HomeMinnesotaSherburne CountyBig Lake
Big Lake, Minnesota: commercial real estate data.
Big Lake is a Census city of 12,367 people across 7.23 square miles of land, in Sherburne County. Median household income is $120,549, 86.9 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $12.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Big Lake
What Big Lake is
- Census place typecity
- Land area7.23 sq mi
- Water area0.93 sq mi
- Population per square mile of land1,710
- County holding the largest share of its areaSherburne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Lake
How many people live in Big Lake
- Population12,367
- Median age32.5
- Population under 183,531
- Share under 1828.6 percent
- Population 65 and over706 plus or minus 155
- Share 65 and over5.7 percent plus or minus 1.2
- Households4,036
- Family households3,191
- Share of households that are families79.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Lake
Income and work in Big Lake
- Median household income$120,549
- Per capita income$42,522
- Civilian labor force7,486
- Employed7,248
- Unemployed238 plus or minus 109
- Unemployment rate3.2 percent plus or minus 1.4
- Adults 25 and over7,399
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher26.8 percent
- Adults 25 and over with a graduate degree8.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Lake
Housing in Big Lake
- Housing units4,162
- Occupied units4,036
- Vacant units126 plus or minus 142
- Vacancy rate3.0 percent plus or minus 3.4
- Owner occupied3,507
- Renter occupied529 plus or minus 164
- Ownership rate86.9 percent
- Median owner-occupied home value$330,200
- Median gross rent, monthly$1,340
- Annual rent as a share of median income13.3 percent
- Single family units3,748
- Share single family90.1 percent
- Units in buildings of two or more305 plus or minus 110
- Share in buildings of two or more7.3 percent plus or minus 2.6
- Mobile homes109 plus or minus 92
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Lake
How Big Lake gets to work
- Workers 16 and over who commute6,458
- Commuting under 15 minutes1,148 plus or minus 287
- Share commuting under 15 minutes17.8 percent plus or minus 4.3
- Commuting 30 minutes or more3,944
- Share commuting 30 minutes or more61.1 percent
- Drove alone74.9 percent
- Carpooled13.0 percent plus or minus 6.0
- Public transport1.1 percent plus or minus 1.2
- Walked0.2 percent plus or minus 0.3
- Worked from home9.6 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Lake
SBA loans in Big Lake (7(a))
- Approvals37
- Gross approval$12,587,000
- Average approval$340,189
- Median approval$200,000
- Ninetieth percentile approval$768,780
- Largest approval$2,100,000
- Jobs supported344
- Jobs per approval9.3
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.2 percent
- Share to franchises2.7 percent
- Distinct lenders21
- Distinct industries by NAICS27
Counted by borrower city: approvals to borrowers whose address is in Big Lake, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Big Lake
SBA loans in Big Lake (504)
- Approvals25
- Gross approval$15,263,000
- Average approval$610,520
- Median approval$384,000
- Largest approval$4,027,000
- Jobs supported180
- Loans with a final outcome7
- Charged off2
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Big Lake, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Big Lake
Flood risk in Big Lake
- NFIP communityCity of Big Lake
- NFIP community number270663
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/16/11
The City of Big Lake participates in the National Flood Insurance Program as community 270663 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sherburne County, not Big Lake
Sherburne County context, not Big Lake figures
- Establishments in Sherburne County2,251
- Covered employment, Sherburne County28,090
- Average annual pay, Sherburne County$57,774
- Housing units permitted, Sherburne County334
Every figure in this section is published for Sherburne County as a whole and is not a measurement of Big Lake.
All Sherburne County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Big Lake questions, answered from the record.
How many people live in Big Lake, Minnesota?
12,367, in 4,036 households. Big Lake city covers 7.23 square miles of land, which is 1,710 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Big Lake in?
Sherburne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Big Lake?
$120,549. The median owner-occupied home is valued at $330,200. Median gross rent is $1,340 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Big Lake businesses?
37 7(a) approvals totaling $12.6 m since FY2020, across 21 lenders, median approval $200,000, plus 25 504 approvals worth $15.3 m since FY2010. These count approvals to borrowers whose address is in Big Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Big Lake borrowers get paid back?
No rate is published for Big Lake. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Big Lake in the National Flood Insurance Program?
Yes. Big Lake appears in the FEMA Community Status Book as Big Lake, city of, community 270663, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Big Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sherburne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Big Lake.
Is zoning published for Big Lake?
No. Nothing on this page presents parcel level zoning.
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