HomeMinnesotaNorman CountyGary city
Gary city, Minnesota: commercial real estate data.
Gary city is a Census city of 268 people across 0.58 square miles of land, in Norman County. Median household income is $83,750, 98.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.3 m.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gary
What Gary is
- Census place typecity
- Land area0.58 sq mi
- Water area0 sq mi
- Population per square mile of land459 plus or minus 98
- County holding the largest share of its areaNorman County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gary
How many people live in Gary
- Population268 plus or minus 57
- Median age38.5 plus or minus 10.0
- Population under 1880 plus or minus 21
- Share under 1829.9 percent
- Population 65 and over39 plus or minus 16
- Share 65 and over14.6 percent plus or minus 5.2
- Households92 plus or minus 24
- Family households73 plus or minus 18
- Share of households that are families79.3 percent plus or minus 28.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gary
Income and work in Gary
- Median household income$83,750
- Per capita income$32,004
- Civilian labor force137 plus or minus 36
- Employed130 plus or minus 36
- Unemployed7 plus or minus 7
- Unemployment rate5.1 percent plus or minus 4.9
- Adults 25 and over173 plus or minus 35
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 9.6
- Adults 25 and over with a graduate degree2.3 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gary
Housing in Gary
- Housing units102 plus or minus 25
- Occupied units92 plus or minus 24
- Vacant units10 plus or minus 10
- Vacancy rate9.8 percent plus or minus 9.5
- Owner occupied91 plus or minus 24
- Renter occupied1 plus or minus 3
- Ownership rate98.9 percent
- Median owner-occupied home value$151,100 plus or minus $64,488
- Single family units97 plus or minus 27
- Share single family95.1 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes5 plus or minus 4
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gary
How Gary gets to work
- Workers 16 and over who commute118 plus or minus 35
- Commuting under 15 minutes39 plus or minus 19
- Share commuting under 15 minutes33.1 percent plus or minus 13.1
- Commuting 30 minutes or more36 plus or minus 21
- Share commuting 30 minutes or more30.5 percent plus or minus 14.8
- Drove alone76.4 percent
- Carpooled9.4 percent plus or minus 7.4
- Public transport0.0 percent
- Walked3.9 percent plus or minus 7.0
- Worked from home7.1 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gary
SBA loans in Gary (7(a))
- Approvals6
- Gross approval$1,327,500
- Average approval$221,250
- Median approval$175,000
- Ninetieth percentile approval$480,000
- Largest approval$480,000
- Jobs supported8
- Jobs per approval1.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term72 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Norman County, not Gary
Norman County context, not Gary figures
These are Norman County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gary measurements.
- Establishments in Norman County175
- Employment at those establishments, Norman County1,206
- Covered employment, Norman County1,710
- Average annual pay, Norman County$48,805
- Average weekly wage, Norman County$939
- Housing units permitted, Norman County6
- Of those, single family, Norman County6
- County product, 2024, Norman County$246,190,000
- County product change over the prior year, Norman County-12.6 percent
- Average income of an arriving household, Norman County$50,143
Every figure in this section is published for Norman County as a whole and is not a measurement of Gary. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gary questions, answered from the record.
How many people live in Gary, Minnesota?
268, in 92 households. Gary city covers 0.58 square miles of land, which is 459 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gary in?
Norman County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gary?
$83,750. The median owner-occupied home is valued at $151,100. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gary businesses?
6 7(a) approvals totalling $1.3 m, across 2 lenders, median approval $175,000. These count approvals to borrowers whose address is in Gary, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gary borrowers get paid back?
No rate is published for Gary. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gary figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Norman County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gary.
Is zoning published for Gary?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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