Red Lake County, Minnesota: commercial real estate data.
Red Lake County, Minnesota had an estimated 3,882 residents on July 1, 2024, down 1.4 percent since the 2020 census base of 3,938, across 432 square miles. County output reached $247.9 m in 2024, 89 establishments operate here, and the SBA record carries 4 7(a) approvals worth $791,300 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Red Lake County
How many people live in Red Lake County
- Population, American Community Survey 2020-20243,915
- Households1,671
- Average household size2.34
- Median household income$77,188
- Median age43.0
- Median gross rent$583 per month
- Median owner-occupied home value$162,000
- Home value to household income2.1 times
- Annual rent as a share of median income9.1 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent
- Adults 25 and over with a graduate degree3.8 percent
- Adults 25 and over2,730
- Population under 18947
- Share under 1824.2 percent
- Population 65 and over892
- Share 65 and over22.8 percent
- Working age population, 18 to 642,076
- Civilian labor force2,028
- Unemployment rate1.1 percent
- Labor force participation, adults 18 and over68.3 percent
- Rank by population among Minnesota counties85th of 87
- Rank by population among US county-equivalents, Puerto Rico included2971st of 3,222
Red Lake County is the 85th largest of 87 Minnesota counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.2 percent against 22.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Red Lake County
Is Red Lake County's population growing?
- Population, July 1, 20243,882
- Census 2020 base population3,938
- Population change since the 2020 census base-1.42 percent
- Population change, 2023 to 2024-31
- Births, 202434
- Deaths, 202443
- Natural change, 2024-9
- Net domestic migration, 2024-25
- Net international migration, 20242
- Total net migration, 2024-23
- Cumulative net domestic migration, 2021 to 2024-83
- Rank by growth among US county-equivalents2333rd of 3,144
The county has lost 1.42 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Red Lake County
Where are people moving to Red Lake County from?
- Tax returns filed by households arriving74
- People arriving, from those returns127
- Tax returns filed by households leaving84
- Net household movement-10
- Adjusted gross income arriving$3.6 m
- Net adjusted gross income movement$11,000
- Average income of an arriving household$48,081
- Average income of a leaving household$42,226
- Largest single originPennington County (30 households)
- Largest single destinationPennington County (30 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pennington County | 30 | 55 | $1.3 m |
Households arriving report $5,855 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Pennington County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Red Lake County
What is the Red Lake County economy?
- County GDP, 2024$247.9 m
- County GDP, 2023$223.9 m
- GDP change, 2023 to 202410.7 percent
- GDP change over five years59.1 percent
- Rank by GDP among the Minnesota areas BEA publishes84th of 87
- Rank by GDP among the US county areas BEA publishes2810th of 3,127
- GDP per resident$63,332
Output grew 10.7 percent in the latest year and 59.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Red Lake County
Employment by industry in Red Lake County
- Covered employment, annual average985
- Establishments reporting126
- Average annual pay$44,602
- Average weekly wage$858
- Retail trade, employment117
- Retail trade, average annual pay$27,846
- Transportation and warehousing, employment76
- Transportation and warehousing, average annual pay$70,547
- Professional, scientific and technical services, employment17
- Professional, scientific and technical services, average annual pay$40,934
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 117 | 14 | $27,846 |
| Transportation and warehousing | 76 | 9 | $70,547 |
| Professional, scientific and technical services | 17 | 6 | $40,934 |
Retail trade is the largest private sector at 117 jobs, 11.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Red Lake County
How many businesses are in Red Lake County?
- Establishments, all industries89
- Employment at those establishments642
- Annual payroll$26.5 m
- Establishments per 1,000 residents22.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Red Lake County
Building permits in Red Lake County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Red Lake County
SBA loans in Red Lake County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$791,300
- Average 7(a) approval$197,825
- Median 7(a) approval$158,150
- Largest single approval$450,000
- Jobs reported supported, 7(a)12
- Jobs per approval3.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded2
- 504 gross approval dollars$816,000
- Average 504 approval$408,000
- Median 504 approval$408,000
- Distinct CDCs active1
- 504 jobs per approval11.5
- 504 jobs per million dollars approved28.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Red Lake County
SBA loan default and charge-off rates in Red Lake County
Do SBA loans in Red Lake County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure2
- Status: Committed, not yet disbursed1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Red Lake County
SBA lending by place in Red Lake County
- Borrower cities with recorded lending3
- Plummer, approvals2
- Red Lake Falls, approvals1
- Brooks, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Plummer | 2 | $700,000 |
| Red Lake Falls | 1 | $66,300 |
| Brooks | 1 | $25,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Red Lake County
How large is Red Lake County?
- Land area432 sq mi
- Rank by land area among Minnesota counties78th of 87
- Width, east to west35.9 mi
- Height, north to south14.1 mi
- Geographies sharing a boundary2
- Residents per square mile of land9
- Establishments per square mile0.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Red Lake County
Flood risk in Red Lake County
- Participation of the county's own NFIP community Red Lake County, unincorporated areasParticipating, community 270387
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
- Radon levels in Red Lake County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Red Lake County (community 270387), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Red Lake County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Red Lake County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Red Lake County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20243,915
- Households1,671
- Average household size2.34
- Median household income$77,188
- Median age43.0
Common questions
Red Lake County questions, answered from the record.
How many people live in Red Lake County, Minnesota?
The Census Bureau estimates 3,882 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,915, in 1,671 households, ranking 85th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Red Lake County's population growing?
The population has fallen 1.42 percent since the 2020 census base of 3,938, to 3,882 on July 1, 2024. In 2024 there were 34 births against 43 deaths, with net migration of -23. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Red Lake County?
$77,188. The median owner-occupied home is valued at $162,000, which is 2.1 times income, and median gross rent is $583 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Red Lake County?
89 establishments, employing 642 people with an annual payroll of $26.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Red Lake County?
Retail trade is the largest private sector at 117 jobs, 11.9 percent of covered employment. Covered employment averages 985 jobs at an average annual pay of $44,602, or $858 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Red Lake County?
4 7(a) approvals totaling $791,300 since FY2020, across 4 lenders, with a median approval of $158,150, plus 2 504 approvals worth $816,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Red Lake County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Red Lake County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Red Lake County come from?
The largest single origin is Pennington County, with 30 households. Arriving households report an average income of $48,081 against $42,226 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Red Lake County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Red Lake County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Red Lake County
Cities and places in Red Lake.
4 Census places lie wholly or partly in Red Lake County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Red Lake Falls | city | 1,348 | 1 | Wholly in this county |
| Oklee | city | 383 | None recorded | Wholly in this county |
| Plummer | city | 369 | 2 | Wholly in this county |
| Brooks | city | 133 | 1 | Wholly in this county |
Nearby