per capita income$41,132
- Civilian labor force2,071
- Employed2,044
- Unemployed27 plus or minus 39
- Unemployment rate1.3 percent plus or minus 1.9
- Adults 25 and over2,931
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher32.7 percent plus or minus 6.8
- Adults 25 and over with a graduate degree7.1 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zumbrota
Housing in Zumbrota
- Housing units1,888
- Occupied units1,755
- Vacant units133 plus or minus 121
- Vacancy rate7.0 percent plus or minus 6.4
- Owner occupied1,353
- Renter occupied402 plus or minus 166
- Ownership rate77.1 percent
- Median owner-occupied home value$249,300
- Median gross rent, monthly$834
- Annual rent as a share of median income12.8 percent plus or minus 4.4
- Single family units1,403
- Share single family74.3 percent
- Units in buildings of two or more355 plus or minus 175
- Share in buildings of two or more18.8 percent plus or minus 9.1
- Mobile homes130 plus or minus 123
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zumbrota
How Zumbrota gets to work
- Workers 16 and over who commute1,779
- Commuting under 15 minutes617 plus or minus 195
- Share commuting under 15 minutes34.7 percent plus or minus 10.1
- Commuting 30 minutes or more875 plus or minus 249
- Share commuting 30 minutes or more49.2 percent plus or minus 12.6
- Drove alone75.3 percent
- Carpooled9.1 percent plus or minus 4.8
- Public transport1.0 percent plus or minus 1.4
- Walked1.7 percent plus or minus 1.6
- Worked from home13.0 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zumbrota
SBA loans in Zumbrota (7(a))
- Approvals3
- Gross approval$406,200
- Average approval$135,400
- Median approval$64,200
- Largest approval$327,000
- Jobs supported9
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Zumbrota, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zumbrota
SBA loans in Zumbrota (504)
- Approvals4
- Gross approval$2,543,000
- Average approval$635,750
- Median approval$436,000
- Largest approval$1,479,000
- Jobs supported34
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Zumbrota, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Zumbrota
Flood risk in Zumbrota
- NFIP communityCity of Zumbrota
- NFIP community number270148
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The City of Zumbrota participates in the National Flood Insurance Program as community 270148 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Goodhue County, not Zumbrota
Goodhue County context, not Zumbrota figures
- Establishments in Goodhue County1,294
- Covered employment, Goodhue County21,366
- Average annual pay, Goodhue County$60,513
- Housing units permitted, Goodhue County86
Every figure in this section is published for Goodhue County as a whole and is not a measurement of Zumbrota.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Zumbrota questions, answered from the record.
How many people live in Zumbrota, Minnesota?
3,914, in 1,755 households. Zumbrota city covers 2.86 square miles of land, which is 1,369 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Zumbrota in?
Goodhue County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Zumbrota?
$78,156. The median owner-occupied home is valued at $249,300. Median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Zumbrota businesses?
3 7(a) approvals totaling $406,200 since FY2020, across 3 lenders, median approval $64,200, plus 4 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Zumbrota, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Zumbrota borrowers get paid back?
No rate is published for Zumbrota. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Zumbrota in the National Flood Insurance Program?
Yes. Zumbrota appears in the FEMA Community Status Book as Zumbrota, city of, community 270148, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Zumbrota figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Goodhue County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Zumbrota.
Is zoning published for Zumbrota?
No. Nothing on this page presents parcel level zoning.
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