HomeMinnesotaJackson CountyHeron Lake
Heron Lake, Minnesota: commercial real estate data.
Heron Lake is a Census city of 593 people across 1.24 square miles of land, in Jackson County. Median household income is $68,000, 83.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $15,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Heron Lake
What Heron Lake is
- Census place typecity
- Land area1.24 sq mi
- Water area0 sq mi
- Population per square mile of land477
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Heron Lake
How many people live in Heron Lake
- Population593
- Median age45.8 plus or minus 13.6
- Population under 1885 plus or minus 20
- Share under 1814.3 percent
- Population 65 and over177 plus or minus 36
- Share 65 and over29.8 percent
- Households272
- Family households158 plus or minus 40
- Share of households that are families58.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Heron Lake
Income and work in Heron Lake
- Median household income$68,000
- Per capita income$36,826
- Civilian labor force338 plus or minus 83
- Employed333 plus or minus 82
- Unemployed5 plus or minus 4
- Unemployment rate1.5 percent plus or minus 1.1
- Adults 25 and over452
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 22.5
- Adults 25 and over with a bachelor degree or higher19.2 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Heron Lake
Housing in Heron Lake
- Housing units304
- Occupied units272
- Vacant units32 plus or minus 21
- Vacancy rate10.5 percent plus or minus 6.7
- Owner occupied226
- Renter occupied46 plus or minus 16
- Ownership rate83.1 percent
- Median owner-occupied home value$88,600
- Median gross rent, monthly$833 plus or minus $247
- Annual rent as a share of median income14.7 percent plus or minus 5.0
- Single family units277
- Share single family91.1 percent
- Units in buildings of two or more19 plus or minus 14
- Share in buildings of two or more6.3 percent plus or minus 4.5
- Mobile homes8 plus or minus 10
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Heron Lake
How Heron Lake gets to work
- Workers 16 and over who commute311 plus or minus 77
- Commuting under 15 minutes134 plus or minus 49
- Share commuting under 15 minutes43.1 percent plus or minus 11.6
- Commuting 30 minutes or more44 plus or minus 24
- Share commuting 30 minutes or more14.1 percent plus or minus 6.9
- Drove alone69.9 percent plus or minus 22.8
- Carpooled11.0 percent plus or minus 5.8
- Public transport0.0 percent
- Walked11.3 percent plus or minus 9.1
- Worked from home4.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Heron Lake
SBA loans in Heron Lake (7(a))
- Approvals1
- Gross approval$15,000
- Average approval$15,000
- Median approval$15,000
- Largest approval$15,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Heron Lake, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Heron Lake
SBA loans in Heron Lake (504)
- Approvals1
- Gross approval$672,000
- Average approval$672,000
- Median approval$672,000
- Largest approval$672,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Heron Lake, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Heron Lake
Jackson County context, not Heron Lake figures
- Establishments in Jackson County304
- Covered employment, Jackson County5,021
- Average annual pay, Jackson County$51,882
- Housing units permitted, Jackson County51
Every figure in this section is published for Jackson County as a whole and is not a measurement of Heron Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Heron Lake questions, answered from the record.
How many people live in Heron Lake, Minnesota?
593, in 272 households. Heron Lake city covers 1.24 square miles of land, which is 477 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Heron Lake in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Heron Lake?
$68,000. The median owner-occupied home is valued at $88,600. Median gross rent is $833 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Heron Lake businesses?
1 7(a) approvals totaling $15,000 since FY2020, across 1 lenders, median approval $15,000, plus 1 504 approvals worth $672,000 since FY2010. These count approvals to borrowers whose address is in Heron Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Heron Lake borrowers get paid back?
No rate is published for Heron Lake. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Heron Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Heron Lake.
Is zoning published for Heron Lake?
No. Nothing on this page presents parcel level zoning.
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