Stevens County, Minnesota: commercial real estate data.
Stevens County, Minnesota had an estimated 9,819 residents on July 1, 2024, up 1.5 percent since the 2020 census base of 9,672, across 564 square miles. County output reached $816.3 m in 2024, 318 establishments operate here, and the SBA record carries 7 7(a) approvals worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stevens County
How many people live in Stevens County
- Population, American Community Survey 2020-20249,739
- Households3,889
- Average household size2.50
- Median household income$75,733
- Median age33.9
- Median gross rent$951 per month
- Median owner-occupied home value$202,800
- Home value to household income2.7 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher31.1 percent
- Adults 25 and over with a graduate degree8.0 percent
- Adults 25 and over5,894
- Population under 182,174
- Share under 1822.3 percent
- Population 65 and over1,640
- Share 65 and over16.8 percent
- Working age population, 18 to 645,925
- Civilian labor force5,117
- Unemployment rate2.0 percent
- Labor force participation, adults 18 and over67.6 percent
- Rank by population among Minnesota counties69th of 87
- Rank by population among US county-equivalents, Puerto Rico included2507th of 3,222
Stevens County is the 69th largest of 87 Minnesota counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.3 percent against 16.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stevens County
Is Stevens County's population growing?
- Population, July 1, 20249,819
- Census 2020 base population9,672
- Population change since the 2020 census base1.52 percent
- Population change, 2023 to 2024-15
- Births, 2024128
- Deaths, 202466
- Natural change, 202462
- Net domestic migration, 2024-143
- Net international migration, 202466
- Total net migration, 2024-77
- Cumulative net domestic migration, 2021 to 2024-268
- Rank by growth among US county-equivalents1329th of 3,144
The county has grown 1.52 percent since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stevens County
Where are people moving to Stevens County from?
- Tax returns filed by households arriving193
- People arriving, from those returns377
- Tax returns filed by households leaving264
- Net household movement-71
- Adjusted gross income arriving$9.3 m
- Net adjusted gross income movement$-4.7 m
- Average income of an arriving household$47,995
- Average income of a leaving household$52,769
- Largest single destinationDouglas County (21 households)
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $4,774 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stevens County
What is the Stevens County economy?
- County GDP, 2024$816.3 m
- County GDP, 2023$708.7 m
- GDP change, 2023 to 202415.2 percent
- GDP change over five years24.3 percent
- Rank by GDP among the Minnesota areas BEA publishes59th of 87
- Rank by GDP among the US county areas BEA publishes2013th of 3,127
- GDP per resident$83,820
Output grew 15.2 percent in the latest year and 24.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stevens County
Employment by industry in Stevens County
- Covered employment, annual average5,738
- Establishments reporting390
- Average annual pay$63,358
- Average weekly wage$1,218
- Manufacturing, employment930
- Manufacturing, average annual pay$80,343
- Retail trade, employment476
- Retail trade, average annual pay$35,295
- Accommodation and food services, employment373
- Accommodation and food services, average annual pay$16,585
- Construction, employment230
- Construction, average annual pay$103,541
- Wholesale trade, employment191
- Professional, scientific and technical services, employment135
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 930 | 14 | $80,343 |
| Retail trade | 476 | 41 | $35,295 |
| Accommodation and food services | 373 | 23 | $16,585 |
| Construction | 230 | 42 | $103,541 |
| Wholesale trade | 191 | 26 | $62,512 |
| Professional, scientific and technical services | 135 | 14 | $84,081 |
| Finance and insurance | 124 | 20 | $90,366 |
| Other services, except public administration | 87 | 34 | $21,957 |
Manufacturing is the largest private sector at 930 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stevens County
How many businesses are in Stevens County?
- Establishments, all industries318
- Employment at those establishments4,051
- Annual payroll$243.1 m
- Establishments per 1,000 residents32.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stevens County
Building permits in Stevens County
- Housing units authorized by permit, 20248
- Declared construction value permitted$3.0 m
- Single family units authorized8
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$377,500
- Units authorized per 1,000 households2.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stevens County
SBA loans in Stevens County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$7.9 m
- Average 7(a) approval$1,131,643
- Median 7(a) approval$500,000
- Largest single approval$4,166,500
- Jobs reported supported, 7(a)117
- Jobs per approval16.7
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter6
- Franchise loans1
- Franchise share of approvals14.3 percent
- Leading industry by approval countAutomobile and Other Motor Vehicle Merchant Wholesalers (3)
- Most active lenderBankVista (3)
- 504 approvals recorded7
- 504 gross approval dollars$2.6 m
- Average 504 approval$374,571
- Median 504 approval$395,000
- Distinct CDCs active4
- 504 jobs per approval6.3
- 504 jobs per million dollars approved16.8
- Most active CDCMidwest Business Finance Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stevens County
SBA loan default and charge-off rates in Stevens County
Do SBA loans in Stevens County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure5
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stevens County
How large is Stevens County?
- Land area564 sq mi
- Rank by land area among Minnesota counties57th of 87
- Width, east to west24.5 mi
- Height, north to south24 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stevens County
Flood risk in Stevens County
- Participation of the county's own NFIP community Stevens County, unincorporated areasParticipating, community 270640
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Stevens County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Stevens County (community 270640), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Stevens County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stevens County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stevens County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,739
- Households3,889
- Average household size2.50
- Median household income$75,733
- Median age33.9
Common questions
Stevens County questions, answered from the record.
How many people live in Stevens County, Minnesota?
The Census Bureau estimates 9,819 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,739, in 3,889 households, ranking 69th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stevens County's population growing?
The population has grown 1.52 percent since the 2020 census base of 9,672, to 9,819 on July 1, 2024. In 2024 there were 128 births against 66 deaths, with net migration of -77. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stevens County?
$75,733. The median owner-occupied home is valued at $202,800, which is 2.7 times income, and median gross rent is $951 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stevens County?
318 establishments, employing 4,051 people with an annual payroll of $243.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stevens County?
Manufacturing is the largest private sector at 930 jobs, 16.2 percent of covered employment. Covered employment averages 5,738 jobs at an average annual pay of $63,358, or $1,218 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stevens County?
7 7(a) approvals totaling $7.9 m since FY2020, across 5 lenders, with a median approval of $500,000, plus 7 504 approvals worth $2.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stevens County?
8 housing units were authorized by permit in 2024, with a declared construction value of $3.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stevens County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Stevens County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stevens County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stevens County
Cities and places in Stevens.
5 Census places lie wholly or partly in Stevens County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Morris | city | 5,128 | 7 | Wholly in this county |
| Hancock | city | 859 | None recorded | Wholly in this county |
| Chokio | city | 392 | None recorded | Wholly in this county |
| Donnelly | city | 277 | None recorded | Wholly in this county |
| Alberta | city | 93 | None recorded | Wholly in this county |
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