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HomeMinnesotaRice CountyLonsdale

Lonsdale, Minnesota: commercial real estate data.

Lonsdale is a Census city of 4,896 people across 2.61 square miles of land, in Rice County. Median household income is $95,176, 92.1 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $8.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Lonsdale

What Lonsdale is

  • Census place typecity
  • Land area2.61 sq mi
  • Water area0.03 sq mi
  • Population per square mile of land1,876
  • County holding the largest share of its areaRice County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lonsdale

How many people live in Lonsdale

  • Population4,896
  • Median age30.3
  • Population under 181,764
  • Share under 1836.0 percent
  • Population 65 and over487 plus or minus 162
  • Share 65 and over9.9 percent plus or minus 3.3
  • Households1,618
  • Family households1,242
  • Share of households that are families76.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lonsdale

Income and work in Lonsdale

  • Median household income$95,176
  • Per capita income$36,789
  • Civilian labor force2,464
  • Employed2,416
  • Unemployed48 plus or minus 37
  • Unemployment rate1.9 percent plus or minus 1.5
  • Adults 25 and over2,838
  • Adults 25 and over with a high school diploma or higher97.2 percent
  • Adults 25 and over with a bachelor degree or higher25.1 percent plus or minus 5.9
  • Adults 25 and over with a graduate degree5.0 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lonsdale

Housing in Lonsdale

  • Housing units1,630
  • Occupied units1,618
  • Vacant units12 plus or minus 19
  • Vacancy rate0.7 percent plus or minus 1.2
  • Owner occupied1,490
  • Renter occupied128 plus or minus 78
  • Ownership rate92.1 percent
  • Median owner-occupied home value$357,000
  • Median gross rent, monthly$906
  • Annual rent as a share of median income11.4 percent
  • Single family units1,496
  • Share single family91.8 percent
  • Units in buildings of two or more134 plus or minus 76
  • Share in buildings of two or more8.2 percent plus or minus 4.6
  • Mobile homes0
  • Median year structure built2002

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lonsdale

How Lonsdale gets to work

  • Workers 16 and over who commute2,088
  • Commuting under 15 minutes175 plus or minus 83
  • Share commuting under 15 minutes8.4 percent plus or minus 3.9
  • Commuting 30 minutes or more1,152
  • Share commuting 30 minutes or more55.2 percent
  • Drove alone76.8 percent
  • Carpooled8.9 percent plus or minus 6.1
  • Public transport1.2 percent plus or minus 1.7
  • Walked0.0 percent
  • Worked from home13.1 percent plus or minus 4.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lonsdale

SBA loans in Lonsdale (7(a))

  • Approvals14
  • Gross approval$8,579,500
  • Average approval$612,821
  • Median approval$502,000
  • Largest approval$2,250,000
  • Jobs supported221
  • Jobs per approval15.8
  • Loans with a final outcome6
  • Paid in full5
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more35.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS8

Counted by borrower city: approvals to borrowers whose address is in Lonsdale, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lonsdale

SBA loans in Lonsdale (504)

  • Approvals5
  • Gross approval$4,807,000
  • Average approval$961,400
  • Median approval$1,006,000
  • Largest approval$1,591,000
  • Jobs supported32
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Lonsdale, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Lonsdale

Flood risk in Lonsdale

  • NFIP communityCity of Lonsdale
  • NFIP community number270445
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The City of Lonsdale participates in the National Flood Insurance Program as community 270445 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Rice County, not Lonsdale

Rice County context, not Lonsdale figures

  • Establishments in Rice County1,600
  • Covered employment, Rice County26,196
  • Average annual pay, Rice County$60,604
  • Housing units permitted, Rice County96

Every figure in this section is published for Rice County as a whole and is not a measurement of Lonsdale.

All Rice County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Lonsdale questions, answered from the record.

How many people live in Lonsdale, Minnesota?

4,896, in 1,618 households. Lonsdale city covers 2.61 square miles of land, which is 1,876 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lonsdale in?

Rice County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lonsdale?

$95,176. The median owner-occupied home is valued at $357,000. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lonsdale businesses?

14 7(a) approvals totaling $8.6 m since FY2020, across 4 lenders, median approval $502,000, plus 5 504 approvals worth $4.8 m since FY2010. These count approvals to borrowers whose address is in Lonsdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lonsdale borrowers get paid back?

No rate is published for Lonsdale. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Lonsdale in the National Flood Insurance Program?

Yes. Lonsdale appears in the FEMA Community Status Book as Lonsdale, city of, community 270445, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Lonsdale figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rice County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lonsdale.

Is zoning published for Lonsdale?

No. Nothing on this page presents parcel level zoning.