HomeMinnesotaHennepin CountyOsseo
Osseo, Minnesota: commercial real estate data.
Osseo is a Census city of 2,584 people across 0.74 square miles of land, in Hennepin County. Median household income is $62,119, 44.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $18.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osseo
What Osseo is
- Census place typecity
- Land area0.74 sq mi
- Water area0 sq mi
- Population per square mile of land3,481
- County holding the largest share of its areaHennepin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
How many people live in Osseo
- Population2,584
- Median age47.0
- Population under 18283 plus or minus 94
- Share under 1811.0 percent plus or minus 3.7
- Population 65 and over654 plus or minus 164
- Share 65 and over25.3 percent plus or minus 6.4
- Households1,208
- Family households498
- Share of households that are families41.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
Income and work in Osseo
- Median household income$62,119
- Per capita income$38,828
- Civilian labor force1,487
- Employed1,389
- Unemployed98 plus or minus 93
- Unemployment rate6.6 percent plus or minus 6.2
- Adults 25 and over2,130
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher31.9 percent plus or minus 7.7
- Adults 25 and over with a graduate degree12.8 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
Housing in Osseo
- Housing units1,268
- Occupied units1,208
- Vacant units60 plus or minus 48
- Vacancy rate4.7 percent plus or minus 3.7
- Owner occupied531
- Renter occupied677 plus or minus 143
- Ownership rate44.0 percent
- Median owner-occupied home value$306,500
- Median gross rent, monthly$1,333
- Annual rent as a share of median income25.8 percent plus or minus 5.3
- Single family units595
- Share single family46.9 percent
- Units in buildings of two or more673 plus or minus 157
- Share in buildings of two or more53.1 percent
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
How Osseo gets to work
- Workers 16 and over who commute1,210
- Commuting under 15 minutes436 plus or minus 137
- Share commuting under 15 minutes36.0 percent plus or minus 10.6
- Commuting 30 minutes or more418 plus or minus 161
- Share commuting 30 minutes or more34.5 percent plus or minus 12.8
- Drove alone77.7 percent
- Carpooled4.9 percent plus or minus 3.6
- Public transport0.0 percent
- Walked3.8 percent plus or minus 2.7
- Worked from home10.9 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
SBA loans in Osseo (7(a))
- Approvals35
- Gross approval$18,402,000
- Average approval$525,771
- Median approval$200,000
- Ninetieth percentile approval$1,436,800
- Largest approval$3,240,000
- Jobs supported327
- Jobs per approval9.3
- Loans with a final outcome15
- Paid in full13
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises11.4 percent
- Distinct lenders20
- Distinct industries by NAICS27
Counted by borrower city: approvals to borrowers whose address is in Osseo, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osseo
SBA loans in Osseo (504)
- Approvals9
- Gross approval$5,214,000
- Average approval$579,333
- Median approval$310,000
- Largest approval$1,858,000
- Jobs supported73
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Osseo, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Osseo
Flood risk in Osseo
- NFIP communityCity of Osseo
- NFIP community number270658
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Osseo participates in the National Flood Insurance Program as community 270658 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hennepin County, not Osseo
Hennepin County context, not Osseo figures
- Establishments in Hennepin County40,486
- Covered employment, Hennepin County917,117
- Average annual pay, Hennepin County$90,157
- Housing units permitted, Hennepin County3,919
Every figure in this section is published for Hennepin County as a whole and is not a measurement of Osseo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osseo questions, answered from the record.
How many people live in Osseo, Minnesota?
2,584, in 1,208 households. Osseo city covers 0.74 square miles of land, which is 3,481 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osseo in?
Hennepin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osseo?
$62,119. The median owner-occupied home is valued at $306,500. Median gross rent is $1,333 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osseo businesses?
35 7(a) approvals totaling $18.4 m since FY2020, across 20 lenders, median approval $200,000, plus 9 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Osseo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osseo borrowers get paid back?
No rate is published for Osseo. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Osseo in the National Flood Insurance Program?
Yes. Osseo appears in the FEMA Community Status Book as Osseo, city of, community 270658, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Osseo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hennepin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osseo.
Is zoning published for Osseo?
No. Nothing on this page presents parcel level zoning.