HomeMinnesotaItasca CountyGrand Rapids
Grand Rapids, Minnesota: commercial real estate data.
Grand Rapids is a Census city of 11,207 people across 22.38 square miles of land, in Itasca County. Median household income is $61,029, 62.4 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $16.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand Rapids
What Grand Rapids is
- Census place typecity
- Land area22.38 sq mi
- Water area1.88 sq mi
- Population per square mile of land501
- County holding the largest share of its areaItasca County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
How many people live in Grand Rapids
- Population11,207
- Median age44.3
- Population under 182,248
- Share under 1820.1 percent
- Population 65 and over2,729
- Share 65 and over24.4 percent
- Households4,682
- Family households2,819
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
Income and work in Grand Rapids
- Median household income$61,029
- Per capita income$33,189
- Civilian labor force5,145
- Employed4,872
- Unemployed273 plus or minus 107
- Unemployment rate5.3 percent plus or minus 2.1
- Adults 25 and over8,313
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
Housing in Grand Rapids
- Housing units5,148
- Occupied units4,682
- Vacant units466 plus or minus 227
- Vacancy rate9.1 percent plus or minus 4.4
- Owner occupied2,923
- Renter occupied1,759
- Ownership rate62.4 percent
- Median owner-occupied home value$213,800
- Median gross rent, monthly$1,090
- Annual rent as a share of median income21.4 percent
- Single family units3,320
- Share single family64.5 percent
- Units in buildings of two or more1,661
- Share in buildings of two or more32.3 percent
- Mobile homes161 plus or minus 76
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
How Grand Rapids gets to work
- Workers 16 and over who commute4,337
- Commuting under 15 minutes2,981
- Share commuting under 15 minutes68.7 percent
- Commuting 30 minutes or more485 plus or minus 131
- Share commuting 30 minutes or more11.2 percent plus or minus 2.9
- Drove alone69.4 percent
- Carpooled12.8 percent plus or minus 3.2
- Public transport3.0 percent plus or minus 1.9
- Walked3.0 percent plus or minus 2.0
- Worked from home9.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
SBA loans in Grand Rapids (7(a))
- Approvals35
- Gross approval$16,389,300
- Average approval$468,266
- Median approval$124,000
- Ninetieth percentile approval$1,689,000
- Largest approval$3,000,000
- Jobs supported819
- Jobs per approval23.4
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises2.9 percent
- Distinct lenders13
- Distinct industries by NAICS27
Counted by borrower city: approvals to borrowers whose address is in Grand Rapids, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Rapids
SBA loans in Grand Rapids (504)
- Approvals22
- Gross approval$10,588,000
- Average approval$481,273
- Median approval$361,500
- Largest approval$1,113,000
- Jobs supported163
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Grand Rapids, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Rapids
Flood risk in Grand Rapids
- NFIP communityCity of Grand Rapids
- NFIP community number270204
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/11/25
The City of Grand Rapids participates in the National Flood Insurance Program as community 270204 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Itasca County, not Grand Rapids
Itasca County context, not Grand Rapids figures
- Establishments in Itasca County1,175
- Covered employment, Itasca County16,608
- Average annual pay, Itasca County$54,071
- Housing units permitted, Itasca County124
Every figure in this section is published for Itasca County as a whole and is not a measurement of Grand Rapids.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grand Rapids questions, answered from the record.
How many people live in Grand Rapids, Minnesota?
11,207, in 4,682 households. Grand Rapids city covers 22.38 square miles of land, which is 501 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grand Rapids in?
Itasca County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grand Rapids?
$61,029. The median owner-occupied home is valued at $213,800. Median gross rent is $1,090 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grand Rapids businesses?
35 7(a) approvals totaling $16.4 m since FY2020, across 13 lenders, median approval $124,000, plus 22 504 approvals worth $10.6 m since FY2010. These count approvals to borrowers whose address is in Grand Rapids, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grand Rapids borrowers get paid back?
No rate is published for Grand Rapids. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grand Rapids in the National Flood Insurance Program?
Yes. Grand Rapids appears in the FEMA Community Status Book as Grand Rapids, city of, community 270204, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grand Rapids figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Itasca County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Rapids.
Is zoning published for Grand Rapids?
No. Nothing on this page presents parcel level zoning.
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