HomeMinnesotaHennepin CountyOsseo city
Osseo city, Minnesota: commercial real estate data.
Osseo city is a Census city of 2,584 people across 0.74 square miles of land, in Hennepin County. Median household income is $62,119, 44.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $18.4 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Osseo
What Osseo is
- Census place typecity
- Land area0.74 sq mi
- Water area0 sq mi
- Population per square mile of land3,481
- County holding the largest share of its areaHennepin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
How many people live in Osseo
- Population2,584
- Median age47.0
- Population under 18283 plus or minus 94
- Share under 1811.0 percent plus or minus 3.7
- Population 65 and over654 plus or minus 164
- Share 65 and over25.3 percent plus or minus 6.4
- Households1,208
- Family households498
- Share of households that are families41.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
Income and work in Osseo
- Median household income$62,119
- Per capita income$38,828
- Civilian labor force1,487
- Employed1,389
- Unemployed98 plus or minus 93
- Unemployment rate6.6 percent plus or minus 6.2
- Adults 25 and over2,130
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher31.9 percent plus or minus 7.7
- Adults 25 and over with a graduate degree12.8 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
Housing in Osseo
- Housing units1,268
- Occupied units1,208
- Vacant units60 plus or minus 48
- Vacancy rate4.7 percent plus or minus 3.7
- Owner occupied531
- Renter occupied677 plus or minus 143
- Ownership rate44.0 percent
- Median owner-occupied home value$306,500
- Median gross rent, monthly$1,333
- Annual rent as a share of median income25.8 percent plus or minus 5.3
- Single family units595
- Share single family46.9 percent
- Units in buildings of two or more673 plus or minus 157
- Share in buildings of two or more53.1 percent
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
How Osseo gets to work
- Workers 16 and over who commute1,210
- Commuting under 15 minutes436 plus or minus 137
- Share commuting under 15 minutes36.0 percent plus or minus 10.6
- Commuting 30 minutes or more418 plus or minus 161
- Share commuting 30 minutes or more34.5 percent plus or minus 12.8
- Drove alone77.7 percent
- Carpooled4.9 percent plus or minus 3.6
- Public transport0.0 percent
- Walked3.8 percent plus or minus 2.7
- Worked from home10.9 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osseo
SBA loans in Osseo (7(a))
- Approvals35
- Gross approval$18,402,000
- Average approval$525,771
- Median approval$200,000
- Ninetieth percentile approval$1,500,000
- Largest approval$3,240,000
- Jobs supported327
- Jobs per approval9.3
- Loans with a final outcome15
- Paid in full13
- Charged off2
- Charge-off rate over resolved loans13.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises11.4 percent
- Distinct lenders20
- Distinct industries by NAICS27
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osseo
SBA loans in Osseo (504)
- Approvals9
- Gross approval$5,214,000
- Average approval$579,333
- Median approval$310,000
- Largest approval$1,858,000
- Jobs supported73
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hennepin County, not Osseo
Hennepin County context, not Osseo figures
These are Hennepin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Osseo measurements.
- Establishments in Hennepin County40,486
- Employment at those establishments, Hennepin County939,201
- Covered employment, Hennepin County917,117
- Average annual pay, Hennepin County$90,157
- Average weekly wage, Hennepin County$1,734
- Housing units permitted, Hennepin County3,919
- Of those, single family, Hennepin County2,054
- County product, 2024, Hennepin County$193,617,316,000
- County product change over the prior year, Hennepin County5.1 percent
- Average income of an arriving household, Hennepin County$77,501
Every figure in this section is published for Hennepin County as a whole and is not a measurement of Osseo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Osseo questions, answered from the record.
How many people live in Osseo, Minnesota?
2,584, in 1,208 households. Osseo city covers 0.74 square miles of land, which is 3,481 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osseo in?
Hennepin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osseo?
$62,119. The median owner-occupied home is valued at $306,500. Median gross rent is $1,333 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osseo businesses?
35 7(a) approvals totalling $18.4 m, across 20 lenders, median approval $200,000, plus 9 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Osseo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osseo borrowers get paid back?
Of the 15 loans that have reached a final outcome, 13 were paid in full and 2 charged off, a charge off rate of 13.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Osseo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hennepin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osseo.
Is zoning published for Osseo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.