HomeMinnesotaStearns CountySauk Centre
Sauk Centre, Minnesota: commercial real estate data.
Sauk Centre is a Census city of 4,621 people across 4.10 square miles of land, in Stearns County. Median household income is $62,628, 56.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sauk Centre
What Sauk Centre is
- Census place typecity
- Land area4.1 sq mi
- Water area0 sq mi
- Population per square mile of land1,126
- County holding the largest share of its areaStearns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Centre
How many people live in Sauk Centre
- Population4,621
- Median age43.2
- Population under 18880 plus or minus 237
- Share under 1819.0 percent plus or minus 5.1
- Population 65 and over1,171 plus or minus 242
- Share 65 and over25.3 percent plus or minus 5.2
- Households2,113
- Family households1,198
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Centre
Income and work in Sauk Centre
- Median household income$62,628 plus or minus $13,665
- Per capita income$39,528
- Civilian labor force2,586
- Employed2,418
- Unemployed168 plus or minus 121
- Unemployment rate6.5 percent plus or minus 4.6
- Adults 25 and over3,363
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent plus or minus 5.9
- Adults 25 and over with a graduate degree10.3 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Centre
Housing in Sauk Centre
- Housing units2,232
- Occupied units2,113
- Vacant units119 plus or minus 117
- Vacancy rate5.3 percent plus or minus 5.2
- Owner occupied1,183
- Renter occupied930 plus or minus 223
- Ownership rate56.0 percent
- Median owner-occupied home value$225,700
- Median gross rent, monthly$843
- Annual rent as a share of median income16.2 percent plus or minus 3.8
- Single family units1,560
- Share single family69.9 percent
- Units in buildings of two or more672 plus or minus 216
- Share in buildings of two or more30.1 percent plus or minus 9.4
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Centre
How Sauk Centre gets to work
- Workers 16 and over who commute2,167
- Commuting under 15 minutes1,113 plus or minus 268
- Share commuting under 15 minutes51.4 percent plus or minus 10.5
- Commuting 30 minutes or more642 plus or minus 224
- Share commuting 30 minutes or more29.6 percent plus or minus 9.7
- Drove alone72.7 percent
- Carpooled5.6 percent plus or minus 4.3
- Public transport0.3 percent plus or minus 0.7
- Walked8.2 percent plus or minus 6.2
- Worked from home10.4 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sauk Centre
SBA loans in Sauk Centre (7(a))
- Approvals6
- Gross approval$5,092,300
- Average approval$848,717
- Median approval$528,800
- Largest approval$3,100,000
- Jobs supported77
- Jobs per approval12.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term176 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises16.7 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Sauk Centre, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sauk Centre
SBA loans in Sauk Centre (504)
- Approvals8
- Gross approval$2,370,000
- Average approval$296,250
- Median approval$265,500
- Largest approval$586,000
- Jobs supported62
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Sauk Centre, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sauk Centre
Flood risk in Sauk Centre
- NFIP communityCity of Sauk Centre
- NFIP community number270459
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/16/12
The City of Sauk Centre participates in the National Flood Insurance Program as community 270459 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Stearns County, not Sauk Centre
Stearns County context, not Sauk Centre figures
- Establishments in Stearns County4,474
- Covered employment, Stearns County87,252
- Average annual pay, Stearns County$62,313
- Housing units permitted, Stearns County572
Every figure in this section is published for Stearns County as a whole and is not a measurement of Sauk Centre.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sauk Centre questions, answered from the record.
How many people live in Sauk Centre, Minnesota?
4,621, in 2,113 households. Sauk Centre city covers 4.10 square miles of land, which is 1,126 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sauk Centre in?
Stearns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sauk Centre?
$62,628. The median owner-occupied home is valued at $225,700. Median gross rent is $843 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sauk Centre businesses?
6 7(a) approvals totaling $5.1 m since FY2020, across 3 lenders, median approval $528,800, plus 8 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Sauk Centre, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sauk Centre borrowers get paid back?
No rate is published for Sauk Centre. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sauk Centre in the National Flood Insurance Program?
Yes. Sauk Centre appears in the FEMA Community Status Book as Sauk Centre, city of, community 270459, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sauk Centre figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stearns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sauk Centre.
Is zoning published for Sauk Centre?
No. Nothing on this page presents parcel level zoning.