HomeMinnesotaPolk CountyFertile
Fertile, Minnesota: commercial real estate data.
Fertile is a Census city of 803 people across 2.08 square miles of land, in Polk County. Median household income is $67,125, 71.9 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fertile
What Fertile is
- Census place typecity
- Land area2.08 sq mi
- Water area0 sq mi
- Population per square mile of land387
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fertile
How many people live in Fertile
- Population803
- Median age44.9
- Population under 18171 plus or minus 45
- Share under 1821.3 percent plus or minus 4.8
- Population 65 and over222 plus or minus 50
- Share 65 and over27.6 percent
- Households349
- Family households198
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fertile
Income and work in Fertile
- Median household income$67,125
- Per capita income$36,156
- Civilian labor force390
- Employed376
- Unemployed14 plus or minus 11
- Unemployment rate3.6 percent plus or minus 2.7
- Adults 25 and over565
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent plus or minus 6.7
- Adults 25 and over with a graduate degree4.1 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fertile
Housing in Fertile
- Housing units374
- Occupied units349
- Vacant units25 plus or minus 19
- Vacancy rate6.7 percent plus or minus 5.0
- Owner occupied251
- Renter occupied98 plus or minus 26
- Ownership rate71.9 percent
- Median owner-occupied home value$129,500
- Median gross rent, monthly$823
- Annual rent as a share of median income14.7 percent
- Single family units287
- Share single family76.7 percent
- Units in buildings of two or more75 plus or minus 25
- Share in buildings of two or more20.1 percent plus or minus 6.2
- Mobile homes12 plus or minus 8
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fertile
How Fertile gets to work
- Workers 16 and over who commute337
- Commuting under 15 minutes164 plus or minus 52
- Share commuting under 15 minutes48.7 percent plus or minus 12.2
- Commuting 30 minutes or more124 plus or minus 36
- Share commuting 30 minutes or more36.8 percent plus or minus 7.9
- Drove alone75.9 percent
- Carpooled4.8 percent plus or minus 3.4
- Public transport0.0 percent
- Walked8.0 percent plus or minus 3.4
- Worked from home9.7 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fertile
SBA loans in Fertile (7(a))
- Approvals19
- Gross approval$2,512,900
- Average approval$132,258
- Median approval$40,000
- Largest approval$600,000
- Jobs supported46
- Jobs per approval2.4
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term72 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Fertile, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fertile
SBA loans in Fertile (504)
- Approvals2
- Gross approval$726,000
- Average approval$363,000
- Median approval$363,000
- Largest approval$420,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fertile, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Polk County, not Fertile
Polk County context, not Fertile figures
- Establishments in Polk County733
- Covered employment, Polk County12,036
- Average annual pay, Polk County$54,723
- Housing units permitted, Polk County44
Every figure in this section is published for Polk County as a whole and is not a measurement of Fertile.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fertile questions, answered from the record.
How many people live in Fertile, Minnesota?
803, in 349 households. Fertile city covers 2.08 square miles of land, which is 387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fertile in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fertile?
$67,125. The median owner-occupied home is valued at $129,500. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fertile businesses?
19 7(a) approvals totaling $2.5 m since FY2020, across 2 lenders, median approval $40,000, plus 2 504 approvals worth $726,000 since FY2010. These count approvals to borrowers whose address is in Fertile, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fertile borrowers get paid back?
No rate is published for Fertile. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Fertile figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fertile.
Is zoning published for Fertile?
No. Nothing on this page presents parcel level zoning.