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Credit River, Minnesota: commercial real estate data.

Credit River is a Census city of 5,551 people across 23.41 square miles of land, in Scott County. Median household income is $143,125, 97.5 percent of occupied homes are owned.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Credit River

What Credit River is

  • Census place typecity
  • Land area23.41 sq mi
  • Water area0.4 sq mi
  • Population per square mile of land237
  • County holding the largest share of its areaScott County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Credit River

How many people live in Credit River

  • Population5,551
  • Median age44.8
  • Population under 181,029 plus or minus 224
  • Share under 1818.5 percent plus or minus 4.0
  • Population 65 and over773 plus or minus 165
  • Share 65 and over13.9 percent plus or minus 3.0
  • Households1,941
  • Family households1,653
  • Share of households that are families85.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Credit River

Income and work in Credit River

  • Median household income$143,125
  • Per capita income$75,691
  • Civilian labor force3,448
  • Employed3,383
  • Unemployed65 plus or minus 50
  • Unemployment rate1.9 percent plus or minus 1.4
  • Adults 25 and over3,852
  • Adults 25 and over with a high school diploma or higher99.4 percent
  • Adults 25 and over with a bachelor degree or higher44.2 percent
  • Adults 25 and over with a graduate degree12.0 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Credit River

Housing in Credit River

  • Housing units2,000
  • Occupied units1,941
  • Vacant units59 plus or minus 60
  • Vacancy rate2.9 percent plus or minus 3.0
  • Owner occupied1,893
  • Renter occupied48 plus or minus 56
  • Ownership rate97.5 percent
  • Median owner-occupied home value$595,000
  • Single family units2,000
  • Share single family100.0 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes0
  • Median year structure built1988

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Credit River

How Credit River gets to work

  • Workers 16 and over who commute2,765
  • Commuting under 15 minutes741 plus or minus 206
  • Share commuting under 15 minutes26.8 percent plus or minus 7.1
  • Commuting 30 minutes or more862 plus or minus 191
  • Share commuting 30 minutes or more31.2 percent plus or minus 6.4
  • Drove alone71.8 percent
  • Carpooled2.5 percent plus or minus 1.9
  • Public transport0.5 percent plus or minus 0.9
  • Walked0.3 percent plus or minus 0.5
  • Worked from home16.8 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Credit River

Flood risk in Credit River

  • NFIP communityCity of Credit River
  • NFIP community number270991
  • Participating in the NFIPYes
  • Community Rating System classNone

The City of Credit River participates in the National Flood Insurance Program as community 270991 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Scott County, not Credit River

Scott County context, not Credit River figures

  • Establishments in Scott County3,655
  • Covered employment, Scott County63,111
  • Average annual pay, Scott County$62,133
  • Housing units permitted, Scott County699

Every figure in this section is published for Scott County as a whole and is not a measurement of Credit River.

All Scott County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Credit River questions, answered from the record.

How many people live in Credit River, Minnesota?

5,551, in 1,941 households. Credit River city covers 23.41 square miles of land, which is 237 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Credit River in?

Scott County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Credit River?

$143,125. The median owner-occupied home is valued at $595,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Is Credit River in the National Flood Insurance Program?

Yes. Credit River appears in the FEMA Community Status Book as Credit River, city of, community 270991, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Credit River figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Scott County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Credit River.

Is zoning published for Credit River?

No. Nothing on this page presents parcel level zoning.