HomeMinnesotaLyon CountyCottonwood city
Cottonwood city, Minnesota: commercial real estate data.
Cottonwood city is a Census city of 1,061 people across 1.00 square miles of land, in Lyon County. Median household income is $97,500, 78.0 percent of occupied homes are owned.
60 sourced place values · tier FULL · 7 sections
Cottonwood
What Cottonwood is
- Census place typecity
- Land area1 sq mi
- Water area0 sq mi
- Population per square mile of land1,058
- County holding the largest share of its areaLyon County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
How many people live in Cottonwood
- Population1,061
- Median age37.9
- Population under 18275 plus or minus 56
- Share under 1825.9 percent
- Population 65 and over186 plus or minus 48
- Share 65 and over17.5 percent plus or minus 3.8
- Households460
- Family households266
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
Income and work in Cottonwood
- Median household income$97,500
- Per capita income$46,395
- Civilian labor force558
- Employed551
- Unemployed7 plus or minus 8
- Unemployment rate1.3 percent plus or minus 1.4
- Adults 25 and over698
- Adults 25 and over with a high school diploma or higher98.3 percent
- Adults 25 and over with a bachelor degree or higher27.9 percent
- Adults 25 and over with a graduate degree6.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
Housing in Cottonwood
- Housing units511
- Occupied units460
- Vacant units51 plus or minus 34
- Vacancy rate10.0 percent plus or minus 6.5
- Owner occupied359
- Renter occupied101 plus or minus 44
- Ownership rate78.0 percent
- Median owner-occupied home value$176,200
- Median gross rent, monthly$683 plus or minus $626
- Annual rent as a share of median income8.4 percent plus or minus 7.8
- Single family units408
- Share single family79.8 percent
- Units in buildings of two or more77 plus or minus 42
- Share in buildings of two or more15.1 percent plus or minus 8.0
- Mobile homes26 plus or minus 23
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
How Cottonwood gets to work
- Workers 16 and over who commute493
- Commuting under 15 minutes247 plus or minus 58
- Share commuting under 15 minutes50.1 percent
- Commuting 30 minutes or more34 plus or minus 14
- Share commuting 30 minutes or more6.9 percent plus or minus 2.5
- Drove alone79.7 percent
- Carpooled6.2 percent plus or minus 2.9
- Public transport0.0 percent
- Walked3.6 percent plus or minus 1.9
- Worked from home10.0 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
SBA 504 lending to Cottonwood borrowers
- Approvals2
- Gross approval$1,229,000
- Average approval$614,500
- Median approval$1,009,000
- Largest approval$1,009,000
- Jobs supported87
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lyon County, not Cottonwood
Lyon County context, not Cottonwood figures
These are Lyon County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cottonwood measurements.
- Establishments in Lyon County814
- Employment at those establishments, Lyon County12,732
- Covered employment, Lyon County13,763
- Average annual pay, Lyon County$52,859
- Average weekly wage, Lyon County$1,017
- Housing units permitted, Lyon County92
- Of those, single family, Lyon County20
- County product, 2024, Lyon County$2,099,962,000
- County product change over the prior year, Lyon County5.4 percent
- Average income of an arriving household, Lyon County$47,981
Every figure in this section is published for Lyon County as a whole and is not a measurement of Cottonwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cottonwood questions, answered from the record.
How many people live in Cottonwood, Minnesota?
1,061, in 460 households. Cottonwood city covers 1.00 square miles of land, which is 1,058 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottonwood in?
Lyon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottonwood?
$97,500. The median owner-occupied home is valued at $176,200. Median gross rent is $683 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Are the county figures on this page Cottonwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lyon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottonwood.
Is zoning published for Cottonwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.