HomeMinnesotaMcLeod CountyWinsted
Winsted, Minnesota: commercial real estate data.
Winsted is a Census city of 2,181 people across 1.89 square miles of land, in McLeod County. Median household income is $67,200, 79.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $98,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winsted
What Winsted is
- Census place typecity
- Land area1.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,153
- County holding the largest share of its areaMcLeod County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winsted
How many people live in Winsted
- Population2,181
- Median age40.9 plus or minus 12.1
- Population under 18418 plus or minus 103
- Share under 1819.2 percent plus or minus 3.9
- Population 65 and over355 plus or minus 83
- Share 65 and over16.3 percent
- Households978
- Family households507
- Share of households that are families51.8 percent plus or minus 11.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winsted
Income and work in Winsted
- Median household income$67,200 plus or minus $19,410
- Per capita income$37,904
- Civilian labor force1,291
- Employed1,281
- Unemployed10 plus or minus 10
- Unemployment rate0.8 percent plus or minus 0.8
- Adults 25 and over1,507
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.1
- Adults 25 and over with a graduate degree1.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winsted
Housing in Winsted
- Housing units1,011
- Occupied units978
- Vacant units33 plus or minus 37
- Vacancy rate3.3 percent plus or minus 3.6
- Owner occupied773
- Renter occupied205 plus or minus 72
- Ownership rate79.0 percent
- Median owner-occupied home value$201,900
- Median gross rent, monthly$834
- Annual rent as a share of median income14.9 percent plus or minus 4.5
- Single family units742
- Share single family73.4 percent plus or minus 15.8
- Units in buildings of two or more177 plus or minus 76
- Share in buildings of two or more17.5 percent plus or minus 6.9
- Mobile homes92 plus or minus 110
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winsted
How Winsted gets to work
- Workers 16 and over who commute1,171
- Commuting under 15 minutes364 plus or minus 99
- Share commuting under 15 minutes31.1 percent plus or minus 7.0
- Commuting 30 minutes or more411 plus or minus 112
- Share commuting 30 minutes or more35.1 percent plus or minus 7.9
- Drove alone74.8 percent
- Carpooled13.3 percent plus or minus 5.1
- Public transport0.0 percent
- Walked3.3 percent plus or minus 3.0
- Worked from home6.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winsted
SBA loans in Winsted (7(a))
- Approvals1
- Gross approval$98,000
- Average approval$98,000
- Median approval$98,000
- Largest approval$98,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Winsted, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winsted
SBA loans in Winsted (504)
- Approvals8
- Gross approval$4,362,000
- Average approval$545,250
- Median approval$394,000
- Largest approval$1,525,000
- Jobs supported63
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Winsted, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winsted
Flood risk in Winsted
- NFIP communityCity of Winsted
- NFIP community number270614
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/07/14(M)
The City of Winsted participates in the National Flood Insurance Program as community 270614 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
McLeod County, not Winsted
McLeod County context, not Winsted figures
- Establishments in McLeod County956
- Covered employment, McLeod County15,697
- Average annual pay, McLeod County$56,991
- Housing units permitted, McLeod County50
Every figure in this section is published for McLeod County as a whole and is not a measurement of Winsted.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winsted questions, answered from the record.
How many people live in Winsted, Minnesota?
2,181, in 978 households. Winsted city covers 1.89 square miles of land, which is 1,153 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winsted in?
McLeod County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winsted?
$67,200. The median owner-occupied home is valued at $201,900. Median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winsted businesses?
1 7(a) approvals totaling $98,000 since FY2020, across 1 lenders, median approval $98,000, plus 8 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Winsted, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winsted borrowers get paid back?
No rate is published for Winsted. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winsted in the National Flood Insurance Program?
Yes. Winsted appears in the FEMA Community Status Book as Winsted, city of, community 270614, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winsted figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McLeod County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winsted.
Is zoning published for Winsted?
No. Nothing on this page presents parcel level zoning.
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